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Consensus Cloud Solutions, Inc.（CCSI）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
Consensus Cloud Solutions, Inc.的季度营收约是HomeTrust Bancshares, Inc.的1.6倍（$87.1M vs $53.6M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs 0.1%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $7.3M），过去两年HomeTrust Bancshares, Inc.的营收复合增速更高（3.5% vs -0.6%）
Consensus Cloud Solutions是一家云解决方案提供商，核心产品包括加密数字传真、安全文档交换、工作流程自动化工具，主要面向医疗、法律、金融服务等领域的北美企业客户提供相关服务。
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
CCSI vs HTB — 直观对比
营收规模更大
CCSI
是对方的1.6倍
$53.6M
营收增速更快
HTB
高出3.6%
0.1%
自由现金流更多
HTB
多$38.0M
$7.3M
两年增速更快
HTB
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $87.1M | $53.6M |
| 净利润 | $20.5M | — |
| 毛利率 | 80.0% | — |
| 营业利润率 | 41.1% | 37.0% |
| 净利率 | 23.5% | — |
| 营收同比 | 0.1% | 3.7% |
| 净利润同比 | 13.5% | — |
| 每股收益（稀释后） | $1.06 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCSIHTB
| Q4 25 | $87.1M | $53.6M | ||
| Q3 25 | $87.8M | $54.1M | ||
| Q2 25 | $87.7M | $54.4M | ||
| Q1 25 | $87.1M | $50.9M | ||
| Q4 24 | $87.0M | $51.7M | ||
| Q3 24 | $87.8M | $50.6M | ||
| Q2 24 | $87.5M | $50.6M | ||
| Q1 24 | $88.1M | $50.0M |
净利润CCSIHTB
| Q4 25 | $20.5M | — | ||
| Q3 25 | $22.1M | $16.5M | ||
| Q2 25 | $20.8M | $17.2M | ||
| Q1 25 | $21.2M | $14.5M | ||
| Q4 24 | $18.1M | — | ||
| Q3 24 | $21.1M | $13.1M | ||
| Q2 24 | $23.9M | $12.4M | ||
| Q1 24 | $26.4M | $15.1M |
毛利率CCSIHTB
| Q4 25 | 80.0% | — | ||
| Q3 25 | 80.0% | — | ||
| Q2 25 | 79.9% | — | ||
| Q1 25 | 79.3% | — | ||
| Q4 24 | 79.5% | — | ||
| Q3 24 | 79.9% | — | ||
| Q2 24 | 80.4% | — | ||
| Q1 24 | 80.7% | — |
营业利润率CCSIHTB
| Q4 25 | 41.1% | 37.0% | ||
| Q3 25 | 43.2% | 38.5% | ||
| Q2 25 | 44.5% | 40.1% | ||
| Q1 25 | 43.0% | 36.2% | ||
| Q4 24 | 38.4% | 35.4% | ||
| Q3 24 | 43.8% | 33.2% | ||
| Q2 24 | 45.6% | 31.3% | ||
| Q1 24 | 42.7% | 38.0% |
净利率CCSIHTB
| Q4 25 | 23.5% | — | ||
| Q3 25 | 25.2% | 30.5% | ||
| Q2 25 | 23.7% | 31.6% | ||
| Q1 25 | 24.3% | 28.5% | ||
| Q4 24 | 20.8% | — | ||
| Q3 24 | 24.1% | 25.9% | ||
| Q2 24 | 27.3% | 24.6% | ||
| Q1 24 | 29.9% | 30.1% |
每股收益（稀释后）CCSIHTB
| Q4 25 | $1.06 | $0.93 | ||
| Q3 25 | $1.15 | $0.95 | ||
| Q2 25 | $1.07 | $1.00 | ||
| Q1 25 | $1.07 | $0.84 | ||
| Q4 24 | $0.92 | $0.83 | ||
| Q3 24 | $1.09 | $0.76 | ||
| Q2 24 | $1.24 | $0.73 | ||
| Q1 24 | $1.37 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $74.7M | $324.7M |
| 总债务越低越好 | $558.4M | — |
| 股东权益账面价值 | $13.8M | $600.7M |
| 总资产 | $663.8M | $4.5B |
| 负债/权益比越低杠杆越低 | 40.54× | — |
8季度趋势，按日历期对齐
现金及短期投资CCSIHTB
| Q4 25 | $74.7M | $324.7M | ||
| Q3 25 | $97.6M | $315.8M | ||
| Q2 25 | $57.9M | $297.2M | ||
| Q1 25 | $53.4M | $299.8M | ||
| Q4 24 | $33.5M | $279.2M | ||
| Q3 24 | $54.6M | $293.5M | ||
| Q2 24 | $49.2M | $294.2M | ||
| Q1 24 | $61.5M | $380.5M |
总债务CCSIHTB
| Q4 25 | $558.4M | — | ||
| Q3 25 | $578.6M | — | ||
| Q2 25 | $578.2M | — | ||
| Q1 25 | $583.7M | — | ||
| Q4 24 | $593.0M | — | ||
| Q3 24 | $612.5M | — | ||
| Q2 24 | $642.8M | — | ||
| Q1 24 | $671.7M | — |
股东权益CCSIHTB
| Q4 25 | $13.8M | $600.7M | ||
| Q3 25 | $-2.6M | $595.8M | ||
| Q2 25 | $-26.5M | $579.3M | ||
| Q1 25 | $-49.4M | $565.4M | ||
| Q4 24 | $-79.5M | $551.8M | ||
| Q3 24 | $-93.2M | $540.0M | ||
| Q2 24 | $-124.4M | $523.6M | ||
| Q1 24 | $-151.8M | $513.2M |
总资产CCSIHTB
| Q4 25 | $663.8M | $4.5B | ||
| Q3 25 | $675.0M | $4.6B | ||
| Q2 25 | $641.5M | $4.6B | ||
| Q1 25 | $629.6M | $4.6B | ||
| Q4 24 | $602.2M | $4.6B | ||
| Q3 24 | $622.5M | $4.6B | ||
| Q2 24 | $608.5M | $4.7B | ||
| Q1 24 | $620.8M | $4.7B |
负债/权益比CCSIHTB
| Q4 25 | 40.54× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $15.2M | $49.5M |
| 自由现金流经营现金流 - 资本支出 | $7.3M | $45.3M |
| 自由现金流率自由现金流/营收 | 8.4% | 84.5% |
| 资本支出强度资本支出/营收 | 9.1% | 7.8% |
| 现金转化率经营现金流/净利润 | 0.74× | — |
| 过去12个月自由现金流最近4个季度 | $105.9M | $93.8M |
8季度趋势，按日历期对齐
经营现金流CCSIHTB
| Q4 25 | $15.2M | $49.5M | ||
| Q3 25 | $51.6M | $-11.3M | ||
| Q2 25 | $28.3M | $-8.8M | ||
| Q1 25 | $40.9M | $71.7M | ||
| Q4 24 | $11.1M | $45.4M | ||
| Q3 24 | $41.6M | $43.8M | ||
| Q2 24 | $24.4M | $5.9M | ||
| Q1 24 | $44.7M | $-9.0M |
自由现金流CCSIHTB
| Q4 25 | $7.3M | $45.3M | ||
| Q3 25 | $44.4M | $-12.0M | ||
| Q2 25 | $20.3M | $-10.2M | ||
| Q1 25 | $33.7M | $70.7M | ||
| Q4 24 | $3.1M | $42.4M | ||
| Q3 24 | $33.6M | $43.1M | ||
| Q2 24 | $15.8M | $5.7M | ||
| Q1 24 | $35.8M | $-9.6M |
自由现金流率CCSIHTB
| Q4 25 | 8.4% | 84.5% | ||
| Q3 25 | 50.6% | -22.2% | ||
| Q2 25 | 23.2% | -18.7% | ||
| Q1 25 | 38.7% | 138.7% | ||
| Q4 24 | 3.6% | 82.0% | ||
| Q3 24 | 38.3% | 85.1% | ||
| Q2 24 | 18.1% | 11.2% | ||
| Q1 24 | 40.6% | -19.2% |
资本支出强度CCSIHTB
| Q4 25 | 9.1% | 7.8% | ||
| Q3 25 | 8.2% | 1.4% | ||
| Q2 25 | 9.1% | 2.5% | ||
| Q1 25 | 8.3% | 2.0% | ||
| Q4 24 | 9.2% | 5.9% | ||
| Q3 24 | 9.1% | 1.3% | ||
| Q2 24 | 9.8% | 0.5% | ||
| Q1 24 | 10.1% | 1.1% |
现金转化率CCSIHTB
| Q4 25 | 0.74× | — | ||
| Q3 25 | 2.34× | -0.68× | ||
| Q2 25 | 1.36× | -0.51× | ||
| Q1 25 | 1.94× | 4.93× | ||
| Q4 24 | 0.62× | — | ||
| Q3 24 | 1.97× | 3.34× | ||
| Q2 24 | 1.02× | 0.48× | ||
| Q1 24 | 1.69× | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
