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CNA FINANCIAL CORP（CNA）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
CNA FINANCIAL CORP的季度营收约是LifeStance Health Group, Inc.的1.0倍（$389.0M vs $382.2M），CNA FINANCIAL CORP净利率更高（77.6% vs 3.1%，领先74.6%），LifeStance Health Group, Inc.同比增速更快（17.4% vs -2.0%），CNA FINANCIAL CORP自由现金流更多（$542.0M vs $46.6M），过去两年LifeStance Health Group, Inc.的营收复合增速更高（12.8% vs -2.2%）
CNA金融公司是总部位于美国伊利诺伊州芝加哥的金融企业，旗下核心子公司大陆意外伤害保险公司成立于1897年，大陆保险公司的历史则可追溯至1853年，当前母公司CNA于1967年正式注册成立，在保险及金融服务领域拥有深厚的行业积淀。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
CNA vs LFST — 直观对比
营收规模更大
CNA
是对方的1.0倍
$382.2M
营收增速更快
LFST
高出19.4%
-2.0%
净利率更高
CNA
高出74.6%
3.1%
自由现金流更多
CNA
多$495.4M
$46.6M
两年增速更快
LFST
近两年复合增速
-2.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $389.0M | $382.2M |
| 净利润 | $302.0M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 97.2% | 4.7% |
| 净利率 | 77.6% | 3.1% |
| 营收同比 | -2.0% | 17.4% |
| 净利润同比 | 1338.1% | 264.1% |
| 每股收益（稀释后） | $1.11 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNALFST
| Q4 25 | $389.0M | $382.2M | ||
| Q3 25 | $393.0M | $363.8M | ||
| Q2 25 | $398.0M | $345.3M | ||
| Q1 25 | $397.0M | $333.0M | ||
| Q4 24 | $397.0M | $325.5M | ||
| Q3 24 | $401.0M | $312.7M | ||
| Q2 24 | $404.0M | $312.3M | ||
| Q1 24 | $407.0M | $300.4M |
净利润CNALFST
| Q4 25 | $302.0M | $11.7M | ||
| Q3 25 | $403.0M | $1.1M | ||
| Q2 25 | $299.0M | $-3.8M | ||
| Q1 25 | $274.0M | $709.0K | ||
| Q4 24 | $21.0M | $-7.1M | ||
| Q3 24 | $283.0M | $-6.0M | ||
| Q2 24 | $317.0M | $-23.3M | ||
| Q1 24 | $338.0M | $-21.1M |
营业利润率CNALFST
| Q4 25 | 97.2% | 4.7% | ||
| Q3 25 | — | 2.0% | ||
| Q2 25 | 95.5% | -0.9% | ||
| Q1 25 | 87.9% | 0.5% | ||
| Q4 24 | 5.3% | 0.3% | ||
| Q3 24 | 90.0% | 0.0% | ||
| Q2 24 | 99.5% | -5.1% | ||
| Q1 24 | — | -5.6% |
净利率CNALFST
| Q4 25 | 77.6% | 3.1% | ||
| Q3 25 | 102.5% | 0.3% | ||
| Q2 25 | 75.1% | -1.1% | ||
| Q1 25 | 69.0% | 0.2% | ||
| Q4 24 | 5.3% | -2.2% | ||
| Q3 24 | 70.6% | -1.9% | ||
| Q2 24 | 78.5% | -7.5% | ||
| Q1 24 | 83.0% | -7.0% |
每股收益（稀释后）CNALFST
| Q4 25 | $1.11 | — | ||
| Q3 25 | $1.48 | — | ||
| Q2 25 | $1.10 | — | ||
| Q1 25 | $1.00 | — | ||
| Q4 24 | $0.07 | — | ||
| Q3 24 | $1.04 | — | ||
| Q2 24 | $1.17 | — | ||
| Q1 24 | $1.24 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $248.6M |
| 总债务越低越好 | $3.0B | $282.8M |
| 股东权益账面价值 | $11.6B | $1.5B |
| 总资产 | $69.4B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.26× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资CNALFST
| Q4 25 | — | $248.6M | ||
| Q3 25 | — | $203.9M | ||
| Q2 25 | — | $188.9M | ||
| Q1 25 | — | $134.3M | ||
| Q4 24 | — | $154.6M | ||
| Q3 24 | — | $102.6M | ||
| Q2 24 | — | $87.0M | ||
| Q1 24 | — | $49.5M |
总债务CNALFST
| Q4 25 | $3.0B | $282.8M | ||
| Q3 25 | — | $284.6M | ||
| Q2 25 | — | $286.4M | ||
| Q1 25 | — | $288.2M | ||
| Q4 24 | $3.0B | $290.0M | ||
| Q3 24 | — | $287.3M | ||
| Q2 24 | — | $288.0M | ||
| Q1 24 | — | $288.8M |
股东权益CNALFST
| Q4 25 | $11.6B | $1.5B | ||
| Q3 25 | $11.3B | $1.5B | ||
| Q2 25 | $10.7B | $1.5B | ||
| Q1 25 | $10.3B | $1.5B | ||
| Q4 24 | $10.5B | $1.4B | ||
| Q3 24 | $10.8B | $1.4B | ||
| Q2 24 | $9.9B | $1.4B | ||
| Q1 24 | $9.7B | $1.4B |
总资产CNALFST
| Q4 25 | $69.4B | $2.2B | ||
| Q3 25 | $69.8B | $2.1B | ||
| Q2 25 | $68.9B | $2.1B | ||
| Q1 25 | $67.3B | $2.1B | ||
| Q4 24 | $66.5B | $2.1B | ||
| Q3 24 | $67.4B | $2.1B | ||
| Q2 24 | $65.2B | $2.1B | ||
| Q1 24 | $65.1B | $2.1B |
负债/权益比CNALFST
| Q4 25 | 0.26× | 0.19× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.20× | ||
| Q4 24 | 0.28× | 0.20× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.20× | ||
| Q1 24 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $570.0M | $57.6M |
| 自由现金流经营现金流 - 资本支出 | $542.0M | $46.6M |
| 自由现金流率自由现金流/营收 | 139.3% | 12.2% |
| 资本支出强度资本支出/营收 | 7.2% | 2.9% |
| 现金转化率经营现金流/净利润 | 1.89× | 4.93× |
| 过去12个月自由现金流最近4个季度 | $2.4B | $110.0M |
8季度趋势，按日历期对齐
经营现金流CNALFST
| Q4 25 | $570.0M | $57.6M | ||
| Q3 25 | $720.0M | $27.3M | ||
| Q2 25 | $562.0M | $64.4M | ||
| Q1 25 | $638.0M | $-3.1M | ||
| Q4 24 | $703.0M | $62.3M | ||
| Q3 24 | $748.0M | $22.7M | ||
| Q2 24 | $616.0M | $44.1M | ||
| Q1 24 | $504.0M | $-21.8M |
自由现金流CNALFST
| Q4 25 | $542.0M | $46.6M | ||
| Q3 25 | $704.0M | $17.0M | ||
| Q2 25 | $538.0M | $56.6M | ||
| Q1 25 | $620.0M | $-10.3M | ||
| Q4 24 | $665.0M | $56.0M | ||
| Q3 24 | $730.0M | $17.7M | ||
| Q2 24 | $597.0M | $39.0M | ||
| Q1 24 | $484.0M | $-26.9M |
自由现金流率CNALFST
| Q4 25 | 139.3% | 12.2% | ||
| Q3 25 | 179.1% | 4.7% | ||
| Q2 25 | 135.2% | 16.4% | ||
| Q1 25 | 156.2% | -3.1% | ||
| Q4 24 | 167.5% | 17.2% | ||
| Q3 24 | 182.0% | 5.7% | ||
| Q2 24 | 147.8% | 12.5% | ||
| Q1 24 | 118.9% | -9.0% |
资本支出强度CNALFST
| Q4 25 | 7.2% | 2.9% | ||
| Q3 25 | 4.1% | 2.8% | ||
| Q2 25 | 6.0% | 2.2% | ||
| Q1 25 | 4.5% | 2.2% | ||
| Q4 24 | 9.6% | 1.9% | ||
| Q3 24 | 4.5% | 1.6% | ||
| Q2 24 | 4.7% | 1.6% | ||
| Q1 24 | 4.9% | 1.7% |
现金转化率CNALFST
| Q4 25 | 1.89× | 4.93× | ||
| Q3 25 | 1.79× | 25.34× | ||
| Q2 25 | 1.88× | — | ||
| Q1 25 | 2.33× | -4.36× | ||
| Q4 24 | 33.48× | — | ||
| Q3 24 | 2.64× | — | ||
| Q2 24 | 1.94× | — | ||
| Q1 24 | 1.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
