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COLUMBIA BANKING SYSTEM, INC.（COLB）与华美银行集团（EWBC）财务数据对比。点击上方公司名可切换其他公司
华美银行集团的季度营收约是COLUMBIA BANKING SYSTEM, INC.的1.1倍（$775.0M vs $716.7M），华美银行集团净利率更高（46.2% vs 30.0%，领先16.2%），COLUMBIA BANKING SYSTEM, INC.同比增速更快（47.1% vs 2.1%），过去两年COLUMBIA BANKING SYSTEM, INC.的营收复合增速更高（23.0% vs 18.4%）
昂普夸控股公司（运营品牌为昂普夸银行）是总部位于美国俄勒冈州波特兰市中心的金融控股企业，总部设在昂普夸银行广场，该处原为本杰明·富兰克林储蓄贷款协会总部，旗下拥有昂普夸银行、昂普夸投资两大核心运营子公司。
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
COLB vs EWBC — 直观对比
营收规模更大
EWBC
是对方的1.1倍
$716.7M
营收增速更快
COLB
高出45.0%
2.1%
净利率更高
EWBC
高出16.2%
30.0%
两年增速更快
COLB
近两年复合增速
18.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $716.7M | $775.0M |
| 净利润 | $215.0M | $358.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 30.0% | 46.2% |
| 营收同比 | 47.1% | 2.1% |
| 净利润同比 | 50.3% | 0.4% |
| 每股收益（稀释后） | $0.76 | $2.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COLBEWBC
| Q1 26 | — | $775.0M | ||
| Q4 25 | $716.7M | $657.8M | ||
| Q3 25 | $582.0M | $677.5M | ||
| Q2 25 | $510.9M | $617.1M | ||
| Q1 25 | $491.4M | $600.2M | ||
| Q4 24 | $487.1M | $587.6M | ||
| Q3 24 | $496.0M | $572.7M | ||
| Q2 24 | $472.2M | $553.2M |
净利润COLBEWBC
| Q1 26 | — | $358.0M | ||
| Q4 25 | $215.0M | $356.3M | ||
| Q3 25 | $96.0M | $368.4M | ||
| Q2 25 | $152.0M | $310.3M | ||
| Q1 25 | $87.0M | $290.3M | ||
| Q4 24 | $143.0M | $293.1M | ||
| Q3 24 | $146.0M | $299.2M | ||
| Q2 24 | $121.0M | $288.2M |
营业利润率COLBEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | 71.0% | ||
| Q3 25 | — | 68.6% | ||
| Q2 25 | — | 65.2% | ||
| Q1 25 | — | 65.2% | ||
| Q4 24 | — | 60.6% | ||
| Q3 24 | — | 68.0% | ||
| Q2 24 | — | 65.9% |
净利率COLBEWBC
| Q1 26 | — | 46.2% | ||
| Q4 25 | 30.0% | 54.2% | ||
| Q3 25 | 16.5% | 54.4% | ||
| Q2 25 | 29.8% | 50.3% | ||
| Q1 25 | 17.7% | 48.4% | ||
| Q4 24 | 29.4% | 49.9% | ||
| Q3 24 | 29.4% | 52.2% | ||
| Q2 24 | 25.6% | 52.1% |
每股收益（稀释后）COLBEWBC
| Q1 26 | — | $2.57 | ||
| Q4 25 | $0.76 | $2.55 | ||
| Q3 25 | $0.40 | $2.65 | ||
| Q2 25 | $0.73 | $2.24 | ||
| Q1 25 | $0.41 | $2.08 | ||
| Q4 24 | $0.69 | $2.10 | ||
| Q3 24 | $0.70 | $2.14 | ||
| Q2 24 | $0.57 | $2.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.4B | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $7.8B | $9.0B |
| 总资产 | $66.8B | $82.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COLBEWBC
| Q1 26 | — | — | ||
| Q4 25 | $2.4B | $4.2B | ||
| Q3 25 | $2.3B | $4.7B | ||
| Q2 25 | $1.9B | $4.4B | ||
| Q1 25 | $2.1B | $3.4B | ||
| Q4 24 | $1.9B | $5.3B | ||
| Q3 24 | $2.1B | $4.9B | ||
| Q2 24 | $2.1B | $4.4B |
总债务COLBEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | $35.6M | ||
| Q3 25 | — | $35.7M | ||
| Q2 25 | — | $35.8M | ||
| Q1 25 | — | $35.9M | ||
| Q4 24 | — | $36.0M | ||
| Q3 24 | — | $36.1M | ||
| Q2 24 | — | $36.1M |
股东权益COLBEWBC
| Q1 26 | — | $9.0B | ||
| Q4 25 | $7.8B | $8.9B | ||
| Q3 25 | $7.8B | $8.6B | ||
| Q2 25 | $5.3B | $8.2B | ||
| Q1 25 | $5.2B | $7.9B | ||
| Q4 24 | $5.1B | $7.7B | ||
| Q3 24 | $5.3B | $7.7B | ||
| Q2 24 | $5.0B | $7.2B |
总资产COLBEWBC
| Q1 26 | — | $82.9B | ||
| Q4 25 | $66.8B | $80.4B | ||
| Q3 25 | $67.5B | $79.7B | ||
| Q2 25 | $51.9B | $78.2B | ||
| Q1 25 | $51.5B | $76.2B | ||
| Q4 24 | $51.6B | $76.0B | ||
| Q3 24 | $51.9B | $74.5B | ||
| Q2 24 | $52.0B | $72.5B |
负债/权益比COLBEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $746.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 3.47× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流COLBEWBC
| Q1 26 | — | — | ||
| Q4 25 | $746.0M | $713.4M | ||
| Q3 25 | $236.2M | $231.7M | ||
| Q2 25 | $106.8M | $278.7M | ||
| Q1 25 | $122.0M | $277.9M | ||
| Q4 24 | $659.0M | $500.1M | ||
| Q3 24 | $67.2M | $386.1M | ||
| Q2 24 | $150.3M | $259.2M |
现金转化率COLBEWBC
| Q1 26 | — | — | ||
| Q4 25 | 3.47× | 2.00× | ||
| Q3 25 | 2.46× | 0.63× | ||
| Q2 25 | 0.70× | 0.90× | ||
| Q1 25 | 1.40× | 0.96× | ||
| Q4 24 | 4.61× | 1.71× | ||
| Q3 24 | 0.46× | 1.29× | ||
| Q2 24 | 1.24× | 0.90× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
