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COMERICA INC（CMA）与Sylvamo Corp（SLVM）财务数据对比。点击上方公司名可切换其他公司
Sylvamo Corp的季度营收约是COMERICA INC的1.1倍（$890.0M vs $838.0M），COMERICA INC净利率更高（21.0% vs 3.7%，领先17.3%），COMERICA INC同比增速更快（3.3% vs -8.2%），过去两年COMERICA INC的营收复合增速更高（108.9% vs -0.8%）
Comerica公司是总部位于美国得克萨斯州达拉斯的金融服务企业，为美国大型金融控股公司之一。旗下Comerica银行为区域性商业银行，在得克萨斯、密歇根、加利福尼亚、佛罗里达、亚利桑那五州共设413家网点，在美国多座城市设有办公场所。
西尔瓦莫公司是全球领先的可持续纸浆与纸品生产商，核心产品包括非涂布印刷纸、包装纸及商用纸浆，业务覆盖北美、欧洲、拉美地区，服务办公耗材、出版、商业印刷、包装等多个领域。
CMA vs SLVM — 直观对比
营收规模更大
SLVM
是对方的1.1倍
$838.0M
营收增速更快
CMA
高出11.6%
-8.2%
净利率更高
CMA
高出17.3%
3.7%
两年增速更快
CMA
近两年复合增速
-0.8%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $838.0M | $890.0M |
| 净利润 | $176.0M | $33.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 8.9% |
| 净利率 | 21.0% | 3.7% |
| 营收同比 | 3.3% | -8.2% |
| 净利润同比 | -4.3% | -59.3% |
| 每股收益（稀释后） | $1.35 | $0.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CMASLVM
| Q4 25 | — | $890.0M | ||
| Q3 25 | $838.0M | $846.0M | ||
| Q2 25 | $849.0M | $794.0M | ||
| Q1 25 | $829.0M | $821.0M | ||
| Q4 24 | $825.0M | $970.0M | ||
| Q3 24 | $811.0M | $965.0M | ||
| Q2 24 | $824.0M | $933.0M | ||
| Q1 24 | $784.0M | $905.0M |
净利润CMASLVM
| Q4 25 | — | $33.0M | ||
| Q3 25 | $176.0M | $57.0M | ||
| Q2 25 | $199.0M | $15.0M | ||
| Q1 25 | $172.0M | $27.0M | ||
| Q4 24 | $170.0M | $81.0M | ||
| Q3 24 | $184.0M | $95.0M | ||
| Q2 24 | $206.0M | $83.0M | ||
| Q1 24 | $138.0M | $43.0M |
营业利润率CMASLVM
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 11.6% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | 15.5% | ||
| Q2 24 | — | 13.1% | ||
| Q1 24 | — | 8.0% |
净利率CMASLVM
| Q4 25 | — | 3.7% | ||
| Q3 25 | 21.0% | 6.7% | ||
| Q2 25 | 23.4% | 1.9% | ||
| Q1 25 | 20.7% | 3.3% | ||
| Q4 24 | 20.6% | 8.4% | ||
| Q3 24 | 22.7% | 9.8% | ||
| Q2 24 | 25.0% | 8.9% | ||
| Q1 24 | 17.6% | 4.8% |
每股收益（稀释后）CMASLVM
| Q4 25 | — | $0.81 | ||
| Q3 25 | $1.35 | $1.41 | ||
| Q2 25 | $1.42 | $0.37 | ||
| Q1 25 | $1.25 | $0.65 | ||
| Q4 24 | $1.22 | $1.91 | ||
| Q3 24 | $1.33 | $2.27 | ||
| Q2 24 | $1.49 | $1.98 | ||
| Q1 24 | $0.98 | $1.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $198.0M |
| 总债务越低越好 | $5.4B | $763.0M |
| 股东权益账面价值 | $7.4B | $966.0M |
| 总资产 | $77.4B | $2.8B |
| 负债/权益比越低杠杆越低 | 0.73× | 0.79× |
8季度趋势，按日历期对齐
现金及短期投资CMASLVM
| Q4 25 | — | $198.0M | ||
| Q3 25 | — | $146.0M | ||
| Q2 25 | — | $183.0M | ||
| Q1 25 | — | $220.0M | ||
| Q4 24 | — | $309.0M | ||
| Q3 24 | — | $414.0M | ||
| Q2 24 | — | $213.0M | ||
| Q1 24 | — | $218.0M |
总债务CMASLVM
| Q4 25 | — | $763.0M | ||
| Q3 25 | $5.4B | $778.0M | ||
| Q2 25 | $5.8B | $767.0M | ||
| Q1 25 | $5.7B | $794.0M | ||
| Q4 24 | $6.7B | $782.0M | ||
| Q3 24 | $6.8B | $883.0M | ||
| Q2 24 | $7.1B | $894.0M | ||
| Q1 24 | $7.1B | $921.0M |
股东权益CMASLVM
| Q4 25 | — | $966.0M | ||
| Q3 25 | $7.4B | $977.0M | ||
| Q2 25 | $6.9B | $959.0M | ||
| Q1 25 | $7.1B | $908.0M | ||
| Q4 24 | $6.5B | $847.0M | ||
| Q3 24 | $7.4B | $937.0M | ||
| Q2 24 | $6.2B | $830.0M | ||
| Q1 24 | $6.0B | $889.0M |
总资产CMASLVM
| Q4 25 | — | $2.8B | ||
| Q3 25 | $77.4B | $2.7B | ||
| Q2 25 | $78.0B | $2.7B | ||
| Q1 25 | $77.6B | $2.6B | ||
| Q4 24 | $79.3B | $2.6B | ||
| Q3 24 | $79.7B | $2.9B | ||
| Q2 24 | $79.6B | $2.7B | ||
| Q1 24 | $79.4B | $2.6B |
负债/权益比CMASLVM
| Q4 25 | — | 0.79× | ||
| Q3 25 | 0.73× | 0.80× | ||
| Q2 25 | 0.84× | 0.80× | ||
| Q1 25 | 0.81× | 0.87× | ||
| Q4 24 | 1.02× | 0.92× | ||
| Q3 24 | 0.92× | 0.94× | ||
| Q2 24 | 1.15× | 1.08× | ||
| Q1 24 | 1.18× | 1.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-270.0M | $94.0M |
| 自由现金流经营现金流 - 资本支出 | — | $38.0M |
| 自由现金流率自由现金流/营收 | — | 4.3% |
| 资本支出强度资本支出/营收 | — | 6.3% |
| 现金转化率经营现金流/净利润 | -1.53× | 2.85× |
| 过去12个月自由现金流最近4个季度 | — | $44.0M |
8季度趋势，按日历期对齐
经营现金流CMASLVM
| Q4 25 | — | $94.0M | ||
| Q3 25 | $-270.0M | $87.0M | ||
| Q2 25 | $476.0M | $64.0M | ||
| Q1 25 | $273.0M | $23.0M | ||
| Q4 24 | $601.0M | $164.0M | ||
| Q3 24 | $1.0B | $163.0M | ||
| Q2 24 | $111.0M | $115.0M | ||
| Q1 24 | $-205.0M | $27.0M |
自由现金流CMASLVM
| Q4 25 | — | $38.0M | ||
| Q3 25 | — | $33.0M | ||
| Q2 25 | — | $-2.0M | ||
| Q1 25 | — | $-25.0M | ||
| Q4 24 | — | $100.0M | ||
| Q3 24 | — | $119.0M | ||
| Q2 24 | — | $62.0M | ||
| Q1 24 | — | $-33.0M |
自由现金流率CMASLVM
| Q4 25 | — | 4.3% | ||
| Q3 25 | — | 3.9% | ||
| Q2 25 | — | -0.3% | ||
| Q1 25 | — | -3.0% | ||
| Q4 24 | — | 10.3% | ||
| Q3 24 | — | 12.3% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | -3.6% |
资本支出强度CMASLVM
| Q4 25 | — | 6.3% | ||
| Q3 25 | — | 6.4% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 5.8% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 4.6% | ||
| Q2 24 | — | 5.7% | ||
| Q1 24 | — | 6.6% |
现金转化率CMASLVM
| Q4 25 | — | 2.85× | ||
| Q3 25 | -1.53× | 1.53× | ||
| Q2 25 | 2.39× | 4.27× | ||
| Q1 25 | 1.59× | 0.85× | ||
| Q4 24 | 3.54× | 2.02× | ||
| Q3 24 | 5.70× | 1.72× | ||
| Q2 24 | 0.54× | 1.39× | ||
| Q1 24 | -1.49× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
