vs
Citizens Financial Group（CFG）与希捷科技（STX）财务数据对比。点击上方公司名可切换其他公司
希捷科技的季度营收约是Citizens Financial Group的1.4倍（$3.1B vs $2.2B），Citizens Financial Group净利率更高（24.5% vs 24.0%，领先0.4%），希捷科技同比增速更快（44.1% vs 8.6%），过去两年希捷科技的营收复合增速更高（28.4% vs 4.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
希捷科技是全球知名的美国数据存储企业，1978年注册成立时名为舒加特科技，1979年正式开展业务，2010年起注册地变更为爱尔兰都柏林，运营总部设在美国加利福尼亚州弗里蒙特，面向全球市场提供专业的数据存储产品与解决方案。
CFG vs STX — 直观对比
营收规模更大
STX
是对方的1.4倍
$2.2B
营收增速更快
STX
高出35.5%
8.6%
净利率更高
CFG
高出0.4%
24.0%
两年增速更快
STX
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $3.1B |
| 净利润 | $528.0M | $748.0M |
| 毛利率 | — | 46.5% |
| 营业利润率 | 31.4% | 32.1% |
| 净利率 | 24.5% | 24.0% |
| 营收同比 | 8.6% | 44.1% |
| 净利润同比 | 31.7% | -23.8% |
| 每股收益（稀释后） | $1.12 | $3.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGSTX
| Q3 26 | — | $3.1B | ||
| Q1 26 | — | $2.8B | ||
| Q4 25 | $2.2B | $2.6B | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.0B | $2.4B | ||
| Q1 25 | $1.9B | $2.2B | ||
| Q4 24 | $2.0B | $2.3B | ||
| Q3 24 | $1.9B | $2.2B |
净利润CFGSTX
| Q3 26 | — | $748.0M | ||
| Q1 26 | — | $593.0M | ||
| Q4 25 | $528.0M | $549.0M | ||
| Q3 25 | $494.0M | — | ||
| Q2 25 | $436.0M | $488.0M | ||
| Q1 25 | $373.0M | $340.0M | ||
| Q4 24 | $401.0M | $336.0M | ||
| Q3 24 | $382.0M | $305.0M |
毛利率CFGSTX
| Q3 26 | — | 46.5% | ||
| Q1 26 | — | 41.6% | ||
| Q4 25 | — | 39.4% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 37.4% | ||
| Q1 25 | — | 35.2% | ||
| Q4 24 | — | 34.9% | ||
| Q3 24 | — | 32.9% |
营业利润率CFGSTX
| Q3 26 | — | 32.1% | ||
| Q1 26 | — | 29.8% | ||
| Q4 25 | 31.4% | 26.4% | ||
| Q3 25 | 29.7% | — | ||
| Q2 25 | 27.2% | 23.2% | ||
| Q1 25 | 24.2% | 20.0% | ||
| Q4 24 | 25.6% | 21.0% | ||
| Q3 24 | 24.7% | 18.6% |
净利率CFGSTX
| Q3 26 | — | 24.0% | ||
| Q1 26 | — | 21.0% | ||
| Q4 25 | 24.5% | 20.9% | ||
| Q3 25 | 23.3% | — | ||
| Q2 25 | 21.4% | 20.0% | ||
| Q1 25 | 19.3% | 15.7% | ||
| Q4 24 | 20.2% | 14.5% | ||
| Q3 24 | 20.1% | 14.1% |
每股收益（稀释后）CFGSTX
| Q3 26 | — | $3.27 | ||
| Q1 26 | — | $2.60 | ||
| Q4 25 | $1.12 | $2.43 | ||
| Q3 25 | $1.05 | — | ||
| Q2 25 | $0.92 | $2.24 | ||
| Q1 25 | $0.77 | $1.57 | ||
| Q4 24 | $0.83 | $1.55 | ||
| Q3 24 | $0.77 | $1.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.1B |
| 总债务越低越好 | $11.2B | $3.9B |
| 股东权益账面价值 | $26.3B | — |
| 总资产 | $226.4B | $8.9B |
| 负债/权益比越低杠杆越低 | 0.43× | — |
8季度趋势，按日历期对齐
现金及短期投资CFGSTX
| Q3 26 | — | $1.1B | ||
| Q1 26 | — | $1.0B | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $891.0M | ||
| Q1 25 | — | $814.0M | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $1.2B |
总债务CFGSTX
| Q3 26 | — | $3.9B | ||
| Q1 26 | — | — | ||
| Q4 25 | $11.2B | — | ||
| Q3 25 | $10.4B | — | ||
| Q2 25 | $12.5B | — | ||
| Q1 25 | $12.3B | — | ||
| Q4 24 | $12.4B | — | ||
| Q3 24 | $13.9B | — |
股东权益CFGSTX
| Q3 26 | — | — | ||
| Q1 26 | — | $459.0M | ||
| Q4 25 | $26.3B | $-63.0M | ||
| Q3 25 | $25.8B | — | ||
| Q2 25 | $25.2B | $-453.0M | ||
| Q1 25 | $24.9B | $-829.0M | ||
| Q4 24 | $24.3B | $-1.1B | ||
| Q3 24 | $24.9B | $-1.3B |
总资产CFGSTX
| Q3 26 | — | $8.9B | ||
| Q1 26 | — | $8.7B | ||
| Q4 25 | $226.4B | $8.4B | ||
| Q3 25 | $222.7B | — | ||
| Q2 25 | $218.3B | $8.0B | ||
| Q1 25 | $220.1B | $7.6B | ||
| Q4 24 | $217.5B | $8.0B | ||
| Q3 24 | $219.7B | $8.0B |
负债/权益比CFGSTX
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 0.43× | — | ||
| Q3 25 | 0.40× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 0.56× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $2.4B |
| 自由现金流经营现金流 - 资本支出 | — | $953.0M |
| 自由现金流率自由现金流/营收 | — | 30.6% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 4.19× | 3.17× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CFGSTX
| Q3 26 | — | $2.4B | ||
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $532.0M | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $886.0M | $508.0M | ||
| Q1 25 | $-213.0M | $259.0M | ||
| Q4 24 | $2.0B | $221.0M | ||
| Q3 24 | $130.0M | $95.0M |
自由现金流CFGSTX
| Q3 26 | — | $953.0M | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $427.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $425.0M | ||
| Q1 25 | — | $216.0M | ||
| Q4 24 | — | $150.0M | ||
| Q3 24 | — | $27.0M |
自由现金流率CFGSTX
| Q3 26 | — | 30.6% | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 17.4% | ||
| Q1 25 | — | 10.0% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 1.2% |
资本支出强度CFGSTX
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 4.0% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 3.1% |
现金转化率CFGSTX
| Q3 26 | — | 3.17× | ||
| Q1 26 | — | — | ||
| Q4 25 | 4.19× | 0.97× | ||
| Q3 25 | 3.43× | — | ||
| Q2 25 | 2.03× | 1.04× | ||
| Q1 25 | -0.57× | 0.76× | ||
| Q4 24 | 4.99× | 0.66× | ||
| Q3 24 | 0.34× | 0.31× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
