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COLUMBIA BANKING SYSTEM, INC.（COLB）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
COLUMBIA BANKING SYSTEM, INC.的季度营收约是SouthState Bank Corp的1.1倍（$716.7M vs $661.7M），SouthState Bank Corp净利率更高（34.1% vs 30.0%，领先4.1%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 23.0%）
昂普夸控股公司（运营品牌为昂普夸银行）是总部位于美国俄勒冈州波特兰市中心的金融控股企业，总部设在昂普夸银行广场，该处原为本杰明·富兰克林储蓄贷款协会总部，旗下拥有昂普夸银行、昂普夸投资两大核心运营子公司。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
COLB vs SSB — 直观对比
营收规模更大
COLB
是对方的1.1倍
$661.7M
净利率更高
SSB
高出4.1%
30.0%
两年增速更快
SSB
近两年复合增速
23.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $716.7M | $661.7M |
| 净利润 | $215.0M | $225.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 15.1% |
| 净利率 | 30.0% | 34.1% |
| 营收同比 | 47.1% | — |
| 净利润同比 | 50.3% | 153.5% |
| 每股收益（稀释后） | $0.76 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COLBSSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | $716.7M | $581.1M | ||
| Q3 25 | $582.0M | $599.7M | ||
| Q2 25 | $510.9M | $577.9M | ||
| Q1 25 | $491.4M | $544.5M | ||
| Q4 24 | $487.1M | $369.8M | ||
| Q3 24 | $496.0M | $351.5M | ||
| Q2 24 | $472.2M | $350.3M |
净利润COLBSSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | $215.0M | $247.7M | ||
| Q3 25 | $96.0M | $246.6M | ||
| Q2 25 | $152.0M | $215.2M | ||
| Q1 25 | $87.0M | $89.1M | ||
| Q4 24 | $143.0M | $144.2M | ||
| Q3 24 | $146.0M | $143.2M | ||
| Q2 24 | $121.0M | $132.4M |
营业利润率COLBSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | — | 54.3% | ||
| Q3 25 | — | 53.6% | ||
| Q2 25 | — | 48.8% | ||
| Q1 25 | — | 22.3% | ||
| Q4 24 | — | 50.7% | ||
| Q3 24 | — | 53.1% | ||
| Q2 24 | — | 49.3% |
净利率COLBSSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | 30.0% | 42.6% | ||
| Q3 25 | 16.5% | 41.1% | ||
| Q2 25 | 29.8% | 37.2% | ||
| Q1 25 | 17.7% | 16.4% | ||
| Q4 24 | 29.4% | 39.0% | ||
| Q3 24 | 29.4% | 40.7% | ||
| Q2 24 | 25.6% | 37.8% |
每股收益（稀释后）COLBSSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | $0.76 | $2.47 | ||
| Q3 25 | $0.40 | $2.42 | ||
| Q2 25 | $0.73 | $2.11 | ||
| Q1 25 | $0.41 | $0.87 | ||
| Q4 24 | $0.69 | $1.88 | ||
| Q3 24 | $0.70 | $1.86 | ||
| Q2 24 | $0.57 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.4B | $2.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $7.8B | $9.0B |
| 总资产 | $66.8B | $68.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COLBSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $2.4B | — | ||
| Q3 25 | $2.3B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $2.1B | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $2.1B | — | ||
| Q2 24 | $2.1B | — |
股东权益COLBSSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | $7.8B | $9.1B | ||
| Q3 25 | $7.8B | $9.0B | ||
| Q2 25 | $5.3B | $8.8B | ||
| Q1 25 | $5.2B | $8.6B | ||
| Q4 24 | $5.1B | $5.9B | ||
| Q3 24 | $5.3B | $5.9B | ||
| Q2 24 | $5.0B | $5.7B |
总资产COLBSSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | $66.8B | $67.2B | ||
| Q3 25 | $67.5B | $66.0B | ||
| Q2 25 | $51.9B | $65.9B | ||
| Q1 25 | $51.5B | $65.1B | ||
| Q4 24 | $51.6B | $46.4B | ||
| Q3 24 | $51.9B | $46.1B | ||
| Q2 24 | $52.0B | $45.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $746.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 3.47× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流COLBSSB
| Q1 26 | — | — | ||
| Q4 25 | $746.0M | $232.1M | ||
| Q3 25 | $236.2M | $122.4M | ||
| Q2 25 | $106.8M | $72.6M | ||
| Q1 25 | $122.0M | $-126.3M | ||
| Q4 24 | $659.0M | $354.3M | ||
| Q3 24 | $67.2M | $-246.8M | ||
| Q2 24 | $150.3M | $126.8M |
自由现金流COLBSSB
| Q1 26 | — | — | ||
| Q4 25 | — | $215.5M | ||
| Q3 25 | — | $101.7M | ||
| Q2 25 | — | $52.5M | ||
| Q1 25 | — | $-139.1M | ||
| Q4 24 | — | $340.9M | ||
| Q3 24 | — | $-254.2M | ||
| Q2 24 | — | $117.3M |
自由现金流率COLBSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 17.0% | ||
| Q2 25 | — | 9.1% | ||
| Q1 25 | — | -25.5% | ||
| Q4 24 | — | 92.2% | ||
| Q3 24 | — | -72.3% | ||
| Q2 24 | — | 33.5% |
资本支出强度COLBSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 3.5% | ||
| Q2 25 | — | 3.5% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 2.7% |
现金转化率COLBSSB
| Q1 26 | — | — | ||
| Q4 25 | 3.47× | 0.94× | ||
| Q3 25 | 2.46× | 0.50× | ||
| Q2 25 | 0.70× | 0.34× | ||
| Q1 25 | 1.40× | -1.42× | ||
| Q4 24 | 4.61× | 2.46× | ||
| Q3 24 | 0.46× | -1.72× | ||
| Q2 24 | 1.24× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COLB
暂无分部数据
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
