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Clearfield, Inc.（CLFD）与MERCANTILE BANK CORP（MBWM）财务数据对比。点击上方公司名可切换其他公司
MERCANTILE BANK CORP的季度营收约是Clearfield, Inc.的2.0倍（$67.6M vs $34.3M），MERCANTILE BANK CORP净利率更高（33.6% vs -1.8%，领先35.4%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
CLFD vs MBWM — 直观对比
营收规模更大
MBWM
是对方的2.0倍
$34.3M
净利率更高
MBWM
高出35.4%
-1.8%
两年增速更快
MBWM
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $67.6M |
| 净利润 | $-614.0K | $22.7M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | — |
| 净利率 | -1.8% | 33.6% |
| 营收同比 | -3.2% | — |
| 净利润同比 | 67.8% | 16.1% |
| 每股收益（稀释后） | $-0.04 | $1.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDMBWM
| Q1 26 | — | $67.6M | ||
| Q4 25 | $34.3M | $62.1M | ||
| Q3 25 | $23.4M | $62.4M | ||
| Q2 25 | $49.9M | $60.9M | ||
| Q1 25 | $47.2M | $57.3M | ||
| Q4 24 | $29.7M | $58.5M | ||
| Q3 24 | $5.6M | $58.0M | ||
| Q2 24 | $48.8M | $56.8M |
净利润CLFDMBWM
| Q1 26 | — | $22.7M | ||
| Q4 25 | $-614.0K | $22.8M | ||
| Q3 25 | $-9.1M | $23.8M | ||
| Q2 25 | $1.6M | $22.6M | ||
| Q1 25 | $1.3M | $19.5M | ||
| Q4 24 | $-1.9M | $19.6M | ||
| Q3 24 | — | $19.6M | ||
| Q2 24 | $-447.0K | $18.8M |
毛利率CLFDMBWM
| Q1 26 | — | — | ||
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — |
营业利润率CLFDMBWM
| Q1 26 | — | — | ||
| Q4 25 | -5.3% | 42.0% | ||
| Q3 25 | 10.3% | 44.0% | ||
| Q2 25 | 3.0% | 42.6% | ||
| Q1 25 | 0.6% | 42.0% | ||
| Q4 24 | -6.9% | 39.7% | ||
| Q3 24 | — | 42.4% | ||
| Q2 24 | -4.7% | 41.4% |
净利率CLFDMBWM
| Q1 26 | — | 33.6% | ||
| Q4 25 | -1.8% | 36.8% | ||
| Q3 25 | -38.8% | 38.1% | ||
| Q2 25 | 3.2% | 37.1% | ||
| Q1 25 | 2.8% | 34.1% | ||
| Q4 24 | -6.4% | 33.5% | ||
| Q3 24 | — | 33.8% | ||
| Q2 24 | -0.9% | 33.1% |
每股收益（稀释后）CLFDMBWM
| Q1 26 | — | $1.32 | ||
| Q4 25 | $-0.04 | $1.41 | ||
| Q3 25 | $-0.65 | $1.46 | ||
| Q2 25 | $0.11 | $1.39 | ||
| Q1 25 | $0.09 | $1.21 | ||
| Q4 24 | $-0.13 | $1.20 | ||
| Q3 24 | — | $1.22 | ||
| Q2 24 | $-0.04 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | — |
| 总债务越低越好 | — | $1.5M |
| 股东权益账面价值 | $249.7M | $736.9M |
| 总资产 | $268.1M | $6.9B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CLFDMBWM
| Q1 26 | — | — | ||
| Q4 25 | $96.4M | — | ||
| Q3 25 | $106.0M | — | ||
| Q2 25 | $117.2M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $113.0M | — | ||
| Q3 24 | $129.0M | — | ||
| Q2 24 | $123.8M | — |
总债务CLFDMBWM
| Q1 26 | — | $1.5M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — |
股东权益CLFDMBWM
| Q1 26 | — | $736.9M | ||
| Q4 25 | $249.7M | $724.9M | ||
| Q3 25 | $256.2M | $657.6M | ||
| Q2 25 | $264.5M | $631.5M | ||
| Q1 25 | $265.9M | $608.3M | ||
| Q4 24 | $267.4M | $584.5M | ||
| Q3 24 | $275.8M | $583.3M | ||
| Q2 24 | $274.6M | $551.2M |
总资产CLFDMBWM
| Q1 26 | — | $6.9B | ||
| Q4 25 | $268.1M | $6.8B | ||
| Q3 25 | $306.2M | $6.3B | ||
| Q2 25 | $314.7M | $6.2B | ||
| Q1 25 | $310.9M | $6.1B | ||
| Q4 24 | $303.2M | $6.1B | ||
| Q3 24 | $315.3M | $5.9B | ||
| Q2 24 | $318.1M | $5.6B |
负债/权益比CLFDMBWM
| Q1 26 | — | 0.00× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | — |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | — |
| 自由现金流率自由现金流/营收 | -7.1% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CLFDMBWM
| Q1 26 | — | — | ||
| Q4 25 | $-1.4M | $18.0M | ||
| Q3 25 | — | $23.1M | ||
| Q2 25 | $7.9M | $-7.8M | ||
| Q1 25 | $3.0M | $-3.0M | ||
| Q4 24 | $7.2M | $101.1M | ||
| Q3 24 | $22.2M | $-8.1M | ||
| Q2 24 | $4.0M | $9.1M |
自由现金流CLFDMBWM
| Q1 26 | — | — | ||
| Q4 25 | $-2.4M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $7.5M | — | ||
| Q1 25 | $654.0K | — | ||
| Q4 24 | $5.1M | — | ||
| Q3 24 | $18.2M | — | ||
| Q2 24 | $2.8M | — |
自由现金流率CLFDMBWM
| Q1 26 | — | — | ||
| Q4 25 | -7.1% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 15.1% | — | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 17.1% | — | ||
| Q3 24 | 323.0% | — | ||
| Q2 24 | 5.8% | — |
资本支出强度CLFDMBWM
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | — | ||
| Q3 25 | 2.0% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 5.1% | — | ||
| Q4 24 | 7.0% | — | ||
| Q3 24 | 71.4% | — | ||
| Q2 24 | 2.5% | — |
现金转化率CLFDMBWM
| Q1 26 | — | — | ||
| Q4 25 | — | 0.79× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | 4.93× | -0.35× | ||
| Q1 25 | 2.30× | -0.15× | ||
| Q4 24 | — | 5.15× | ||
| Q3 24 | — | -0.41× | ||
| Q2 24 | — | 0.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLFD
暂无分部数据
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
