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COLUMBIA BANKING SYSTEM, INC.（COLB）与Rivian Automotive, Inc.（RIVN）财务数据对比。点击上方公司名可切换其他公司
Rivian Automotive, Inc.的季度营收约是COLUMBIA BANKING SYSTEM, INC.的1.8倍（$1.3B vs $716.7M），COLUMBIA BANKING SYSTEM, INC.净利率更高（30.0% vs -63.1%，领先93.1%），COLUMBIA BANKING SYSTEM, INC.同比增速更快（47.1% vs -25.8%），过去两年COLUMBIA BANKING SYSTEM, INC.的营收复合增速更高（23.0% vs 3.3%）
昂普夸控股公司（运营品牌为昂普夸银行）是总部位于美国俄勒冈州波特兰市中心的金融控股企业，总部设在昂普夸银行广场，该处原为本杰明·富兰克林储蓄贷款协会总部，旗下拥有昂普夸银行、昂普夸投资两大核心运营子公司。
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
COLB vs RIVN — 直观对比
营收规模更大
RIVN
是对方的1.8倍
$716.7M
营收增速更快
COLB
高出73.0%
-25.8%
净利率更高
COLB
高出93.1%
-63.1%
两年增速更快
COLB
近两年复合增速
3.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $716.7M | $1.3B |
| 净利润 | $215.0M | $-811.0M |
| 毛利率 | — | 9.3% |
| 营业利润率 | — | -64.8% |
| 净利率 | 30.0% | -63.1% |
| 营收同比 | 47.1% | -25.8% |
| 净利润同比 | 50.3% | -9.0% |
| 每股收益（稀释后） | $0.76 | $-0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COLBRIVN
| Q4 25 | $716.7M | $1.3B | ||
| Q3 25 | $582.0M | $1.6B | ||
| Q2 25 | $510.9M | $1.3B | ||
| Q1 25 | $491.4M | $1.2B | ||
| Q4 24 | $487.1M | $1.7B | ||
| Q3 24 | $496.0M | $874.0M | ||
| Q2 24 | $472.2M | $1.2B | ||
| Q1 24 | $473.7M | $1.2B |
净利润COLBRIVN
| Q4 25 | $215.0M | $-811.0M | ||
| Q3 25 | $96.0M | $-1.2B | ||
| Q2 25 | $152.0M | $-1.1B | ||
| Q1 25 | $87.0M | $-545.0M | ||
| Q4 24 | $143.0M | $-744.0M | ||
| Q3 24 | $146.0M | $-1.1B | ||
| Q2 24 | $121.0M | $-1.5B | ||
| Q1 24 | $124.0M | $-1.4B |
毛利率COLBRIVN
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -15.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 9.8% | ||
| Q3 24 | — | -44.9% | ||
| Q2 24 | — | -38.9% | ||
| Q1 24 | — | -43.8% |
营业利润率COLBRIVN
| Q4 25 | — | -64.8% | ||
| Q3 25 | — | -63.1% | ||
| Q2 25 | — | -85.5% | ||
| Q1 25 | — | -52.8% | ||
| Q4 24 | — | -38.1% | ||
| Q3 24 | — | -133.8% | ||
| Q2 24 | — | -118.7% | ||
| Q1 24 | — | -123.3% |
净利率COLBRIVN
| Q4 25 | 30.0% | -63.1% | ||
| Q3 25 | 16.5% | -75.3% | ||
| Q2 25 | 29.8% | -85.7% | ||
| Q1 25 | 17.7% | -44.0% | ||
| Q4 24 | 29.4% | -42.9% | ||
| Q3 24 | 29.4% | -125.9% | ||
| Q2 24 | 25.6% | -125.8% | ||
| Q1 24 | 26.2% | -120.1% |
每股收益（稀释后）COLBRIVN
| Q4 25 | $0.76 | $-0.66 | ||
| Q3 25 | $0.40 | $-0.96 | ||
| Q2 25 | $0.73 | $-0.97 | ||
| Q1 25 | $0.41 | $-0.48 | ||
| Q4 24 | $0.69 | $-0.67 | ||
| Q3 24 | $0.70 | $-1.08 | ||
| Q2 24 | $0.57 | $-1.46 | ||
| Q1 24 | $0.59 | $-1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.4B | $6.1B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $7.8B | $4.6B |
| 总资产 | $66.8B | $14.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COLBRIVN
| Q4 25 | $2.4B | $6.1B | ||
| Q3 25 | $2.3B | $7.1B | ||
| Q2 25 | $1.9B | $7.5B | ||
| Q1 25 | $2.1B | $7.2B | ||
| Q4 24 | $1.9B | $7.7B | ||
| Q3 24 | $2.1B | $6.7B | ||
| Q2 24 | $2.1B | $7.9B | ||
| Q1 24 | $2.2B | $7.9B |
总债务COLBRIVN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $5.5B | ||
| Q1 24 | — | $4.4B |
股东权益COLBRIVN
| Q4 25 | $7.8B | $4.6B | ||
| Q3 25 | $7.8B | $5.1B | ||
| Q2 25 | $5.3B | $6.1B | ||
| Q1 25 | $5.2B | $6.2B | ||
| Q4 24 | $5.1B | $6.6B | ||
| Q3 24 | $5.3B | $5.9B | ||
| Q2 24 | $5.0B | $6.8B | ||
| Q1 24 | $5.0B | $8.1B |
总资产COLBRIVN
| Q4 25 | $66.8B | $14.9B | ||
| Q3 25 | $67.5B | $15.2B | ||
| Q2 25 | $51.9B | $15.6B | ||
| Q1 25 | $51.5B | $15.5B | ||
| Q4 24 | $51.6B | $15.4B | ||
| Q3 24 | $51.9B | $14.3B | ||
| Q2 24 | $52.0B | $15.4B | ||
| Q1 24 | $52.2B | $15.7B |
负债/权益比COLBRIVN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.81× | ||
| Q1 24 | — | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $746.0M | $-681.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -89.0% |
| 资本支出强度资本支出/营收 | — | 36.0% |
| 现金转化率经营现金流/净利润 | 3.47× | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.5B |
8季度趋势，按日历期对齐
经营现金流COLBRIVN
| Q4 25 | $746.0M | $-681.0M | ||
| Q3 25 | $236.2M | $26.0M | ||
| Q2 25 | $106.8M | $64.0M | ||
| Q1 25 | $122.0M | $-188.0M | ||
| Q4 24 | $659.0M | $1.2B | ||
| Q3 24 | $67.2M | $-876.0M | ||
| Q2 24 | $150.3M | $-754.0M | ||
| Q1 24 | $185.5M | $-1.3B |
自由现金流COLBRIVN
| Q4 25 | — | $-1.1B | ||
| Q3 25 | — | $-421.0M | ||
| Q2 25 | — | $-398.0M | ||
| Q1 25 | — | $-526.0M | ||
| Q4 24 | — | $856.0M | ||
| Q3 24 | — | $-1.2B | ||
| Q2 24 | — | $-1.0B | ||
| Q1 24 | — | $-1.5B |
自由现金流率COLBRIVN
| Q4 25 | — | -89.0% | ||
| Q3 25 | — | -27.0% | ||
| Q2 25 | — | -30.5% | ||
| Q1 25 | — | -42.4% | ||
| Q4 24 | — | 49.4% | ||
| Q3 24 | — | -131.9% | ||
| Q2 24 | — | -89.6% | ||
| Q1 24 | — | -126.5% |
资本支出强度COLBRIVN
| Q4 25 | — | 36.0% | ||
| Q3 25 | — | 28.7% | ||
| Q2 25 | — | 35.5% | ||
| Q1 25 | — | 27.3% | ||
| Q4 24 | — | 18.9% | ||
| Q3 24 | — | 31.7% | ||
| Q2 24 | — | 24.4% | ||
| Q1 24 | — | 21.1% |
现金转化率COLBRIVN
| Q4 25 | 3.47× | — | ||
| Q3 25 | 2.46× | — | ||
| Q2 25 | 0.70× | — | ||
| Q1 25 | 1.40× | — | ||
| Q4 24 | 4.61× | — | ||
| Q3 24 | 0.46× | — | ||
| Q2 24 | 1.24× | — | ||
| Q1 24 | 1.50× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COLB
暂无分部数据
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
