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Capitol Federal Financial, Inc.（CFFN）与Eastern Bankshares, Inc.（EBC）财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是Capitol Federal Financial, Inc.的5.8倍（$295.9M vs $51.3M）。Capitol Federal Financial, Inc.净利率更高（39.6% vs 22.1%，领先17.5%）。Capitol Federal Financial, Inc.同比增速更快（21.5% vs 1.7%）
国会联邦储蓄银行（CapFed）成立于1893年，是获得联邦特许并承保的储蓄银行，总部位于堪萨斯州托皮卡。该行目前共有51个网点，覆盖堪萨斯城都会区的堪萨斯州与密苏里州两侧，为个人及企业提供各类金融服务，其控股公司国会联邦金融 Inc.在纳斯达克挂牌上市。
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
CFFN vs EBC — 直观对比
营收规模更大
EBC
是对方的5.8倍
$51.3M
营收增速更快
CFFN
高出19.9%
1.7%
净利率更高
CFFN
高出17.5%
22.1%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $51.3M | $295.9M |
| 净利润 | $20.3M | $65.3M |
| 毛利率 | — | — |
| 营业利润率 | 49.1% | — |
| 净利率 | 39.6% | 22.1% |
| 营收同比 | 21.5% | 1.7% |
| 净利润同比 | 31.6% | 289.8% |
| 每股收益（稀释后） | $0.16 | $0.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFFNEBC
| Q1 26 | — | $295.9M | ||
| Q4 25 | $51.3M | $37.5M | ||
| Q3 25 | — | $33.0M | ||
| Q2 25 | — | $32.5M | ||
| Q1 25 | — | $31.1M | ||
| Q4 24 | — | $33.2M | ||
| Q3 24 | — | $30.1M | ||
| Q2 24 | — | $28.9M |
净利润CFFNEBC
| Q1 26 | — | $65.3M | ||
| Q4 25 | $20.3M | $99.5M | ||
| Q3 25 | — | $106.1M | ||
| Q2 25 | — | $100.2M | ||
| Q1 25 | — | $-217.7M | ||
| Q4 24 | — | $60.8M | ||
| Q3 24 | — | $-6.2M | ||
| Q2 24 | — | $26.3M |
营业利润率CFFNEBC
| Q1 26 | — | — | ||
| Q4 25 | 49.1% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -590.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -11.1% | ||
| Q2 24 | — | — |
净利率CFFNEBC
| Q1 26 | — | 22.1% | ||
| Q4 25 | 39.6% | 265.6% | ||
| Q3 25 | — | 321.9% | ||
| Q2 25 | — | 308.2% | ||
| Q1 25 | — | -699.2% | ||
| Q4 24 | — | 183.1% | ||
| Q3 24 | — | -20.5% | ||
| Q2 24 | — | 91.2% |
每股收益（稀释后）CFFNEBC
| Q1 26 | — | $0.29 | ||
| Q4 25 | $0.16 | $0.48 | ||
| Q3 25 | — | $0.53 | ||
| Q2 25 | — | $0.50 | ||
| Q1 25 | — | $-1.08 | ||
| Q4 24 | — | $0.29 | ||
| Q3 24 | — | $-0.03 | ||
| Q2 24 | — | $0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $232.6M | $551.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.0B | $4.3B |
| 总资产 | $9.8B | $30.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CFFNEBC
| Q1 26 | — | $551.7M | ||
| Q4 25 | $232.6M | $507.6M | ||
| Q3 25 | — | $703.4M | ||
| Q2 25 | — | $948.3M | ||
| Q1 25 | — | $609.0M | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.4B |
股东权益CFFNEBC
| Q1 26 | — | $4.3B | ||
| Q4 25 | $1.0B | $4.3B | ||
| Q3 25 | — | $3.8B | ||
| Q2 25 | — | $3.7B | ||
| Q1 25 | — | $3.6B | ||
| Q4 24 | — | $3.6B | ||
| Q3 24 | — | $3.7B | ||
| Q2 24 | — | $3.0B |
总资产CFFNEBC
| Q1 26 | — | $30.6B | ||
| Q4 25 | $9.8B | $30.6B | ||
| Q3 25 | — | $25.5B | ||
| Q2 25 | — | $25.5B | ||
| Q1 25 | — | $25.0B | ||
| Q4 24 | — | $25.6B | ||
| Q3 24 | — | $25.5B | ||
| Q2 24 | — | $21.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.4M | — |
| 自由现金流经营现金流 - 资本支出 | $15.8M | — |
| 自由现金流率自由现金流/营收 | 30.9% | — |
| 资本支出强度资本支出/营收 | 3.1% | — |
| 现金转化率经营现金流/净利润 | 0.86× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CFFNEBC
| Q1 26 | — | — | ||
| Q4 25 | $17.4M | $104.1M | ||
| Q3 25 | — | $157.1M | ||
| Q2 25 | — | $123.9M | ||
| Q1 25 | — | $47.3M | ||
| Q4 24 | — | $88.7M | ||
| Q3 24 | — | $108.3M | ||
| Q2 24 | — | $54.3M |
自由现金流CFFNEBC
| Q1 26 | — | — | ||
| Q4 25 | $15.8M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率CFFNEBC
| Q1 26 | — | — | ||
| Q4 25 | 30.9% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度CFFNEBC
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率CFFNEBC
| Q1 26 | — | — | ||
| Q4 25 | 0.86× | 1.05× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | — | 1.24× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.46× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 2.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFFN
暂无分部数据
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
