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西铁城（CIA）与GENWORTH FINANCIAL INC（GNW）财务数据对比。点击上方公司名可切换其他公司
GENWORTH FINANCIAL INC的季度营收约是西铁城的24.8倍（$1.8B vs $72.1M）。西铁城净利率更高（10.2% vs 0.1%，领先10.1%）。西铁城同比增速更快（13.5% vs 0.1%）。过去两年西铁城的营收复合增速更高（11.7% vs -2.2%）
西铁城钟表株式会社，又称西铁城集团，是总部位于日本东京西东京市的知名跨国电子企业，核心业务为腕表制造，是西铁城集团的核心企业。除西铁城品牌腕表外，集团还拥有美国钟表公司宝路华，业务同时涵盖计算器、打印机、医疗设备与精密CNC加工设备制造。
Genworth Financial是总部位于美国弗吉尼亚州里士满的金融服务企业，核心业务涵盖人寿保险、长期护理保险、按揭保险以及年金产品，为客户提供多元风险管理与财富保障解决方案。
CIA vs GNW — 直观对比
营收规模更大
GNW
是对方的24.8倍
$72.1M
营收增速更快
CIA
高出13.4%
0.1%
净利率更高
CIA
高出10.1%
0.1%
两年增速更快
CIA
近两年复合增速
-2.2%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $72.1M | $1.8B |
| 净利润 | $7.3M | $2.0M |
| 毛利率 | — | — |
| 营业利润率 | 10.9% | 1.0% |
| 净利率 | 10.2% | 0.1% |
| 营收同比 | 13.5% | 0.1% |
| 净利润同比 | 102.7% | 300.0% |
| 每股收益（稀释后） | — | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CIAGNW
| Q4 25 | $72.1M | $1.8B | ||
| Q3 25 | $62.8M | $1.9B | ||
| Q2 25 | $65.1M | $1.8B | ||
| Q1 25 | $55.7M | $1.8B | ||
| Q4 24 | $63.5M | $1.8B | ||
| Q3 24 | $61.7M | $1.9B | ||
| Q2 24 | $62.1M | $1.8B | ||
| Q1 24 | $57.7M | $1.9B |
净利润CIAGNW
| Q4 25 | $7.3M | $2.0M | ||
| Q3 25 | $2.4M | $116.0M | ||
| Q2 25 | $6.5M | $51.0M | ||
| Q1 25 | $-1.6M | $54.0M | ||
| Q4 24 | $3.6M | $-1.0M | ||
| Q3 24 | $2.8M | $85.0M | ||
| Q2 24 | $4.0M | $76.0M | ||
| Q1 24 | $4.5M | $139.0M |
营业利润率CIAGNW
| Q4 25 | 10.9% | 1.0% | ||
| Q3 25 | 7.1% | 8.5% | ||
| Q2 25 | 10.6% | 3.8% | ||
| Q1 25 | -3.2% | 2.9% | ||
| Q4 24 | 5.9% | 3.1% | ||
| Q3 24 | 4.9% | 2.6% | ||
| Q2 24 | 5.3% | 7.1% | ||
| Q1 24 | 8.5% | 4.6% |
净利率CIAGNW
| Q4 25 | 10.2% | 0.1% | ||
| Q3 25 | 3.8% | 6.0% | ||
| Q2 25 | 9.9% | 2.8% | ||
| Q1 25 | -2.9% | 3.0% | ||
| Q4 24 | 5.7% | -0.1% | ||
| Q3 24 | 4.5% | 4.5% | ||
| Q2 24 | 6.4% | 4.3% | ||
| Q1 24 | 7.9% | 7.5% |
每股收益（稀释后）CIAGNW
| Q4 25 | — | $0.01 | ||
| Q3 25 | — | $0.28 | ||
| Q2 25 | — | $0.12 | ||
| Q1 25 | — | $0.13 | ||
| Q4 24 | — | $0.01 | ||
| Q3 24 | — | $0.19 | ||
| Q2 24 | — | $0.17 | ||
| Q1 24 | — | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.0M | — |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $235.0M | $8.8B |
| 总资产 | $1.8B | $88.1B |
| 负债/权益比越低杠杆越低 | — | 0.17× |
8季度趋势，按日历期对齐
现金及短期投资CIAGNW
| Q4 25 | $23.0M | — | ||
| Q3 25 | $23.1M | — | ||
| Q2 25 | $22.7M | — | ||
| Q1 25 | $18.4M | — | ||
| Q4 24 | $29.3M | — | ||
| Q3 24 | $32.4M | — | ||
| Q2 24 | $26.3M | — | ||
| Q1 24 | $23.2M | — |
总债务CIAGNW
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.6B | ||
| Q1 24 | — | $1.6B |
股东权益CIAGNW
| Q4 25 | $235.0M | $8.8B | ||
| Q3 25 | $225.6M | $8.8B | ||
| Q2 25 | $229.0M | $8.8B | ||
| Q1 25 | $218.1M | $8.7B | ||
| Q4 24 | $210.4M | $8.5B | ||
| Q3 24 | $207.6M | $8.3B | ||
| Q2 24 | $191.5M | $8.5B | ||
| Q1 24 | $195.2M | $8.0B |
总资产CIAGNW
| Q4 25 | $1.8B | $88.1B | ||
| Q3 25 | $1.7B | $88.5B | ||
| Q2 25 | $1.7B | $87.3B | ||
| Q1 25 | $1.7B | $87.3B | ||
| Q4 24 | $1.7B | $86.9B | ||
| Q3 24 | $1.7B | $90.8B | ||
| Q2 24 | $1.7B | $87.5B | ||
| Q1 24 | $1.7B | $89.2B |
负债/权益比CIAGNW
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.17× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.19× | ||
| Q2 24 | — | 0.18× | ||
| Q1 24 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | $200.0M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | — |
| 自由现金流率自由现金流/营收 | 12.5% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 1.24× | 100.00× |
| 过去12个月自由现金流最近4个季度 | $17.5M | — |
8季度趋势，按日历期对齐
经营现金流CIAGNW
| Q4 25 | $9.1M | $200.0M | ||
| Q3 25 | $4.7M | $87.0M | ||
| Q2 25 | $3.5M | $6.0M | ||
| Q1 25 | $748.0K | $34.0M | ||
| Q4 24 | $10.8M | $27.0M | ||
| Q3 24 | $9.7M | $161.0M | ||
| Q2 24 | $4.6M | $7.0M | ||
| Q1 24 | $6.8M | $-107.0M |
自由现金流CIAGNW
| Q4 25 | $9.0M | — | ||
| Q3 25 | $4.6M | — | ||
| Q2 25 | $3.3M | — | ||
| Q1 25 | $641.0K | — | ||
| Q4 24 | $10.7M | — | ||
| Q3 24 | $9.3M | — | ||
| Q2 24 | $4.5M | — | ||
| Q1 24 | $6.7M | — |
自由现金流率CIAGNW
| Q4 25 | 12.5% | — | ||
| Q3 25 | 7.3% | — | ||
| Q2 25 | 5.1% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 16.9% | — | ||
| Q3 24 | 15.1% | — | ||
| Q2 24 | 7.2% | — | ||
| Q1 24 | 11.7% | — |
资本支出强度CIAGNW
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | 0.1% | — |
现金转化率CIAGNW
| Q4 25 | 1.24× | 100.00× | ||
| Q3 25 | 1.93× | 0.75× | ||
| Q2 25 | 0.54× | 0.12× | ||
| Q1 25 | — | 0.63× | ||
| Q4 24 | 2.99× | — | ||
| Q3 24 | 3.48× | 1.89× | ||
| Q2 24 | 1.16× | 0.09× | ||
| Q1 24 | 1.49× | -0.77× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CIA
暂无分部数据
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
