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Catalyst Bancorp, Inc.（CLST）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是Catalyst Bancorp, Inc.的17.6倍（$44.2M vs $2.5M）。HomeTrust Bancshares, Inc.同比增速更快（1.7% vs 1.4%）。Catalyst Bancorp, Inc.自由现金流更多（$794.0K vs $-3.2M）。过去两年Catalyst Bancorp, Inc.的营收复合增速更高（9.4% vs 3.6%）
Catalyst Bancorp, Inc.是一家总部位于美国的金融控股公司，旗下运营多家社区银行，面向个人消费者与中小企业客户提供储蓄账户、各类贷款、财富管理等多元金融服务，业务覆盖美国多个区域本土市场。
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
CLST vs HTB — 直观对比
营收规模更大
HTB
是对方的17.6倍
$2.5M
营收增速更快
HTB
高出0.3%
1.4%
自由现金流更多
CLST
多$4.0M
$-3.2M
两年增速更快
CLST
近两年复合增速
3.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $2.5M | $44.2M |
| 净利润 | $456.0K | — |
| 毛利率 | — | — |
| 营业利润率 | 22.0% | 44.9% |
| 净利率 | 18.2% | — |
| 营收同比 | 1.4% | 1.7% |
| 净利润同比 | -27.2% | — |
| 每股收益（稀释后） | $0.13 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLSTHTB
| Q4 25 | $2.5M | $44.2M | ||
| Q3 25 | $2.5M | $45.4M | ||
| Q2 25 | $2.5M | $44.2M | ||
| Q1 25 | $2.4M | $42.9M | ||
| Q4 24 | $2.5M | $43.5M | ||
| Q3 24 | $2.5M | $42.4M | ||
| Q2 24 | $2.4M | $42.4M | ||
| Q1 24 | $2.1M | $41.2M |
净利润CLSTHTB
| Q4 25 | $456.0K | — | ||
| Q3 25 | $489.0K | $16.5M | ||
| Q2 25 | $521.0K | $17.2M | ||
| Q1 25 | $586.0K | $14.5M | ||
| Q4 24 | $626.0K | — | ||
| Q3 24 | $447.0K | $13.1M | ||
| Q2 24 | $527.0K | $12.4M | ||
| Q1 24 | $-4.7M | $15.1M |
营业利润率CLSTHTB
| Q4 25 | 22.0% | 44.9% | ||
| Q3 25 | 24.4% | 46.0% | ||
| Q2 25 | 25.7% | 49.4% | ||
| Q1 25 | 30.4% | 43.0% | ||
| Q4 24 | 31.2% | 42.1% | ||
| Q3 24 | 21.9% | 39.7% | ||
| Q2 24 | 26.4% | 37.2% | ||
| Q1 24 | -284.6% | 46.1% |
净利率CLSTHTB
| Q4 25 | 18.2% | — | ||
| Q3 25 | 20.0% | 36.3% | ||
| Q2 25 | 21.1% | 38.9% | ||
| Q1 25 | 24.8% | 33.9% | ||
| Q4 24 | 25.3% | — | ||
| Q3 24 | 17.7% | 31.0% | ||
| Q2 24 | 21.5% | 29.3% | ||
| Q1 24 | -224.0% | 36.5% |
每股收益（稀释后）CLSTHTB
| Q4 25 | $0.13 | $0.93 | ||
| Q3 25 | $0.13 | $0.95 | ||
| Q2 25 | $0.14 | $1.00 | ||
| Q1 25 | $0.16 | $0.84 | ||
| Q4 24 | $0.13 | $0.83 | ||
| Q3 24 | $0.11 | $0.76 | ||
| Q2 24 | $0.13 | $0.73 | ||
| Q1 24 | $-1.15 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $25.2M | $324.7M |
| 总债务越低越好 | $14.7M | — |
| 股东权益账面价值 | $81.7M | $600.7M |
| 总资产 | $282.9M | $4.5B |
| 负债/权益比越低杠杆越低 | 0.18× | — |
8季度趋势，按日历期对齐
现金及短期投资CLSTHTB
| Q4 25 | $25.2M | $324.7M | ||
| Q3 25 | $37.3M | $315.8M | ||
| Q2 25 | $40.1M | $297.2M | ||
| Q1 25 | $40.3M | $299.8M | ||
| Q4 24 | $44.3M | $279.2M | ||
| Q3 24 | $45.8M | $293.5M | ||
| Q2 24 | $75.5M | $294.2M | ||
| Q1 24 | $76.0M | $380.5M |
总债务CLSTHTB
| Q4 25 | $14.7M | — | ||
| Q3 25 | $14.7M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $9.6M | — | ||
| Q3 24 | $29.5M | — | ||
| Q2 24 | $30.3M | — | ||
| Q1 24 | $29.4M | — |
股东权益CLSTHTB
| Q4 25 | $81.7M | $600.7M | ||
| Q3 25 | $81.6M | $595.8M | ||
| Q2 25 | $80.8M | $579.3M | ||
| Q1 25 | $80.6M | $565.4M | ||
| Q4 24 | $80.2M | $551.8M | ||
| Q3 24 | $81.7M | $540.0M | ||
| Q2 24 | $81.0M | $523.6M | ||
| Q1 24 | $81.3M | $513.2M |
总资产CLSTHTB
| Q4 25 | $282.9M | $4.5B | ||
| Q3 25 | $283.8M | $4.6B | ||
| Q2 25 | $273.8M | $4.6B | ||
| Q1 25 | $271.6M | $4.6B | ||
| Q4 24 | $276.7M | $4.6B | ||
| Q3 24 | $280.6M | $4.6B | ||
| Q2 24 | $295.3M | $4.7B | ||
| Q1 24 | $282.0M | $4.7B |
负债/权益比CLSTHTB
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.36× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 0.36× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $797.0K | $-2.1M |
| 自由现金流经营现金流 - 资本支出 | $794.0K | $-3.2M |
| 自由现金流率自由现金流/营收 | 31.7% | -7.1% |
| 资本支出强度资本支出/营收 | 0.1% | 2.4% |
| 现金转化率经营现金流/净利润 | 1.75× | — |
| 过去12个月自由现金流最近4个季度 | $3.1M | $45.3M |
8季度趋势，按日历期对齐
经营现金流CLSTHTB
| Q4 25 | $797.0K | $-2.1M | ||
| Q3 25 | $912.0K | $-11.3M | ||
| Q2 25 | $1.2M | $-8.8M | ||
| Q1 25 | $427.0K | $71.7M | ||
| Q4 24 | $636.0K | $4.8M | ||
| Q3 24 | $896.0K | $43.8M | ||
| Q2 24 | $1.4M | $5.9M | ||
| Q1 24 | $247.0K | $-9.0M |
自由现金流CLSTHTB
| Q4 25 | $794.0K | $-3.2M | ||
| Q3 25 | $827.0K | $-12.0M | ||
| Q2 25 | $1.1M | $-10.2M | ||
| Q1 25 | $361.0K | $70.7M | ||
| Q4 24 | $581.0K | $3.2M | ||
| Q3 24 | $771.0K | $43.1M | ||
| Q2 24 | $1.2M | $5.7M | ||
| Q1 24 | $223.0K | $-9.6M |
自由现金流率CLSTHTB
| Q4 25 | 31.7% | -7.1% | ||
| Q3 25 | 33.8% | -26.5% | ||
| Q2 25 | 45.3% | -23.0% | ||
| Q1 25 | 15.3% | 164.7% | ||
| Q4 24 | 23.5% | 7.4% | ||
| Q3 24 | 30.5% | 101.7% | ||
| Q2 24 | 47.7% | 13.4% | ||
| Q1 24 | 10.7% | -23.3% |
资本支出强度CLSTHTB
| Q4 25 | 0.1% | 2.4% | ||
| Q3 25 | 3.5% | 1.7% | ||
| Q2 25 | 1.4% | 3.0% | ||
| Q1 25 | 2.8% | 2.4% | ||
| Q4 24 | 2.2% | 3.6% | ||
| Q3 24 | 4.9% | 1.6% | ||
| Q2 24 | 9.2% | 0.6% | ||
| Q1 24 | 1.1% | 1.4% |
现金转化率CLSTHTB
| Q4 25 | 1.75× | — | ||
| Q3 25 | 1.87× | -0.68× | ||
| Q2 25 | 2.21× | -0.51× | ||
| Q1 25 | 0.73× | 4.93× | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 2.00× | 3.34× | ||
| Q2 24 | 2.64× | 0.48× | ||
| Q1 24 | — | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
