vs
Catalyst Bancorp, Inc.（CLST）与Eastern Bankshares, Inc.（EBC）财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是Catalyst Bancorp, Inc.的118.0倍（$295.9M vs $2.5M）。Eastern Bankshares, Inc.净利率更高（22.1% vs 18.2%，领先3.9%）。Eastern Bankshares, Inc.同比增速更快（1.7% vs 1.4%）。过去两年Eastern Bankshares, Inc.的营收复合增速更高（220.1% vs 9.4%）
Catalyst Bancorp, Inc.是一家总部位于美国的金融控股公司，旗下运营多家社区银行，面向个人消费者与中小企业客户提供储蓄账户、各类贷款、财富管理等多元金融服务，业务覆盖美国多个区域本土市场。
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
CLST vs EBC — 直观对比
营收规模更大
EBC
是对方的118.0倍
$2.5M
营收增速更快
EBC
高出0.2%
1.4%
净利率更高
EBC
高出3.9%
18.2%
两年增速更快
EBC
近两年复合增速
9.4%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $2.5M | $295.9M |
| 净利润 | $456.0K | $65.3M |
| 毛利率 | — | — |
| 营业利润率 | 22.0% | — |
| 净利率 | 18.2% | 22.1% |
| 营收同比 | 1.4% | 1.7% |
| 净利润同比 | -27.2% | 289.8% |
| 每股收益（稀释后） | $0.13 | $0.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLSTEBC
| Q1 26 | — | $295.9M | ||
| Q4 25 | $2.5M | $37.5M | ||
| Q3 25 | $2.5M | $33.0M | ||
| Q2 25 | $2.5M | $32.5M | ||
| Q1 25 | $2.4M | $31.1M | ||
| Q4 24 | $2.5M | $33.2M | ||
| Q3 24 | $2.5M | $30.1M | ||
| Q2 24 | $2.4M | $28.9M |
净利润CLSTEBC
| Q1 26 | — | $65.3M | ||
| Q4 25 | $456.0K | $99.5M | ||
| Q3 25 | $489.0K | $106.1M | ||
| Q2 25 | $521.0K | $100.2M | ||
| Q1 25 | $586.0K | $-217.7M | ||
| Q4 24 | $626.0K | $60.8M | ||
| Q3 24 | $447.0K | $-6.2M | ||
| Q2 24 | $527.0K | $26.3M |
营业利润率CLSTEBC
| Q1 26 | — | — | ||
| Q4 25 | 22.0% | — | ||
| Q3 25 | 24.4% | — | ||
| Q2 25 | 25.7% | — | ||
| Q1 25 | 30.4% | -590.9% | ||
| Q4 24 | 31.2% | — | ||
| Q3 24 | 21.9% | -11.1% | ||
| Q2 24 | 26.4% | — |
净利率CLSTEBC
| Q1 26 | — | 22.1% | ||
| Q4 25 | 18.2% | 265.6% | ||
| Q3 25 | 20.0% | 321.9% | ||
| Q2 25 | 21.1% | 308.2% | ||
| Q1 25 | 24.8% | -699.2% | ||
| Q4 24 | 25.3% | 183.1% | ||
| Q3 24 | 17.7% | -20.5% | ||
| Q2 24 | 21.5% | 91.2% |
每股收益（稀释后）CLSTEBC
| Q1 26 | — | $0.29 | ||
| Q4 25 | $0.13 | $0.48 | ||
| Q3 25 | $0.13 | $0.53 | ||
| Q2 25 | $0.14 | $0.50 | ||
| Q1 25 | $0.16 | $-1.08 | ||
| Q4 24 | $0.13 | $0.29 | ||
| Q3 24 | $0.11 | $-0.03 | ||
| Q2 24 | $0.13 | $0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $25.2M | $551.7M |
| 总债务越低越好 | $14.7M | — |
| 股东权益账面价值 | $81.7M | $4.3B |
| 总资产 | $282.9M | $30.6B |
| 负债/权益比越低杠杆越低 | 0.18× | — |
8季度趋势，按日历期对齐
现金及短期投资CLSTEBC
| Q1 26 | — | $551.7M | ||
| Q4 25 | $25.2M | $507.6M | ||
| Q3 25 | $37.3M | $703.4M | ||
| Q2 25 | $40.1M | $948.3M | ||
| Q1 25 | $40.3M | $609.0M | ||
| Q4 24 | $44.3M | $1.9B | ||
| Q3 24 | $45.8M | $1.7B | ||
| Q2 24 | $75.5M | $1.4B |
总债务CLSTEBC
| Q1 26 | — | — | ||
| Q4 25 | $14.7M | — | ||
| Q3 25 | $14.7M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $9.6M | — | ||
| Q3 24 | $29.5M | — | ||
| Q2 24 | $30.3M | — |
股东权益CLSTEBC
| Q1 26 | — | $4.3B | ||
| Q4 25 | $81.7M | $4.3B | ||
| Q3 25 | $81.6M | $3.8B | ||
| Q2 25 | $80.8M | $3.7B | ||
| Q1 25 | $80.6M | $3.6B | ||
| Q4 24 | $80.2M | $3.6B | ||
| Q3 24 | $81.7M | $3.7B | ||
| Q2 24 | $81.0M | $3.0B |
总资产CLSTEBC
| Q1 26 | — | $30.6B | ||
| Q4 25 | $282.9M | $30.6B | ||
| Q3 25 | $283.8M | $25.5B | ||
| Q2 25 | $273.8M | $25.5B | ||
| Q1 25 | $271.6M | $25.0B | ||
| Q4 24 | $276.7M | $25.6B | ||
| Q3 24 | $280.6M | $25.5B | ||
| Q2 24 | $295.3M | $21.0B |
负债/权益比CLSTEBC
| Q1 26 | — | — | ||
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.36× | — | ||
| Q2 24 | 0.37× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $797.0K | — |
| 自由现金流经营现金流 - 资本支出 | $794.0K | — |
| 自由现金流率自由现金流/营收 | 31.7% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 1.75× | — |
| 过去12个月自由现金流最近4个季度 | $3.1M | — |
8季度趋势，按日历期对齐
经营现金流CLSTEBC
| Q1 26 | — | — | ||
| Q4 25 | $797.0K | $104.1M | ||
| Q3 25 | $912.0K | $157.1M | ||
| Q2 25 | $1.2M | $123.9M | ||
| Q1 25 | $427.0K | $47.3M | ||
| Q4 24 | $636.0K | $88.7M | ||
| Q3 24 | $896.0K | $108.3M | ||
| Q2 24 | $1.4M | $54.3M |
自由现金流CLSTEBC
| Q1 26 | — | — | ||
| Q4 25 | $794.0K | — | ||
| Q3 25 | $827.0K | — | ||
| Q2 25 | $1.1M | — | ||
| Q1 25 | $361.0K | — | ||
| Q4 24 | $581.0K | — | ||
| Q3 24 | $771.0K | — | ||
| Q2 24 | $1.2M | — |
自由现金流率CLSTEBC
| Q1 26 | — | — | ||
| Q4 25 | 31.7% | — | ||
| Q3 25 | 33.8% | — | ||
| Q2 25 | 45.3% | — | ||
| Q1 25 | 15.3% | — | ||
| Q4 24 | 23.5% | — | ||
| Q3 24 | 30.5% | — | ||
| Q2 24 | 47.7% | — |
资本支出强度CLSTEBC
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | — | ||
| Q3 25 | 3.5% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 2.2% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 9.2% | — |
现金转化率CLSTEBC
| Q1 26 | — | — | ||
| Q4 25 | 1.75× | 1.05× | ||
| Q3 25 | 1.87× | 1.48× | ||
| Q2 25 | 2.21× | 1.24× | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 1.02× | 1.46× | ||
| Q3 24 | 2.00× | — | ||
| Q2 24 | 2.64× | 2.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLST
暂无分部数据
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
