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Certara, Inc.（CERT）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
Certara, Inc.的季度营收约是HomeTrust Bancshares, Inc.的1.9倍（$103.6M vs $53.6M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs 3.3%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $27.8M），过去两年Certara, Inc.的营收复合增速更高（3.6% vs 3.5%）
Certara是全球领先的生物制药软件及咨询服务提供商，专注于建模模拟、监管科学领域的解决方案，服务药企、生物技术企业及医疗相关方，覆盖药物研发全周期，助力加快新疗法上市，降低研发风险与综合成本。
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
CERT vs HTB — 直观对比
营收规模更大
CERT
是对方的1.9倍
$53.6M
营收增速更快
HTB
高出0.4%
3.3%
自由现金流更多
HTB
多$17.5M
$27.8M
两年增速更快
CERT
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $103.6M | $53.6M |
| 净利润 | $-5.9M | — |
| 毛利率 | — | — |
| 营业利润率 | 0.8% | 37.0% |
| 净利率 | -5.7% | — |
| 营收同比 | 3.3% | 3.7% |
| 净利润同比 | -189.6% | — |
| 每股收益（稀释后） | $-0.04 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CERTHTB
| Q4 25 | $103.6M | $53.6M | ||
| Q3 25 | $104.6M | $54.1M | ||
| Q2 25 | $104.6M | $54.4M | ||
| Q1 25 | $106.0M | $50.9M | ||
| Q4 24 | $100.4M | $51.7M | ||
| Q3 24 | $94.8M | $50.6M | ||
| Q2 24 | $93.3M | $50.6M | ||
| Q1 24 | $96.7M | $50.0M |
净利润CERTHTB
| Q4 25 | $-5.9M | — | ||
| Q3 25 | $1.5M | $16.5M | ||
| Q2 25 | $-2.0M | $17.2M | ||
| Q1 25 | $4.7M | $14.5M | ||
| Q4 24 | $6.6M | — | ||
| Q3 24 | $-1.4M | $13.1M | ||
| Q2 24 | $-12.6M | $12.4M | ||
| Q1 24 | $-4.7M | $15.1M |
营业利润率CERTHTB
| Q4 25 | 0.8% | 37.0% | ||
| Q3 25 | 2.9% | 38.5% | ||
| Q2 25 | 9.1% | 40.1% | ||
| Q1 25 | 7.2% | 36.2% | ||
| Q4 24 | 6.0% | 35.4% | ||
| Q3 24 | 2.7% | 33.2% | ||
| Q2 24 | -9.7% | 31.3% | ||
| Q1 24 | -1.3% | 38.0% |
净利率CERTHTB
| Q4 25 | -5.7% | — | ||
| Q3 25 | 1.5% | 30.5% | ||
| Q2 25 | -1.9% | 31.6% | ||
| Q1 25 | 4.5% | 28.5% | ||
| Q4 24 | 6.6% | — | ||
| Q3 24 | -1.4% | 25.9% | ||
| Q2 24 | -13.5% | 24.6% | ||
| Q1 24 | -4.8% | 30.1% |
每股收益（稀释后）CERTHTB
| Q4 25 | $-0.04 | $0.93 | ||
| Q3 25 | $0.01 | $0.95 | ||
| Q2 25 | $-0.01 | $1.00 | ||
| Q1 25 | $0.03 | $0.84 | ||
| Q4 24 | $0.04 | $0.83 | ||
| Q3 24 | $-0.01 | $0.76 | ||
| Q2 24 | $-0.08 | $0.73 | ||
| Q1 24 | $-0.03 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $189.4M | $324.7M |
| 总债务越低越好 | $293.1M | — |
| 股东权益账面价值 | $1.1B | $600.7M |
| 总资产 | $1.6B | $4.5B |
| 负债/权益比越低杠杆越低 | 0.28× | — |
8季度趋势，按日历期对齐
现金及短期投资CERTHTB
| Q4 25 | $189.4M | $324.7M | ||
| Q3 25 | $172.7M | $315.8M | ||
| Q2 25 | $162.3M | $297.2M | ||
| Q1 25 | $179.1M | $299.8M | ||
| Q4 24 | $179.2M | $279.2M | ||
| Q3 24 | $233.0M | $293.5M | ||
| Q2 24 | $224.6M | $294.2M | ||
| Q1 24 | $224.8M | $380.5M |
总债务CERTHTB
| Q4 25 | $293.1M | — | ||
| Q3 25 | $293.5M | — | ||
| Q2 25 | $294.2M | — | ||
| Q1 25 | $294.8M | — | ||
| Q4 24 | $295.4M | — | ||
| Q3 24 | $296.1M | — | ||
| Q2 24 | $296.7M | — | ||
| Q1 24 | $290.8M | — |
股东权益CERTHTB
| Q4 25 | $1.1B | $600.7M | ||
| Q3 25 | $1.1B | $595.8M | ||
| Q2 25 | $1.1B | $579.3M | ||
| Q1 25 | $1.1B | $565.4M | ||
| Q4 24 | $1.1B | $551.8M | ||
| Q3 24 | $1.1B | $540.0M | ||
| Q2 24 | $1.0B | $523.6M | ||
| Q1 24 | $1.1B | $513.2M |
总资产CERTHTB
| Q4 25 | $1.6B | $4.5B | ||
| Q3 25 | $1.5B | $4.6B | ||
| Q2 25 | $1.5B | $4.6B | ||
| Q1 25 | $1.6B | $4.6B | ||
| Q4 24 | $1.6B | $4.6B | ||
| Q3 24 | $1.5B | $4.6B | ||
| Q2 24 | $1.5B | $4.7B | ||
| Q1 24 | $1.5B | $4.7B |
负债/权益比CERTHTB
| Q4 25 | 0.28× | — | ||
| Q3 25 | 0.28× | — | ||
| Q2 25 | 0.27× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | 0.28× | — | ||
| Q2 24 | 0.28× | — | ||
| Q1 24 | 0.28× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.8M | $49.5M |
| 自由现金流经营现金流 - 资本支出 | $27.8M | $45.3M |
| 自由现金流率自由现金流/营收 | 26.8% | 84.5% |
| 资本支出强度资本支出/营收 | 1.0% | 7.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $94.4M | $93.8M |
8季度趋势，按日历期对齐
经营现金流CERTHTB
| Q4 25 | $28.8M | $49.5M | ||
| Q3 25 | $32.3M | $-11.3M | ||
| Q2 25 | $17.8M | $-8.8M | ||
| Q1 25 | $17.4M | $71.7M | ||
| Q4 24 | $49.4M | $45.4M | ||
| Q3 24 | $17.0M | $43.8M | ||
| Q2 24 | $9.8M | $5.9M | ||
| Q1 24 | $4.3M | $-9.0M |
自由现金流CERTHTB
| Q4 25 | $27.8M | $45.3M | ||
| Q3 25 | $32.1M | $-12.0M | ||
| Q2 25 | $17.8M | $-10.2M | ||
| Q1 25 | $16.8M | $70.7M | ||
| Q4 24 | $49.0M | $42.4M | ||
| Q3 24 | $16.8M | $43.1M | ||
| Q2 24 | $9.4M | $5.7M | ||
| Q1 24 | $3.7M | $-9.6M |
自由现金流率CERTHTB
| Q4 25 | 26.8% | 84.5% | ||
| Q3 25 | 30.7% | -22.2% | ||
| Q2 25 | 17.0% | -18.7% | ||
| Q1 25 | 15.8% | 138.7% | ||
| Q4 24 | 48.8% | 82.0% | ||
| Q3 24 | 17.7% | 85.1% | ||
| Q2 24 | 10.1% | 11.2% | ||
| Q1 24 | 3.8% | -19.2% |
资本支出强度CERTHTB
| Q4 25 | 1.0% | 7.8% | ||
| Q3 25 | 0.2% | 1.4% | ||
| Q2 25 | 0.1% | 2.5% | ||
| Q1 25 | 0.6% | 2.0% | ||
| Q4 24 | 0.4% | 5.9% | ||
| Q3 24 | 0.2% | 1.3% | ||
| Q2 24 | 0.5% | 0.5% | ||
| Q1 24 | 0.6% | 1.1% |
现金转化率CERTHTB
| Q4 25 | — | — | ||
| Q3 25 | 21.19× | -0.68× | ||
| Q2 25 | — | -0.51× | ||
| Q1 25 | 3.66× | 4.93× | ||
| Q4 24 | 7.51× | — | ||
| Q3 24 | — | 3.34× | ||
| Q2 24 | — | 0.48× | ||
| Q1 24 | — | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
