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COLUMBIA BANKING SYSTEM, INC.（COLB）与Cloudflare, Inc.（NET）财务数据对比。点击上方公司名可切换其他公司
COLUMBIA BANKING SYSTEM, INC.的季度营收约是Cloudflare, Inc.的1.2倍（$716.7M vs $614.5M），COLUMBIA BANKING SYSTEM, INC.净利率更高（30.0% vs -2.0%，领先32.0%），COLUMBIA BANKING SYSTEM, INC.同比增速更快（47.1% vs 33.6%），过去两年Cloudflare, Inc.的营收复合增速更高（27.4% vs 23.0%）
昂普夸控股公司（运营品牌为昂普夸银行）是总部位于美国俄勒冈州波特兰市中心的金融控股企业，总部设在昂普夸银行广场，该处原为本杰明·富兰克林储蓄贷款协会总部，旗下拥有昂普夸银行、昂普夸投资两大核心运营子公司。
Cloudflare是总部位于美国加利福尼亚州旧金山的科技企业，提供内容分发网络（CDN）、云网络安全、DDoS防护等多元互联网服务，同时是ICANN认证的域名注册商。其服务作为网站访客与客户托管服务商之间的反向代理，可有效提升访问性能，抵御恶意流量。
COLB vs NET — 直观对比
营收规模更大
COLB
是对方的1.2倍
$614.5M
营收增速更快
COLB
高出13.5%
33.6%
净利率更高
COLB
高出32.0%
-2.0%
两年增速更快
NET
近两年复合增速
23.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $716.7M | $614.5M |
| 净利润 | $215.0M | $-12.1M |
| 毛利率 | — | 73.6% |
| 营业利润率 | — | -8.0% |
| 净利率 | 30.0% | -2.0% |
| 营收同比 | 47.1% | 33.6% |
| 净利润同比 | 50.3% | 6.0% |
| 每股收益（稀释后） | $0.76 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COLBNET
| Q4 25 | $716.7M | $614.5M | ||
| Q3 25 | $582.0M | $562.0M | ||
| Q2 25 | $510.9M | $512.3M | ||
| Q1 25 | $491.4M | $479.1M | ||
| Q4 24 | $487.1M | $459.9M | ||
| Q3 24 | $496.0M | $430.1M | ||
| Q2 24 | $472.2M | $401.0M | ||
| Q1 24 | $473.7M | $378.6M |
净利润COLBNET
| Q4 25 | $215.0M | $-12.1M | ||
| Q3 25 | $96.0M | $-1.3M | ||
| Q2 25 | $152.0M | $-50.4M | ||
| Q1 25 | $87.0M | $-38.5M | ||
| Q4 24 | $143.0M | $-12.8M | ||
| Q3 24 | $146.0M | $-15.3M | ||
| Q2 24 | $121.0M | $-15.1M | ||
| Q1 24 | $124.0M | $-35.5M |
毛利率COLBNET
| Q4 25 | — | 73.6% | ||
| Q3 25 | — | 74.0% | ||
| Q2 25 | — | 74.9% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.4% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% | ||
| Q1 24 | — | 77.5% |
营业利润率COLBNET
| Q4 25 | — | -8.0% | ||
| Q3 25 | — | -6.7% | ||
| Q2 25 | — | -13.1% | ||
| Q1 25 | — | -11.1% | ||
| Q4 24 | — | -7.5% | ||
| Q3 24 | — | -7.2% | ||
| Q2 24 | — | -8.7% | ||
| Q1 24 | — | -14.4% |
净利率COLBNET
| Q4 25 | 30.0% | -2.0% | ||
| Q3 25 | 16.5% | -0.2% | ||
| Q2 25 | 29.8% | -9.8% | ||
| Q1 25 | 17.7% | -8.0% | ||
| Q4 24 | 29.4% | -2.8% | ||
| Q3 24 | 29.4% | -3.6% | ||
| Q2 24 | 25.6% | -3.8% | ||
| Q1 24 | 26.2% | -9.4% |
每股收益（稀释后）COLBNET
| Q4 25 | $0.76 | $-0.03 | ||
| Q3 25 | $0.40 | $0.00 | ||
| Q2 25 | $0.73 | $-0.15 | ||
| Q1 25 | $0.41 | $-0.11 | ||
| Q4 24 | $0.69 | $-0.05 | ||
| Q3 24 | $0.70 | $-0.04 | ||
| Q2 24 | $0.57 | $-0.04 | ||
| Q1 24 | $0.59 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.4B | $943.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $7.8B | $1.5B |
| 总资产 | $66.8B | $6.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COLBNET
| Q4 25 | $2.4B | $943.5M | ||
| Q3 25 | $2.3B | $1.1B | ||
| Q2 25 | $1.9B | $1.5B | ||
| Q1 25 | $2.1B | $204.5M | ||
| Q4 24 | $1.9B | $147.7M | ||
| Q3 24 | $2.1B | $182.9M | ||
| Q2 24 | $2.1B | $157.0M | ||
| Q1 24 | $2.2B | $254.4M |
股东权益COLBNET
| Q4 25 | $7.8B | $1.5B | ||
| Q3 25 | $7.8B | $1.3B | ||
| Q2 25 | $5.3B | $1.2B | ||
| Q1 25 | $5.2B | $1.4B | ||
| Q4 24 | $5.1B | $1.0B | ||
| Q3 24 | $5.3B | $973.1M | ||
| Q2 24 | $5.0B | $881.5M | ||
| Q1 24 | $5.0B | $797.2M |
总资产COLBNET
| Q4 25 | $66.8B | $6.0B | ||
| Q3 25 | $67.5B | $5.8B | ||
| Q2 25 | $51.9B | $5.6B | ||
| Q1 25 | $51.5B | $3.7B | ||
| Q4 24 | $51.6B | $3.3B | ||
| Q3 24 | $51.9B | $3.1B | ||
| Q2 24 | $52.0B | $2.9B | ||
| Q1 24 | $52.2B | $2.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $746.0M | $190.4M |
| 自由现金流经营现金流 - 资本支出 | — | $105.2M |
| 自由现金流率自由现金流/营收 | — | 17.1% |
| 资本支出强度资本支出/营收 | — | 13.9% |
| 现金转化率经营现金流/净利润 | 3.47× | — |
| 过去12个月自由现金流最近4个季度 | — | $287.5M |
8季度趋势，按日历期对齐
经营现金流COLBNET
| Q4 25 | $746.0M | $190.4M | ||
| Q3 25 | $236.2M | $167.1M | ||
| Q2 25 | $106.8M | $99.8M | ||
| Q1 25 | $122.0M | $145.8M | ||
| Q4 24 | $659.0M | $127.3M | ||
| Q3 24 | $67.2M | $104.7M | ||
| Q2 24 | $150.3M | $74.8M | ||
| Q1 24 | $185.5M | $73.6M |
自由现金流COLBNET
| Q4 25 | — | $105.2M | ||
| Q3 25 | — | $82.5M | ||
| Q2 25 | — | $39.9M | ||
| Q1 25 | — | $59.9M | ||
| Q4 24 | — | $54.2M | ||
| Q3 24 | — | $54.5M | ||
| Q2 24 | — | $45.2M | ||
| Q1 24 | — | $41.5M |
自由现金流率COLBNET
| Q4 25 | — | 17.1% | ||
| Q3 25 | — | 14.7% | ||
| Q2 25 | — | 7.8% | ||
| Q1 25 | — | 12.5% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | — | 11.3% | ||
| Q1 24 | — | 11.0% |
资本支出强度COLBNET
| Q4 25 | — | 13.9% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 11.7% | ||
| Q1 25 | — | 17.9% | ||
| Q4 24 | — | 15.9% | ||
| Q3 24 | — | 11.7% | ||
| Q2 24 | — | 7.4% | ||
| Q1 24 | — | 8.5% |
现金转化率COLBNET
| Q4 25 | 3.47× | — | ||
| Q3 25 | 2.46× | — | ||
| Q2 25 | 0.70× | — | ||
| Q1 25 | 1.40× | — | ||
| Q4 24 | 4.61× | — | ||
| Q3 24 | 0.46× | — | ||
| Q2 24 | 1.24× | — | ||
| Q1 24 | 1.50× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COLB
暂无分部数据
NET
| Sales Channel Directly To Consumer | $438.5M | 71% |
| Sales Channel Through Intermediary | $176.0M | 29% |
