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Certara, Inc.（CERT）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
Certara, Inc.的季度营收约是REPUBLIC BANCORP INC的1.1倍（$103.6M vs $94.3M），REPUBLIC BANCORP INC净利率更高（24.2% vs -5.7%，领先29.9%），REPUBLIC BANCORP INC同比增速更快（5.3% vs 3.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $27.8M），过去两年Certara, Inc.的营收复合增速更高（3.6% vs -11.5%）
Certara是全球领先的生物制药软件及咨询服务提供商，专注于建模模拟、监管科学领域的解决方案，服务药企、生物技术企业及医疗相关方，覆盖药物研发全周期，助力加快新疗法上市，降低研发风险与综合成本。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
CERT vs RBCAA — 直观对比
营收规模更大
CERT
是对方的1.1倍
$94.3M
营收增速更快
RBCAA
高出2.0%
3.3%
净利率更高
RBCAA
高出29.9%
-5.7%
自由现金流更多
RBCAA
多$133.3M
$27.8M
两年增速更快
CERT
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $103.6M | $94.3M |
| 净利润 | $-5.9M | $22.8M |
| 毛利率 | — | — |
| 营业利润率 | 0.8% | 29.3% |
| 净利率 | -5.7% | 24.2% |
| 营收同比 | 3.3% | 5.3% |
| 净利润同比 | -189.6% | 20.0% |
| 每股收益（稀释后） | $-0.04 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CERTRBCAA
| Q4 25 | $103.6M | $94.3M | ||
| Q3 25 | $104.6M | $93.5M | ||
| Q2 25 | $104.6M | $93.8M | ||
| Q1 25 | $106.0M | $135.8M | ||
| Q4 24 | $100.4M | $89.5M | ||
| Q3 24 | $94.8M | $88.1M | ||
| Q2 24 | $93.3M | $86.9M | ||
| Q1 24 | $96.7M | $120.3M |
净利润CERTRBCAA
| Q4 25 | $-5.9M | $22.8M | ||
| Q3 25 | $1.5M | $29.7M | ||
| Q2 25 | $-2.0M | $31.5M | ||
| Q1 25 | $4.7M | $47.3M | ||
| Q4 24 | $6.6M | $19.0M | ||
| Q3 24 | $-1.4M | $26.5M | ||
| Q2 24 | $-12.6M | $25.2M | ||
| Q1 24 | $-4.7M | $30.6M |
营业利润率CERTRBCAA
| Q4 25 | 0.8% | 29.3% | ||
| Q3 25 | 2.9% | 40.4% | ||
| Q2 25 | 9.1% | 43.0% | ||
| Q1 25 | 7.2% | 44.1% | ||
| Q4 24 | 6.0% | 25.8% | ||
| Q3 24 | 2.7% | 38.4% | ||
| Q2 24 | -9.7% | 37.0% | ||
| Q1 24 | -1.3% | 32.2% |
净利率CERTRBCAA
| Q4 25 | -5.7% | 24.2% | ||
| Q3 25 | 1.5% | 31.8% | ||
| Q2 25 | -1.9% | 33.5% | ||
| Q1 25 | 4.5% | 34.8% | ||
| Q4 24 | 6.6% | 21.2% | ||
| Q3 24 | -1.4% | 30.1% | ||
| Q2 24 | -13.5% | 29.0% | ||
| Q1 24 | -4.8% | 25.4% |
每股收益（稀释后）CERTRBCAA
| Q4 25 | $-0.04 | — | ||
| Q3 25 | $0.01 | — | ||
| Q2 25 | $-0.01 | — | ||
| Q1 25 | $0.03 | — | ||
| Q4 24 | $0.04 | — | ||
| Q3 24 | $-0.01 | — | ||
| Q2 24 | $-0.08 | — | ||
| Q1 24 | $-0.03 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $189.4M | $220.0M |
| 总债务越低越好 | $293.1M | — |
| 股东权益账面价值 | $1.1B | $1.1B |
| 总资产 | $1.6B | $7.0B |
| 负债/权益比越低杠杆越低 | 0.28× | — |
8季度趋势，按日历期对齐
现金及短期投资CERTRBCAA
| Q4 25 | $189.4M | $220.0M | ||
| Q3 25 | $172.7M | $484.2M | ||
| Q2 25 | $162.3M | $484.8M | ||
| Q1 25 | $179.1M | $793.0M | ||
| Q4 24 | $179.2M | $432.2M | ||
| Q3 24 | $233.0M | $530.9M | ||
| Q2 24 | $224.6M | $400.1M | ||
| Q1 24 | $224.8M | $546.4M |
总债务CERTRBCAA
| Q4 25 | $293.1M | — | ||
| Q3 25 | $293.5M | — | ||
| Q2 25 | $294.2M | — | ||
| Q1 25 | $294.8M | — | ||
| Q4 24 | $295.4M | — | ||
| Q3 24 | $296.1M | — | ||
| Q2 24 | $296.7M | — | ||
| Q1 24 | $290.8M | — |
股东权益CERTRBCAA
| Q4 25 | $1.1B | $1.1B | ||
| Q3 25 | $1.1B | $1.1B | ||
| Q2 25 | $1.1B | $1.1B | ||
| Q1 25 | $1.1B | $1.0B | ||
| Q4 24 | $1.1B | $992.0M | ||
| Q3 24 | $1.1B | $979.7M | ||
| Q2 24 | $1.0B | $955.4M | ||
| Q1 24 | $1.1B | $935.6M |
总资产CERTRBCAA
| Q4 25 | $1.6B | $7.0B | ||
| Q3 25 | $1.5B | $7.0B | ||
| Q2 25 | $1.5B | $7.0B | ||
| Q1 25 | $1.6B | $7.1B | ||
| Q4 24 | $1.6B | $6.8B | ||
| Q3 24 | $1.5B | $6.7B | ||
| Q2 24 | $1.5B | $6.6B | ||
| Q1 24 | $1.5B | $6.9B |
负债/权益比CERTRBCAA
| Q4 25 | 0.28× | — | ||
| Q3 25 | 0.28× | — | ||
| Q2 25 | 0.27× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | 0.28× | — | ||
| Q2 24 | 0.28× | — | ||
| Q1 24 | 0.28× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.8M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $27.8M | $161.1M |
| 自由现金流率自由现金流/营收 | 26.8% | 170.9% |
| 资本支出强度资本支出/营收 | 1.0% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $94.4M | $288.6M |
8季度趋势，按日历期对齐
经营现金流CERTRBCAA
| Q4 25 | $28.8M | $168.2M | ||
| Q3 25 | $32.3M | $33.3M | ||
| Q2 25 | $17.8M | $8.4M | ||
| Q1 25 | $17.4M | $93.2M | ||
| Q4 24 | $49.4M | $149.0M | ||
| Q3 24 | $17.0M | $51.3M | ||
| Q2 24 | $9.8M | $4.0M | ||
| Q1 24 | $4.3M | $71.2M |
自由现金流CERTRBCAA
| Q4 25 | $27.8M | $161.1M | ||
| Q3 25 | $32.1M | $30.8M | ||
| Q2 25 | $17.8M | $5.2M | ||
| Q1 25 | $16.8M | $91.6M | ||
| Q4 24 | $49.0M | $143.2M | ||
| Q3 24 | $16.8M | $49.8M | ||
| Q2 24 | $9.4M | $2.7M | ||
| Q1 24 | $3.7M | $69.1M |
自由现金流率CERTRBCAA
| Q4 25 | 26.8% | 170.9% | ||
| Q3 25 | 30.7% | 32.9% | ||
| Q2 25 | 17.0% | 5.5% | ||
| Q1 25 | 15.8% | 67.4% | ||
| Q4 24 | 48.8% | 160.0% | ||
| Q3 24 | 17.7% | 56.5% | ||
| Q2 24 | 10.1% | 3.1% | ||
| Q1 24 | 3.8% | 57.5% |
资本支出强度CERTRBCAA
| Q4 25 | 1.0% | 7.5% | ||
| Q3 25 | 0.2% | 2.6% | ||
| Q2 25 | 0.1% | 3.5% | ||
| Q1 25 | 0.6% | 1.2% | ||
| Q4 24 | 0.4% | 6.5% | ||
| Q3 24 | 0.2% | 1.7% | ||
| Q2 24 | 0.5% | 1.5% | ||
| Q1 24 | 0.6% | 1.7% |
现金转化率CERTRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | 21.19× | 1.12× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | 3.66× | 1.97× | ||
| Q4 24 | 7.51× | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
