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CNA FINANCIAL CORP（CNA）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
CNA FINANCIAL CORP的季度营收约是LiveRamp Holdings, Inc.的1.8倍（$389.0M vs $212.2M），CNA FINANCIAL CORP净利率更高（77.6% vs 18.8%，领先58.8%），LiveRamp Holdings, Inc.同比增速更快（8.6% vs -2.0%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs -2.2%）
CNA金融公司是总部位于美国伊利诺伊州芝加哥的金融企业，旗下核心子公司大陆意外伤害保险公司成立于1897年，大陆保险公司的历史则可追溯至1853年，当前母公司CNA于1967年正式注册成立，在保险及金融服务领域拥有深厚的行业积淀。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
CNA vs RAMP — 直观对比
营收规模更大
CNA
是对方的1.8倍
$212.2M
营收增速更快
RAMP
高出10.6%
-2.0%
净利率更高
CNA
高出58.8%
18.8%
两年增速更快
RAMP
近两年复合增速
-2.2%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $389.0M | $212.2M |
| 净利润 | $302.0M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | 97.2% | 18.6% |
| 净利率 | 77.6% | 18.8% |
| 营收同比 | -2.0% | 8.6% |
| 净利润同比 | 1338.1% | 255.7% |
| 每股收益（稀释后） | $1.11 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNARAMP
| Q4 25 | $389.0M | $212.2M | ||
| Q3 25 | $393.0M | $199.8M | ||
| Q2 25 | $398.0M | $194.8M | ||
| Q1 25 | $397.0M | $188.7M | ||
| Q4 24 | $397.0M | $195.4M | ||
| Q3 24 | $401.0M | $185.5M | ||
| Q2 24 | $404.0M | $176.0M | ||
| Q1 24 | $407.0M | $171.9M |
净利润CNARAMP
| Q4 25 | $302.0M | $39.9M | ||
| Q3 25 | $403.0M | $27.4M | ||
| Q2 25 | $299.0M | $7.7M | ||
| Q1 25 | $274.0M | $-6.3M | ||
| Q4 24 | $21.0M | $11.2M | ||
| Q3 24 | $283.0M | $1.7M | ||
| Q2 24 | $317.0M | $-7.5M | ||
| Q1 24 | $338.0M | $-5.4M |
毛利率CNARAMP
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
营业利润率CNARAMP
| Q4 25 | 97.2% | 18.6% | ||
| Q3 25 | — | 10.7% | ||
| Q2 25 | 95.5% | 3.7% | ||
| Q1 25 | 87.9% | -6.1% | ||
| Q4 24 | 5.3% | 7.5% | ||
| Q3 24 | 90.0% | 4.0% | ||
| Q2 24 | 99.5% | -3.0% | ||
| Q1 24 | — | -8.3% |
净利率CNARAMP
| Q4 25 | 77.6% | 18.8% | ||
| Q3 25 | 102.5% | 13.7% | ||
| Q2 25 | 75.1% | 4.0% | ||
| Q1 25 | 69.0% | -3.3% | ||
| Q4 24 | 5.3% | 5.7% | ||
| Q3 24 | 70.6% | 0.9% | ||
| Q2 24 | 78.5% | -4.3% | ||
| Q1 24 | 83.0% | -3.1% |
每股收益（稀释后）CNARAMP
| Q4 25 | $1.11 | $0.62 | ||
| Q3 25 | $1.48 | $0.42 | ||
| Q2 25 | $1.10 | $0.12 | ||
| Q1 25 | $1.00 | $-0.10 | ||
| Q4 24 | $0.07 | $0.17 | ||
| Q3 24 | $1.04 | $0.03 | ||
| Q2 24 | $1.17 | $-0.11 | ||
| Q1 24 | $1.24 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | $3.0B | — |
| 股东权益账面价值 | $11.6B | $962.3M |
| 总资产 | $69.4B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.26× | — |
8季度趋势，按日历期对齐
现金及短期投资CNARAMP
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M | ||
| Q1 24 | — | $368.9M |
总债务CNARAMP
| Q4 25 | $3.0B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CNARAMP
| Q4 25 | $11.6B | $962.3M | ||
| Q3 25 | $11.3B | $943.8M | ||
| Q2 25 | $10.7B | $947.8M | ||
| Q1 25 | $10.3B | $948.9M | ||
| Q4 24 | $10.5B | $957.7M | ||
| Q3 24 | $10.8B | $932.1M | ||
| Q2 24 | $9.9B | $951.9M | ||
| Q1 24 | $9.7B | $949.1M |
总资产CNARAMP
| Q4 25 | $69.4B | $1.3B | ||
| Q3 25 | $69.8B | $1.2B | ||
| Q2 25 | $68.9B | $1.2B | ||
| Q1 25 | $67.3B | $1.3B | ||
| Q4 24 | $66.5B | $1.3B | ||
| Q3 24 | $67.4B | $1.2B | ||
| Q2 24 | $65.2B | $1.2B | ||
| Q1 24 | $65.1B | $1.2B |
负债/权益比CNARAMP
| Q4 25 | 0.26× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $570.0M | — |
| 自由现金流经营现金流 - 资本支出 | $542.0M | — |
| 自由现金流率自由现金流/营收 | 139.3% | — |
| 资本支出强度资本支出/营收 | 7.2% | 0.1% |
| 现金转化率经营现金流/净利润 | 1.89× | — |
| 过去12个月自由现金流最近4个季度 | $2.4B | — |
8季度趋势，按日历期对齐
经营现金流CNARAMP
| Q4 25 | $570.0M | — | ||
| Q3 25 | $720.0M | $57.4M | ||
| Q2 25 | $562.0M | $-15.8M | ||
| Q1 25 | $638.0M | — | ||
| Q4 24 | $703.0M | $45.1M | ||
| Q3 24 | $748.0M | $55.6M | ||
| Q2 24 | $616.0M | $-9.3M | ||
| Q1 24 | $504.0M | — |
自由现金流CNARAMP
| Q4 25 | $542.0M | — | ||
| Q3 25 | $704.0M | $56.8M | ||
| Q2 25 | $538.0M | $-16.2M | ||
| Q1 25 | $620.0M | — | ||
| Q4 24 | $665.0M | $44.8M | ||
| Q3 24 | $730.0M | $55.4M | ||
| Q2 24 | $597.0M | $-9.6M | ||
| Q1 24 | $484.0M | — |
自由现金流率CNARAMP
| Q4 25 | 139.3% | — | ||
| Q3 25 | 179.1% | 28.4% | ||
| Q2 25 | 135.2% | -8.3% | ||
| Q1 25 | 156.2% | — | ||
| Q4 24 | 167.5% | 22.9% | ||
| Q3 24 | 182.0% | 29.8% | ||
| Q2 24 | 147.8% | -5.4% | ||
| Q1 24 | 118.9% | — |
资本支出强度CNARAMP
| Q4 25 | 7.2% | 0.1% | ||
| Q3 25 | 4.1% | 0.3% | ||
| Q2 25 | 6.0% | 0.2% | ||
| Q1 25 | 4.5% | 0.2% | ||
| Q4 24 | 9.6% | 0.1% | ||
| Q3 24 | 4.5% | 0.1% | ||
| Q2 24 | 4.7% | 0.1% | ||
| Q1 24 | 4.9% | 1.0% |
现金转化率CNARAMP
| Q4 25 | 1.89× | — | ||
| Q3 25 | 1.79× | 2.09× | ||
| Q2 25 | 1.88× | -2.04× | ||
| Q1 25 | 2.33× | — | ||
| Q4 24 | 33.48× | 4.02× | ||
| Q3 24 | 2.64× | 32.10× | ||
| Q2 24 | 1.94× | — | ||
| Q1 24 | 1.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
