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Citizens Financial Group（CFG）与RPM INTERNATIONAL INC（RPM）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是RPM INTERNATIONAL INC的1.1倍（$2.2B vs $1.9B），Citizens Financial Group净利率更高（24.5% vs 8.4%，领先16.0%），Citizens Financial Group同比增速更快（8.6% vs 3.5%），过去两年RPM INTERNATIONAL INC的营收复合增速更高（12.0% vs 4.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
BVS娱乐前身为Saban制作、Saban国际及Saban娱乐，是华特迪士尼公司旗下子公司。1980年4月24日由哈伊姆·萨班与舒基·利维创立，最初主营音乐制作，后逐步转向电视节目制作发行业务，最为知名的是为Fox Family/ABC Family及已停播的Fox Kids、Jetix频道制作发行儿童节目。
CFG vs RPM — 直观对比
营收规模更大
CFG
是对方的1.1倍
$1.9B
营收增速更快
CFG
高出5.1%
3.5%
净利率更高
CFG
高出16.0%
8.4%
两年增速更快
RPM
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.9B |
| 净利润 | $528.0M | $161.2M |
| 毛利率 | — | 40.8% |
| 营业利润率 | 31.4% | 11.0% |
| 净利率 | 24.5% | 8.4% |
| 营收同比 | 8.6% | 3.5% |
| 净利润同比 | 31.7% | -12.0% |
| 每股收益（稀释后） | $1.12 | $1.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGRPM
| Q4 25 | $2.2B | $1.9B | ||
| Q3 25 | $2.1B | $2.1B | ||
| Q2 25 | $2.0B | $2.1B | ||
| Q1 25 | $1.9B | $1.5B | ||
| Q4 24 | $2.0B | $1.8B | ||
| Q3 24 | $1.9B | $2.0B | ||
| Q2 24 | $2.0B | $2.0B | ||
| Q1 24 | $2.0B | $1.5B |
净利润CFGRPM
| Q4 25 | $528.0M | $161.2M | ||
| Q3 25 | $494.0M | $227.6M | ||
| Q2 25 | $436.0M | $225.8M | ||
| Q1 25 | $373.0M | $52.0M | ||
| Q4 24 | $401.0M | $183.2M | ||
| Q3 24 | $382.0M | $227.7M | ||
| Q2 24 | $392.0M | $180.6M | ||
| Q1 24 | $334.0M | $61.2M |
毛利率CFGRPM
| Q4 25 | — | 40.8% | ||
| Q3 25 | — | 42.3% | ||
| Q2 25 | — | 42.4% | ||
| Q1 25 | — | 38.4% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 42.5% | ||
| Q2 24 | — | 41.4% | ||
| Q1 24 | — | 39.9% |
营业利润率CFGRPM
| Q4 25 | 31.4% | 11.0% | ||
| Q3 25 | 29.7% | 14.1% | ||
| Q2 25 | 27.2% | 11.9% | ||
| Q1 25 | 24.2% | 2.8% | ||
| Q4 24 | 25.6% | 11.5% | ||
| Q3 24 | 24.7% | 14.8% | ||
| Q2 24 | 24.5% | 11.9% | ||
| Q1 24 | 21.9% | 5.5% |
净利率CFGRPM
| Q4 25 | 24.5% | 8.4% | ||
| Q3 25 | 23.3% | 10.8% | ||
| Q2 25 | 21.4% | 10.8% | ||
| Q1 25 | 19.3% | 3.5% | ||
| Q4 24 | 20.2% | 9.9% | ||
| Q3 24 | 20.1% | 11.6% | ||
| Q2 24 | 20.0% | 9.0% | ||
| Q1 24 | 17.0% | 4.0% |
每股收益（稀释后）CFGRPM
| Q4 25 | $1.12 | $1.26 | ||
| Q3 25 | $1.05 | $1.77 | ||
| Q2 25 | $0.92 | $1.76 | ||
| Q1 25 | $0.77 | $0.40 | ||
| Q4 24 | $0.83 | $1.42 | ||
| Q3 24 | $0.77 | $1.77 | ||
| Q2 24 | $0.78 | $1.40 | ||
| Q1 24 | $0.65 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $316.6M |
| 总债务越低越好 | $11.2B | $2.5B |
| 股东权益账面价值 | $26.3B | $3.1B |
| 总资产 | $226.4B | $7.9B |
| 负债/权益比越低杠杆越低 | 0.43× | 0.80× |
8季度趋势，按日历期对齐
现金及短期投资CFGRPM
| Q4 25 | — | $316.6M | ||
| Q3 25 | — | $297.1M | ||
| Q2 25 | — | $302.1M | ||
| Q1 25 | — | $241.9M | ||
| Q4 24 | — | $268.7M | ||
| Q3 24 | — | $231.6M | ||
| Q2 24 | — | $237.4M | ||
| Q1 24 | — | $248.9M |
总债务CFGRPM
| Q4 25 | $11.2B | $2.5B | ||
| Q3 25 | $10.4B | $2.7B | ||
| Q2 25 | $12.5B | $2.6B | ||
| Q1 25 | $12.3B | $2.1B | ||
| Q4 24 | $12.4B | $2.0B | ||
| Q3 24 | $13.9B | $2.0B | ||
| Q2 24 | $13.1B | $2.0B | ||
| Q1 24 | $13.8B | $2.2B |
股东权益CFGRPM
| Q4 25 | $26.3B | $3.1B | ||
| Q3 25 | $25.8B | $3.1B | ||
| Q2 25 | $25.2B | $2.9B | ||
| Q1 25 | $24.9B | $2.7B | ||
| Q4 24 | $24.3B | $2.7B | ||
| Q3 24 | $24.9B | $2.6B | ||
| Q2 24 | $23.9B | $2.5B | ||
| Q1 24 | $23.8B | $2.3B |
总资产CFGRPM
| Q4 25 | $226.4B | $7.9B | ||
| Q3 25 | $222.7B | $7.9B | ||
| Q2 25 | $218.3B | $7.8B | ||
| Q1 25 | $220.1B | $6.6B | ||
| Q4 24 | $217.5B | $6.7B | ||
| Q3 24 | $219.7B | $6.6B | ||
| Q2 24 | $219.9B | $6.6B | ||
| Q1 24 | $220.4B | $6.4B |
负债/权益比CFGRPM
| Q4 25 | 0.43× | 0.80× | ||
| Q3 25 | 0.40× | 0.87× | ||
| Q2 25 | 0.50× | 0.91× | ||
| Q1 25 | 0.49× | 0.78× | ||
| Q4 24 | 0.51× | 0.74× | ||
| Q3 24 | 0.56× | 0.77× | ||
| Q2 24 | 0.55× | 0.79× | ||
| Q1 24 | 0.58× | 0.93× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $345.7M |
| 自由现金流经营现金流 - 资本支出 | — | $296.4M |
| 自由现金流率自由现金流/营收 | — | 15.5% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | 4.19× | 2.14× |
| 过去12个月自由现金流最近4个季度 | — | $582.9M |
8季度趋势，按日历期对齐
经营现金流CFGRPM
| Q4 25 | $2.2B | $345.7M | ||
| Q3 25 | $1.7B | $237.5M | ||
| Q2 25 | $886.0M | $149.2M | ||
| Q1 25 | $-213.0M | $91.5M | ||
| Q4 24 | $2.0B | $279.4M | ||
| Q3 24 | $130.0M | $248.1M | ||
| Q2 24 | $834.0M | $181.2M | ||
| Q1 24 | $554.0M | $173.4M |
自由现金流CFGRPM
| Q4 25 | — | $296.4M | ||
| Q3 25 | — | $175.0M | ||
| Q2 25 | — | $78.2M | ||
| Q1 25 | — | $33.3M | ||
| Q4 24 | — | $229.5M | ||
| Q3 24 | — | $197.3M | ||
| Q2 24 | — | $105.3M | ||
| Q1 24 | — | $124.6M |
自由现金流率CFGRPM
| Q4 25 | — | 15.5% | ||
| Q3 25 | — | 8.3% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 12.4% | ||
| Q3 24 | — | 10.0% | ||
| Q2 24 | — | 5.2% | ||
| Q1 24 | — | 8.2% |
资本支出强度CFGRPM
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 3.0% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 3.8% | ||
| Q1 24 | — | 3.2% |
现金转化率CFGRPM
| Q4 25 | 4.19× | 2.14× | ||
| Q3 25 | 3.43× | 1.04× | ||
| Q2 25 | 2.03× | 0.66× | ||
| Q1 25 | -0.57× | 1.76× | ||
| Q4 24 | 4.99× | 1.53× | ||
| Q3 24 | 0.34× | 1.09× | ||
| Q2 24 | 2.13× | 1.00× | ||
| Q1 24 | 1.66× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
RPM
| Construction Products Group Segment | $737.4M | 39% |
| Consumer Segment | $638.6M | 33% |
| Performance Coatings Group Segment | $533.8M | 28% |
