vs
COMERICA INC（CMA）与Rivian Automotive, Inc.（RIVN）财务数据对比。点击上方公司名可切换其他公司
Rivian Automotive, Inc.的季度营收约是COMERICA INC的1.5倍（$1.3B vs $838.0M），COMERICA INC净利率更高（21.0% vs -63.1%，领先84.1%），COMERICA INC同比增速更快（3.3% vs -25.8%），过去两年COMERICA INC的营收复合增速更高（108.9% vs 3.3%）
Comerica公司是总部位于美国得克萨斯州达拉斯的金融服务企业，为美国大型金融控股公司之一。旗下Comerica银行为区域性商业银行，在得克萨斯、密歇根、加利福尼亚、佛罗里达、亚利桑那五州共设413家网点，在美国多座城市设有办公场所。
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
CMA vs RIVN — 直观对比
营收规模更大
RIVN
是对方的1.5倍
$838.0M
营收增速更快
CMA
高出29.2%
-25.8%
净利率更高
CMA
高出84.1%
-63.1%
两年增速更快
CMA
近两年复合增速
3.3%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $838.0M | $1.3B |
| 净利润 | $176.0M | $-811.0M |
| 毛利率 | — | 9.3% |
| 营业利润率 | — | -64.8% |
| 净利率 | 21.0% | -63.1% |
| 营收同比 | 3.3% | -25.8% |
| 净利润同比 | -4.3% | -9.0% |
| 每股收益（稀释后） | $1.35 | $-0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CMARIVN
| Q4 25 | — | $1.3B | ||
| Q3 25 | $838.0M | $1.6B | ||
| Q2 25 | $849.0M | $1.3B | ||
| Q1 25 | $829.0M | $1.2B | ||
| Q4 24 | $825.0M | $1.7B | ||
| Q3 24 | $811.0M | $874.0M | ||
| Q2 24 | $824.0M | $1.2B | ||
| Q1 24 | $784.0M | $1.2B |
净利润CMARIVN
| Q4 25 | — | $-811.0M | ||
| Q3 25 | $176.0M | $-1.2B | ||
| Q2 25 | $199.0M | $-1.1B | ||
| Q1 25 | $172.0M | $-545.0M | ||
| Q4 24 | $170.0M | $-744.0M | ||
| Q3 24 | $184.0M | $-1.1B | ||
| Q2 24 | $206.0M | $-1.5B | ||
| Q1 24 | $138.0M | $-1.4B |
毛利率CMARIVN
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -15.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 9.8% | ||
| Q3 24 | — | -44.9% | ||
| Q2 24 | — | -38.9% | ||
| Q1 24 | — | -43.8% |
营业利润率CMARIVN
| Q4 25 | — | -64.8% | ||
| Q3 25 | — | -63.1% | ||
| Q2 25 | — | -85.5% | ||
| Q1 25 | — | -52.8% | ||
| Q4 24 | — | -38.1% | ||
| Q3 24 | — | -133.8% | ||
| Q2 24 | — | -118.7% | ||
| Q1 24 | — | -123.3% |
净利率CMARIVN
| Q4 25 | — | -63.1% | ||
| Q3 25 | 21.0% | -75.3% | ||
| Q2 25 | 23.4% | -85.7% | ||
| Q1 25 | 20.7% | -44.0% | ||
| Q4 24 | 20.6% | -42.9% | ||
| Q3 24 | 22.7% | -125.9% | ||
| Q2 24 | 25.0% | -125.8% | ||
| Q1 24 | 17.6% | -120.1% |
每股收益（稀释后）CMARIVN
| Q4 25 | — | $-0.66 | ||
| Q3 25 | $1.35 | $-0.96 | ||
| Q2 25 | $1.42 | $-0.97 | ||
| Q1 25 | $1.25 | $-0.48 | ||
| Q4 24 | $1.22 | $-0.67 | ||
| Q3 24 | $1.33 | $-1.08 | ||
| Q2 24 | $1.49 | $-1.46 | ||
| Q1 24 | $0.98 | $-1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1B |
| 总债务越低越好 | $5.4B | — |
| 股东权益账面价值 | $7.4B | $4.6B |
| 总资产 | $77.4B | $14.9B |
| 负债/权益比越低杠杆越低 | 0.73× | — |
8季度趋势，按日历期对齐
现金及短期投资CMARIVN
| Q4 25 | — | $6.1B | ||
| Q3 25 | — | $7.1B | ||
| Q2 25 | — | $7.5B | ||
| Q1 25 | — | $7.2B | ||
| Q4 24 | — | $7.7B | ||
| Q3 24 | — | $6.7B | ||
| Q2 24 | — | $7.9B | ||
| Q1 24 | — | $7.9B |
总债务CMARIVN
| Q4 25 | — | — | ||
| Q3 25 | $5.4B | — | ||
| Q2 25 | $5.8B | — | ||
| Q1 25 | $5.7B | — | ||
| Q4 24 | $6.7B | — | ||
| Q3 24 | $6.8B | — | ||
| Q2 24 | $7.1B | $5.5B | ||
| Q1 24 | $7.1B | $4.4B |
股东权益CMARIVN
| Q4 25 | — | $4.6B | ||
| Q3 25 | $7.4B | $5.1B | ||
| Q2 25 | $6.9B | $6.1B | ||
| Q1 25 | $7.1B | $6.2B | ||
| Q4 24 | $6.5B | $6.6B | ||
| Q3 24 | $7.4B | $5.9B | ||
| Q2 24 | $6.2B | $6.8B | ||
| Q1 24 | $6.0B | $8.1B |
总资产CMARIVN
| Q4 25 | — | $14.9B | ||
| Q3 25 | $77.4B | $15.2B | ||
| Q2 25 | $78.0B | $15.6B | ||
| Q1 25 | $77.6B | $15.5B | ||
| Q4 24 | $79.3B | $15.4B | ||
| Q3 24 | $79.7B | $14.3B | ||
| Q2 24 | $79.6B | $15.4B | ||
| Q1 24 | $79.4B | $15.7B |
负债/权益比CMARIVN
| Q4 25 | — | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.84× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 0.92× | — | ||
| Q2 24 | 1.15× | 0.81× | ||
| Q1 24 | 1.18× | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-270.0M | $-681.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -89.0% |
| 资本支出强度资本支出/营收 | — | 36.0% |
| 现金转化率经营现金流/净利润 | -1.53× | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.5B |
8季度趋势，按日历期对齐
经营现金流CMARIVN
| Q4 25 | — | $-681.0M | ||
| Q3 25 | $-270.0M | $26.0M | ||
| Q2 25 | $476.0M | $64.0M | ||
| Q1 25 | $273.0M | $-188.0M | ||
| Q4 24 | $601.0M | $1.2B | ||
| Q3 24 | $1.0B | $-876.0M | ||
| Q2 24 | $111.0M | $-754.0M | ||
| Q1 24 | $-205.0M | $-1.3B |
自由现金流CMARIVN
| Q4 25 | — | $-1.1B | ||
| Q3 25 | — | $-421.0M | ||
| Q2 25 | — | $-398.0M | ||
| Q1 25 | — | $-526.0M | ||
| Q4 24 | — | $856.0M | ||
| Q3 24 | — | $-1.2B | ||
| Q2 24 | — | $-1.0B | ||
| Q1 24 | — | $-1.5B |
自由现金流率CMARIVN
| Q4 25 | — | -89.0% | ||
| Q3 25 | — | -27.0% | ||
| Q2 25 | — | -30.5% | ||
| Q1 25 | — | -42.4% | ||
| Q4 24 | — | 49.4% | ||
| Q3 24 | — | -131.9% | ||
| Q2 24 | — | -89.6% | ||
| Q1 24 | — | -126.5% |
资本支出强度CMARIVN
| Q4 25 | — | 36.0% | ||
| Q3 25 | — | 28.7% | ||
| Q2 25 | — | 35.5% | ||
| Q1 25 | — | 27.3% | ||
| Q4 24 | — | 18.9% | ||
| Q3 24 | — | 31.7% | ||
| Q2 24 | — | 24.4% | ||
| Q1 24 | — | 21.1% |
现金转化率CMARIVN
| Q4 25 | — | — | ||
| Q3 25 | -1.53× | — | ||
| Q2 25 | 2.39× | — | ||
| Q1 25 | 1.59× | — | ||
| Q4 24 | 3.54× | — | ||
| Q3 24 | 5.70× | — | ||
| Q2 24 | 0.54× | — | ||
| Q1 24 | -1.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CMA
暂无分部数据
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
