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CNO Financial Group, Inc.（CNO）与美泰（MAT）财务数据对比。点击上方公司名可切换其他公司
CNO Financial Group, Inc.的季度营收约是美泰的1.3倍（$1.1B vs $862.2M），CNO Financial Group, Inc.净利率更高（8.8% vs 7.1%，领先1.7%），美泰同比增速更快（4.3% vs 4.2%），过去两年CNO Financial Group, Inc.的营收复合增速更高（-0.6% vs -10.6%）
CNO金融集团是总部位于美国印第安纳州卡梅尔的金融服务控股公司，前身为康塞科公司。集团旗下保险子公司为美国超400万客户提供人寿保险、年金和补充健康保险产品，通过独立代理人、专属代理人，以及电视广告、直邮等直销触达用户。
美泰是美国知名玩具及娱乐企业，旗下影视制作部门美泰影业运营时间为2018年9月6日至2025年6月2日。其前身为2013年10月16日成立的美泰Playground Productions，更早可追溯至美泰娱乐、美泰工作室等集团原有娱乐业务品牌。
CNO vs MAT — 直观对比
营收规模更大
CNO
是对方的1.3倍
$862.2M
营收增速更快
MAT
高出0.1%
4.2%
净利率更高
CNO
高出1.7%
7.1%
两年增速更快
CNO
近两年复合增速
-10.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $862.2M |
| 净利润 | $100.7M | $61.0M |
| 毛利率 | — | 44.9% |
| 营业利润率 | 15.2% | — |
| 净利率 | 8.8% | 7.1% |
| 营收同比 | 4.2% | 4.3% |
| 净利润同比 | -39.4% | 251.4% |
| 每股收益（稀释后） | $1.02 | $0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNOMAT
| Q1 26 | — | $862.2M | ||
| Q4 25 | $1.1B | $1.8B | ||
| Q3 25 | $1.2B | $1.7B | ||
| Q2 25 | $1.2B | $1.0B | ||
| Q1 25 | $1.0B | $826.6M | ||
| Q4 24 | $1.1B | $1.6B | ||
| Q3 24 | $1.1B | $1.8B | ||
| Q2 24 | $1.1B | $1.1B |
净利润CNOMAT
| Q1 26 | — | $61.0M | ||
| Q4 25 | $100.7M | $106.2M | ||
| Q3 25 | $23.1M | $278.4M | ||
| Q2 25 | $91.8M | $53.4M | ||
| Q1 25 | $13.7M | $-40.3M | ||
| Q4 24 | $166.1M | $140.9M | ||
| Q3 24 | $9.3M | $372.4M | ||
| Q2 24 | $116.3M | $56.9M |
毛利率CNOMAT
| Q1 26 | — | 44.9% | ||
| Q4 25 | — | 45.9% | ||
| Q3 25 | — | 50.0% | ||
| Q2 25 | — | 50.9% | ||
| Q1 25 | — | 49.4% | ||
| Q4 24 | — | 50.7% | ||
| Q3 24 | — | 53.1% | ||
| Q2 24 | — | 49.2% |
营业利润率CNOMAT
| Q1 26 | — | — | ||
| Q4 25 | 15.2% | 8.0% | ||
| Q3 25 | 13.7% | 21.9% | ||
| Q2 25 | 9.8% | 7.7% | ||
| Q1 25 | 10.4% | -6.4% | ||
| Q4 24 | 15.8% | 9.6% | ||
| Q3 24 | 13.6% | 26.5% | ||
| Q2 24 | 13.9% | 7.7% |
净利率CNOMAT
| Q1 26 | — | 7.1% | ||
| Q4 25 | 8.8% | 6.0% | ||
| Q3 25 | 1.9% | 16.0% | ||
| Q2 25 | 8.0% | 5.2% | ||
| Q1 25 | 1.4% | -4.9% | ||
| Q4 24 | 15.1% | 8.6% | ||
| Q3 24 | 0.8% | 20.2% | ||
| Q2 24 | 10.9% | 5.3% |
每股收益（稀释后）CNOMAT
| Q1 26 | — | $0.20 | ||
| Q4 25 | $1.02 | $0.32 | ||
| Q3 25 | $0.24 | $0.88 | ||
| Q2 25 | $0.91 | $0.16 | ||
| Q1 25 | $0.13 | $-0.12 | ||
| Q4 24 | $1.58 | $0.40 | ||
| Q3 24 | $0.09 | $1.09 | ||
| Q2 24 | $1.06 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $866.0M |
| 总债务越低越好 | — | $2.3B |
| 股东权益账面价值 | $2.6B | $2.1B |
| 总资产 | $38.8B | $6.3B |
| 负债/权益比越低杠杆越低 | — | 1.11× |
8季度趋势，按日历期对齐
现金及短期投资CNOMAT
| Q1 26 | — | $866.0M | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $691.9M | ||
| Q2 25 | — | $870.5M | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $723.5M | ||
| Q2 24 | — | $722.4M |
总债务CNOMAT
| Q1 26 | — | $2.3B | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.3B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.3B | ||
| Q4 24 | — | $2.3B | ||
| Q3 24 | — | $2.3B | ||
| Q2 24 | — | $2.3B |
股东权益CNOMAT
| Q1 26 | — | $2.1B | ||
| Q4 25 | $2.6B | $2.2B | ||
| Q3 25 | $2.6B | $2.3B | ||
| Q2 25 | $2.5B | $2.2B | ||
| Q1 25 | $2.5B | $2.1B | ||
| Q4 24 | $2.5B | $2.3B | ||
| Q3 24 | $2.7B | $2.3B | ||
| Q2 24 | $2.4B | $2.0B |
总资产CNOMAT
| Q1 26 | — | $6.3B | ||
| Q4 25 | $38.8B | $6.6B | ||
| Q3 25 | $38.3B | $6.6B | ||
| Q2 25 | $37.3B | $6.2B | ||
| Q1 25 | $37.4B | $6.2B | ||
| Q4 24 | $37.9B | $6.5B | ||
| Q3 24 | $37.6B | $6.5B | ||
| Q2 24 | $36.3B | $5.9B |
负债/权益比CNOMAT
| Q1 26 | — | 1.11× | ||
| Q4 25 | — | 1.04× | ||
| Q3 25 | — | 1.03× | ||
| Q2 25 | — | 1.08× | ||
| Q1 25 | — | 1.10× | ||
| Q4 24 | — | 1.03× | ||
| Q3 24 | — | 1.01× | ||
| Q2 24 | — | 1.18× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $195.7M | — |
| 自由现金流经营现金流 - 资本支出 | — | $-88.1M |
| 自由现金流率自由现金流/营收 | — | -10.2% |
| 资本支出强度资本支出/营收 | — | 7.6% |
| 现金转化率经营现金流/净利润 | 1.94× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CNOMAT
| Q1 26 | — | — | ||
| Q4 25 | $195.7M | $796.6M | ||
| Q3 25 | $197.8M | $72.0M | ||
| Q2 25 | $145.5M | $-300.1M | ||
| Q1 25 | $136.7M | $24.8M | ||
| Q4 24 | $191.0M | $862.1M | ||
| Q3 24 | $231.2M | $155.8M | ||
| Q2 24 | $110.9M | $-252.9M |
自由现金流CNOMAT
| Q1 26 | — | $-88.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率CNOMAT
| Q1 26 | — | -10.2% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度CNOMAT
| Q1 26 | — | 7.6% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率CNOMAT
| Q1 26 | — | — | ||
| Q4 25 | 1.94× | 7.50× | ||
| Q3 25 | 8.56× | 0.26× | ||
| Q2 25 | 1.58× | -5.62× | ||
| Q1 25 | 9.98× | — | ||
| Q4 24 | 1.15× | 6.12× | ||
| Q3 24 | 24.86× | 0.42× | ||
| Q2 24 | 0.95× | -4.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNO
| Health Insurance Product Line | $496.4M | 43% |
| Life Insurance Segment | $268.8M | 24% |
| Other | $207.2M | 18% |
| Life And Annuity Insurance Product Line | $170.7M | 15% |
MAT
暂无分部数据
