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COMERICA INC（CMA）与OLD NATIONAL BANCORP（ONB）财务数据对比。点击上方公司名可切换其他公司
COMERICA INC的季度营收约是OLD NATIONAL BANCORP的1.2倍（$838.0M vs $702.8M），OLD NATIONAL BANCORP净利率更高（33.3% vs 21.0%，领先12.2%），COMERICA INC同比增速更快（3.3% vs 0.6%），过去两年COMERICA INC的营收复合增速更高（108.9% vs 34.5%）
Comerica公司是总部位于美国得克萨斯州达拉斯的金融服务企业，为美国大型金融控股公司之一。旗下Comerica银行为区域性商业银行，在得克萨斯、密歇根、加利福尼亚、佛罗里达、亚利桑那五州共设413家网点，在美国多座城市设有办公场所。
Old National Bank是美国地区性银行，隶属于Old National Bancorp，总部位于芝加哥及印第安纳州埃文斯维尔，总资产485亿美元，拥有250个银行网点、近200家零售分行，是总部设于印第安纳州的最大金融服务银行控股公司，位列全美银行企业前30，业务覆盖美国八个州。
CMA vs ONB — 直观对比
营收规模更大
CMA
是对方的1.2倍
$702.8M
营收增速更快
CMA
高出2.7%
0.6%
净利率更高
ONB
高出12.2%
21.0%
两年增速更快
CMA
近两年复合增速
34.5%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $838.0M | $702.8M |
| 净利润 | $176.0M | $233.7M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 21.0% | 33.3% |
| 营收同比 | 3.3% | 0.6% |
| 净利润同比 | -4.3% | 61.5% |
| 每股收益（稀释后） | $1.35 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CMAONB
| Q1 26 | — | $702.8M | ||
| Q4 25 | — | $580.8M | ||
| Q3 25 | $838.0M | $574.6M | ||
| Q2 25 | $849.0M | $514.8M | ||
| Q1 25 | $829.0M | $387.6M | ||
| Q4 24 | $825.0M | $394.2M | ||
| Q3 24 | $811.0M | $391.7M | ||
| Q2 24 | $824.0M | $388.4M |
净利润CMAONB
| Q1 26 | — | $233.7M | ||
| Q4 25 | — | $216.6M | ||
| Q3 25 | $176.0M | $182.6M | ||
| Q2 25 | $199.0M | $125.4M | ||
| Q1 25 | $172.0M | $144.7M | ||
| Q4 24 | $170.0M | $153.9M | ||
| Q3 24 | $184.0M | $143.8M | ||
| Q2 24 | $206.0M | $121.2M |
营业利润率CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | 46.7% | ||
| Q3 25 | — | 40.5% | ||
| Q2 25 | — | 30.2% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 47.2% | ||
| Q3 24 | — | 47.2% | ||
| Q2 24 | — | 40.3% |
净利率CMAONB
| Q1 26 | — | 33.3% | ||
| Q4 25 | — | 37.3% | ||
| Q3 25 | 21.0% | 31.8% | ||
| Q2 25 | 23.4% | 24.4% | ||
| Q1 25 | 20.7% | 37.3% | ||
| Q4 24 | 20.6% | 39.0% | ||
| Q3 24 | 22.7% | 36.7% | ||
| Q2 24 | 25.0% | 31.2% |
每股收益（稀释后）CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | $0.55 | ||
| Q3 25 | $1.35 | $0.46 | ||
| Q2 25 | $1.42 | $0.34 | ||
| Q1 25 | $1.25 | $0.44 | ||
| Q4 24 | $1.22 | $0.47 | ||
| Q3 24 | $1.33 | $0.44 | ||
| Q2 24 | $1.49 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $5.4B | — |
| 股东权益账面价值 | $7.4B | $8.5B |
| 总资产 | $77.4B | $73.0B |
| 负债/权益比越低杠杆越低 | 0.73× | — |
8季度趋势，按日历期对齐
现金及短期投资CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | $1.8B | ||
| Q3 25 | — | $1.7B | ||
| Q2 25 | — | $1.8B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.2B |
总债务CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $5.4B | — | ||
| Q2 25 | $5.8B | — | ||
| Q1 25 | $5.7B | — | ||
| Q4 24 | $6.7B | — | ||
| Q3 24 | $6.8B | — | ||
| Q2 24 | $7.1B | — |
股东权益CMAONB
| Q1 26 | — | $8.5B | ||
| Q4 25 | — | $8.5B | ||
| Q3 25 | $7.4B | $8.3B | ||
| Q2 25 | $6.9B | $8.1B | ||
| Q1 25 | $7.1B | $6.5B | ||
| Q4 24 | $6.5B | $6.3B | ||
| Q3 24 | $7.4B | $6.4B | ||
| Q2 24 | $6.2B | $6.1B |
总资产CMAONB
| Q1 26 | — | $73.0B | ||
| Q4 25 | — | $72.2B | ||
| Q3 25 | $77.4B | $71.2B | ||
| Q2 25 | $78.0B | $71.0B | ||
| Q1 25 | $77.6B | $53.9B | ||
| Q4 24 | $79.3B | $53.6B | ||
| Q3 24 | $79.7B | $53.6B | ||
| Q2 24 | $79.6B | $53.1B |
负债/权益比CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.84× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 0.92× | — | ||
| Q2 24 | 1.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-270.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -1.53× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | $159.2M | ||
| Q3 25 | $-270.0M | $341.2M | ||
| Q2 25 | $476.0M | $72.9M | ||
| Q1 25 | $273.0M | $108.2M | ||
| Q4 24 | $601.0M | $235.8M | ||
| Q3 24 | $1.0B | $121.3M | ||
| Q2 24 | $111.0M | $161.0M |
自由现金流CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | $137.3M | ||
| Q3 25 | — | $333.6M | ||
| Q2 25 | — | $64.1M | ||
| Q1 25 | — | $102.4M | ||
| Q4 24 | — | $229.0M | ||
| Q3 24 | — | $115.7M | ||
| Q2 24 | — | $151.6M |
自由现金流率CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | 23.6% | ||
| Q3 25 | — | 58.1% | ||
| Q2 25 | — | 12.4% | ||
| Q1 25 | — | 26.4% | ||
| Q4 24 | — | 58.1% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 39.0% |
资本支出强度CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | 3.8% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 1.5% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 1.4% | ||
| Q2 24 | — | 2.4% |
现金转化率CMAONB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.73× | ||
| Q3 25 | -1.53× | 1.87× | ||
| Q2 25 | 2.39× | 0.58× | ||
| Q1 25 | 1.59× | 0.75× | ||
| Q4 24 | 3.54× | 1.53× | ||
| Q3 24 | 5.70× | 0.84× | ||
| Q2 24 | 0.54× | 1.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
