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CHOICEONE FINANCIAL SERVICES INC（COFS）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
CHOICEONE FINANCIAL SERVICES INC的季度营收约是Rumble Inc.的1.6倍（$42.9M vs $27.1M），CHOICEONE FINANCIAL SERVICES INC同比增速更快（76.4% vs -10.5%），CHOICEONE FINANCIAL SERVICES INC自由现金流更多（$25.2M vs $-31.7M），过去两年Rumble Inc.的营收复合增速更高（15.2% vs 15.0%）
ChoiceOne Financial Services Inc是一家美国区域金融控股公司，通过旗下银行子公司开展业务，主要为密歇根州的个人消费者、小微企业及企业客户提供储蓄账户、贷款、财富管理、保险等多元化个人及商业银行服务。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
COFS vs RUM — 直观对比
营收规模更大
COFS
是对方的1.6倍
$27.1M
营收增速更快
COFS
高出86.8%
-10.5%
自由现金流更多
COFS
多$56.9M
$-31.7M
两年增速更快
RUM
近两年复合增速
15.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.9M | $27.1M |
| 净利润 | — | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | 39.1% | -131.1% |
| 净利率 | — | -120.8% |
| 营收同比 | 76.4% | -10.5% |
| 净利润同比 | — | 86.2% |
| 每股收益（稀释后） | $1.43 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COFSRUM
| Q4 25 | $42.9M | $27.1M | ||
| Q3 25 | $61.8M | $24.8M | ||
| Q2 25 | $60.4M | — | ||
| Q1 25 | $44.9M | $23.7M | ||
| Q4 24 | $24.3M | $30.2M | ||
| Q3 24 | $36.6M | $25.1M | ||
| Q2 24 | $34.0M | $22.5M | ||
| Q1 24 | $32.5M | $17.7M |
净利润COFSRUM
| Q4 25 | — | $-32.7M | ||
| Q3 25 | $14.7M | $-16.3M | ||
| Q2 25 | $13.5M | — | ||
| Q1 25 | $-13.9M | $-2.7M | ||
| Q4 24 | — | $-236.8M | ||
| Q3 24 | $7.3M | $-31.5M | ||
| Q2 24 | $6.6M | $-26.8M | ||
| Q1 24 | $5.6M | $-43.3M |
毛利率COFSRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率COFSRUM
| Q4 25 | 39.1% | -131.1% | ||
| Q3 25 | 29.6% | -113.6% | ||
| Q2 25 | 27.6% | — | ||
| Q1 25 | -39.2% | -153.5% | ||
| Q4 24 | 36.1% | -80.1% | ||
| Q3 24 | 25.4% | -131.0% | ||
| Q2 24 | 24.0% | -172.7% | ||
| Q1 24 | 21.1% | -197.4% |
净利率COFSRUM
| Q4 25 | — | -120.8% | ||
| Q3 25 | 23.7% | -65.7% | ||
| Q2 25 | 22.4% | — | ||
| Q1 25 | -31.0% | -11.2% | ||
| Q4 24 | — | -783.2% | ||
| Q3 24 | 20.1% | -125.9% | ||
| Q2 24 | 19.4% | -119.2% | ||
| Q1 24 | 17.3% | -244.1% |
每股收益（稀释后）COFSRUM
| Q4 25 | $1.43 | $-0.13 | ||
| Q3 25 | $0.97 | $-0.06 | ||
| Q2 25 | $0.90 | — | ||
| Q1 25 | $-1.29 | $-0.01 | ||
| Q4 24 | $0.79 | $-1.17 | ||
| Q3 24 | $0.85 | $-0.15 | ||
| Q2 24 | $0.87 | $-0.13 | ||
| Q1 24 | $0.74 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $88.0M | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $465.4M | $274.8M |
| 总资产 | $4.4B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COFSRUM
| Q4 25 | $88.0M | $237.9M | ||
| Q3 25 | $99.0M | $269.8M | ||
| Q2 25 | $156.3M | — | ||
| Q1 25 | $139.4M | $301.3M | ||
| Q4 24 | $96.8M | $114.0M | ||
| Q3 24 | $145.9M | $132.0M | ||
| Q2 24 | $101.0M | $154.2M | ||
| Q1 24 | $150.1M | $183.8M |
股东权益COFSRUM
| Q4 25 | $465.4M | $274.8M | ||
| Q3 25 | $449.6M | $302.2M | ||
| Q2 25 | $431.8M | — | ||
| Q1 25 | $427.1M | $339.6M | ||
| Q4 24 | $260.4M | $-63.1M | ||
| Q3 24 | $247.7M | $166.1M | ||
| Q2 24 | $214.5M | $192.7M | ||
| Q1 24 | $206.8M | $210.7M |
总资产COFSRUM
| Q4 25 | $4.4B | $336.8M | ||
| Q3 25 | $4.3B | $367.2M | ||
| Q2 25 | $4.3B | — | ||
| Q1 25 | $4.3B | $391.1M | ||
| Q4 24 | $2.7B | $195.3M | ||
| Q3 24 | $2.7B | $217.2M | ||
| Q2 24 | $2.7B | $243.2M | ||
| Q1 24 | $2.7B | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | $25.2M | $-31.7M |
| 自由现金流率自由现金流/营收 | 58.7% | -117.2% |
| 资本支出强度资本支出/营收 | 15.4% | 8.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $38.5M | $-70.8M |
8季度趋势，按日历期对齐
经营现金流COFSRUM
| Q4 25 | $31.8M | $-29.4M | ||
| Q3 25 | $15.3M | $-10.6M | ||
| Q2 25 | $9.0M | — | ||
| Q1 25 | $-6.5M | $-14.5M | ||
| Q4 24 | $47.1M | $-12.4M | ||
| Q3 24 | $-7.4M | $-19.1M | ||
| Q2 24 | $15.7M | $-21.7M | ||
| Q1 24 | $15.3M | $-33.9M |
自由现金流COFSRUM
| Q4 25 | $25.2M | $-31.7M | ||
| Q3 25 | $13.7M | $-12.0M | ||
| Q2 25 | $6.9M | — | ||
| Q1 25 | $-7.3M | $-14.6M | ||
| Q4 24 | $45.4M | $-12.4M | ||
| Q3 24 | $-7.6M | $-19.9M | ||
| Q2 24 | $15.3M | $-23.1M | ||
| Q1 24 | $15.0M | $-34.3M |
自由现金流率COFSRUM
| Q4 25 | 58.7% | -117.2% | ||
| Q3 25 | 22.1% | -48.6% | ||
| Q2 25 | 11.4% | — | ||
| Q1 25 | -16.3% | -61.7% | ||
| Q4 24 | 186.4% | -40.9% | ||
| Q3 24 | -20.8% | -79.5% | ||
| Q2 24 | 44.8% | -102.8% | ||
| Q1 24 | 46.2% | -193.3% |
资本支出强度COFSRUM
| Q4 25 | 15.4% | 8.5% | ||
| Q3 25 | 2.6% | 5.7% | ||
| Q2 25 | 3.4% | — | ||
| Q1 25 | 1.9% | 0.6% | ||
| Q4 24 | 7.0% | 0.1% | ||
| Q3 24 | 0.7% | 3.4% | ||
| Q2 24 | 1.4% | 6.1% | ||
| Q1 24 | 1.0% | 2.4% |
现金转化率COFSRUM
| Q4 25 | — | — | ||
| Q3 25 | 1.04× | — | ||
| Q2 25 | 0.66× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -1.00× | — | ||
| Q2 24 | 2.39× | — | ||
| Q1 24 | 2.72× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COFS
暂无分部数据
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
