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CenterPoint Energy（CNP）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
CenterPoint Energy的季度营收约是Regions Financial Corporation的1.9倍（$2.4B vs $1.3B），Regions Financial Corporation净利率更高（41.7% vs 10.8%，领先30.9%），CenterPoint Energy同比增速更快（10.7% vs 4.1%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -3.1%）
CenterPoint Energy是总部位于美国得克萨斯州休斯敦的公用事业企业，位列《财富》美国500强，为印第安纳、俄亥俄、路易斯安那、明尼苏达、密西西比、得克萨斯六州多个区域的用户提供电力及天然气公用事业服务，曾使用Reliant Energy、Houston Industries等名称开展业务。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
CNP vs RF — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.4B | $1.3B |
| 净利润 | $264.0M | $534.0M |
| 毛利率 | — | — |
| 营业利润率 | 22.2% | 55.3% |
| 净利率 | 10.8% | 41.7% |
| 营收同比 | 10.7% | 4.1% |
| 净利润同比 | 6.5% | 0.0% |
| 每股收益（稀释后） | $0.40 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $2.4B | $1.3B | ||
| Q3 25 | $2.0B | $1.3B | ||
| Q2 25 | $2.0B | $1.3B | ||
| Q1 25 | $3.0B | $1.2B | ||
| Q4 24 | $2.2B | $1.2B | ||
| Q3 24 | $1.8B | $1.2B | ||
| Q2 24 | $1.9B | $1.2B | ||
| Q1 24 | $2.6B | $1.2B |
| Q4 25 | $264.0M | $534.0M | ||
| Q3 25 | $293.0M | $569.0M | ||
| Q2 25 | $198.0M | $563.0M | ||
| Q1 25 | $297.0M | $490.0M | ||
| Q4 24 | $248.0M | $534.0M | ||
| Q3 24 | $193.0M | $490.0M | ||
| Q2 24 | $228.0M | $501.0M | ||
| Q1 24 | $350.0M | $368.0M |
| Q4 25 | — | — | ||
| Q3 25 | 99.9% | — | ||
| Q2 25 | 99.9% | — | ||
| Q1 25 | 100.0% | — | ||
| Q4 24 | 100.0% | — | ||
| Q3 24 | 99.9% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 100.0% | — |
| Q4 25 | 22.2% | 55.3% | ||
| Q3 25 | 25.2% | 56.3% | ||
| Q2 25 | 21.4% | 56.1% | ||
| Q1 25 | 22.0% | 52.0% | ||
| Q4 24 | 21.9% | 53.4% | ||
| Q3 24 | 22.9% | 49.9% | ||
| Q2 24 | 24.5% | 52.7% | ||
| Q1 24 | 23.7% | 39.2% |
| Q4 25 | 10.8% | 41.7% | ||
| Q3 25 | 14.7% | 45.3% | ||
| Q2 25 | 10.1% | 44.7% | ||
| Q1 25 | 10.0% | 41.0% | ||
| Q4 24 | 11.3% | 43.4% | ||
| Q3 24 | 10.4% | 40.2% | ||
| Q2 24 | 12.0% | 42.2% | ||
| Q1 24 | 13.5% | 31.1% |
| Q4 25 | $0.40 | $0.59 | ||
| Q3 25 | $0.45 | $0.61 | ||
| Q2 25 | $0.30 | $0.59 | ||
| Q1 25 | $0.45 | $0.51 | ||
| Q4 24 | $0.37 | $0.55 | ||
| Q3 24 | $0.30 | $0.49 | ||
| Q2 24 | $0.36 | $0.52 | ||
| Q1 24 | $0.55 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $548.0M | — |
| 总债务越低越好 | $20.6B | $4.1B |
| 股东权益账面价值 | $11.2B | $19.0B |
| 总资产 | $46.5B | $158.8B |
| 负债/权益比越低杠杆越低 | 1.84× | 0.22× |
8季度趋势，按日历期对齐
| Q4 25 | $548.0M | — | ||
| Q3 25 | $616.0M | — | ||
| Q2 25 | $776.0M | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $585.0M | — | ||
| Q3 24 | $643.0M | — | ||
| Q2 24 | $543.0M | — | ||
| Q1 24 | $619.0M | — |
| Q4 25 | $20.6B | $4.1B | ||
| Q3 25 | — | $4.8B | ||
| Q2 25 | — | $5.3B | ||
| Q1 25 | — | $6.0B | ||
| Q4 24 | $20.4B | $6.0B | ||
| Q3 24 | — | $6.0B | ||
| Q2 24 | — | $5.1B | ||
| Q1 24 | — | $3.3B |
| Q4 25 | $11.2B | $19.0B | ||
| Q3 25 | $11.0B | $19.0B | ||
| Q2 25 | $11.0B | $18.7B | ||
| Q1 25 | $11.0B | $18.5B | ||
| Q4 24 | $10.7B | $17.9B | ||
| Q3 24 | $10.5B | $18.7B | ||
| Q2 24 | $10.4B | $17.2B | ||
| Q1 24 | $10.0B | $17.0B |
| Q4 25 | $46.5B | $158.8B | ||
| Q3 25 | $45.0B | $159.9B | ||
| Q2 25 | $44.1B | $159.2B | ||
| Q1 25 | $44.5B | $159.8B | ||
| Q4 24 | $43.8B | $157.3B | ||
| Q3 24 | $42.9B | $157.4B | ||
| Q2 24 | $41.0B | $154.1B | ||
| Q1 24 | $40.2B | $154.9B |
| Q4 25 | 1.84× | 0.22× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | 1.91× | 0.34× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $774.0M | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $-707.0M | — |
| 自由现金流率自由现金流/营收 | -29.0% | — |
| 资本支出强度资本支出/营收 | 60.7% | — |
| 现金转化率经营现金流/净利润 | 2.93× | -0.60× |
| 过去12个月自由现金流最近4个季度 | $-2.4B | — |
8季度趋势，按日历期对齐
| Q4 25 | $774.0M | $-319.0M | ||
| Q3 25 | $742.0M | $861.0M | ||
| Q2 25 | $560.0M | $573.0M | ||
| Q1 25 | $410.0M | $1.1B | ||
| Q4 24 | $889.0M | $-220.0M | ||
| Q3 24 | $136.0M | $1.3B | ||
| Q2 24 | $576.0M | $161.0M | ||
| Q1 24 | $538.0M | $396.0M |
| Q4 25 | $-707.0M | — | ||
| Q3 25 | $-480.0M | — | ||
| Q2 25 | $-569.0M | — | ||
| Q1 25 | $-628.0M | — | ||
| Q4 24 | $-1.1B | — | ||
| Q3 24 | $-708.0M | — | ||
| Q2 24 | $-236.0M | — | ||
| Q1 24 | $-307.0M | — |
| Q4 25 | -29.0% | — | ||
| Q3 25 | -24.1% | — | ||
| Q2 25 | -29.1% | — | ||
| Q1 25 | -21.2% | — | ||
| Q4 24 | -51.0% | — | ||
| Q3 24 | -38.3% | — | ||
| Q2 24 | -12.4% | — | ||
| Q1 24 | -11.8% | — |
| Q4 25 | 60.7% | — | ||
| Q3 25 | 61.4% | — | ||
| Q2 25 | 57.8% | — | ||
| Q1 25 | 35.1% | — | ||
| Q4 24 | 91.3% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 42.6% | — | ||
| Q1 24 | 32.6% | — |
| Q4 25 | 2.93× | -0.60× | ||
| Q3 25 | 2.53× | 1.51× | ||
| Q2 25 | 2.83× | 1.02× | ||
| Q1 25 | 1.38× | 2.18× | ||
| Q4 24 | 3.58× | -0.41× | ||
| Q3 24 | 0.70× | 2.57× | ||
| Q2 24 | 2.53× | 0.32× | ||
| Q1 24 | 1.54× | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNP
| Electric Segment | $945.0M | 39% |
| Electric | $890.0M | 37% |
| Other | $603.0M | 25% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
