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COLUMBIA BANKING SYSTEM, INC.（COLB）与Gentherm Inc（THRM）财务数据对比。点击上方公司名可切换其他公司
COLUMBIA BANKING SYSTEM, INC.的季度营收约是Gentherm Inc的1.9倍（$716.7M vs $382.8M），COLUMBIA BANKING SYSTEM, INC.净利率更高（30.0% vs 0.8%，领先29.2%），COLUMBIA BANKING SYSTEM, INC.同比增速更快（47.1% vs 8.5%），过去两年COLUMBIA BANKING SYSTEM, INC.的营收复合增速更高（23.0% vs 3.7%）
昂普夸控股公司（运营品牌为昂普夸银行）是总部位于美国俄勒冈州波特兰市中心的金融控股企业，总部设在昂普夸银行广场，该处原为本杰明·富兰克林储蓄贷款协会总部，旗下拥有昂普夸银行、昂普夸投资两大核心运营子公司。
金瑟公司（原阿梅里贡）是一家美国热管理技术企业，为汽车行业研发出了全球首款热电调温座椅系统——气候控制座椅系统。该系统于1999年率先被福特汽车采纳，作为选装配置搭载在2000款林肯领航员上，如今已应用于福特、通用、丰田（雷克萨斯）、起亚、现代、日产（英菲尼迪）等车企的50余款车型。
COLB vs THRM — 直观对比
营收规模更大
COLB
是对方的1.9倍
$382.8M
营收增速更快
COLB
高出38.7%
8.5%
净利率更高
COLB
高出29.2%
0.8%
两年增速更快
COLB
近两年复合增速
3.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $716.7M | $382.8M |
| 净利润 | $215.0M | $3.0M |
| 毛利率 | — | 23.7% |
| 营业利润率 | — | 4.6% |
| 净利率 | 30.0% | 0.8% |
| 营收同比 | 47.1% | 8.5% |
| 净利润同比 | 50.3% | -80.5% |
| 每股收益（稀释后） | $0.76 | $0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COLBTHRM
| Q4 25 | $716.7M | $382.8M | ||
| Q3 25 | $582.0M | $386.9M | ||
| Q2 25 | $510.9M | $375.1M | ||
| Q1 25 | $491.4M | $353.9M | ||
| Q4 24 | $487.1M | $352.9M | ||
| Q3 24 | $496.0M | $371.5M | ||
| Q2 24 | $472.2M | $375.7M | ||
| Q1 24 | $473.7M | $356.0M |
净利润COLBTHRM
| Q4 25 | $215.0M | $3.0M | ||
| Q3 25 | $96.0M | $14.9M | ||
| Q2 25 | $152.0M | $477.0K | ||
| Q1 25 | $87.0M | $-128.0K | ||
| Q4 24 | $143.0M | $15.3M | ||
| Q3 24 | $146.0M | $16.0M | ||
| Q2 24 | $121.0M | $18.9M | ||
| Q1 24 | $124.0M | $14.8M |
毛利率COLBTHRM
| Q4 25 | — | 23.7% | ||
| Q3 25 | — | 24.6% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | 24.4% | ||
| Q4 24 | — | 24.4% | ||
| Q3 24 | — | 25.5% | ||
| Q2 24 | — | 25.7% | ||
| Q1 24 | — | 24.9% |
营业利润率COLBTHRM
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 6.2% | ||
| Q2 25 | — | 6.4% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | 6.7% | ||
| Q3 24 | — | 8.7% | ||
| Q2 24 | — | 8.8% | ||
| Q1 24 | — | 5.1% |
净利率COLBTHRM
| Q4 25 | 30.0% | 0.8% | ||
| Q3 25 | 16.5% | 3.9% | ||
| Q2 25 | 29.8% | 0.1% | ||
| Q1 25 | 17.7% | -0.0% | ||
| Q4 24 | 29.4% | 4.3% | ||
| Q3 24 | 29.4% | 4.3% | ||
| Q2 24 | 25.6% | 5.0% | ||
| Q1 24 | 26.2% | 4.2% |
每股收益（稀释后）COLBTHRM
| Q4 25 | $0.76 | $0.08 | ||
| Q3 25 | $0.40 | $0.49 | ||
| Q2 25 | $0.73 | $0.02 | ||
| Q1 25 | $0.41 | $0.00 | ||
| Q4 24 | $0.69 | $0.48 | ||
| Q3 24 | $0.70 | $0.51 | ||
| Q2 24 | $0.57 | $0.60 | ||
| Q1 24 | $0.59 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.4B | $160.8M |
| 总债务越低越好 | — | $189.0M |
| 股东权益账面价值 | $7.8B | $720.3M |
| 总资产 | $66.8B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.26× |
8季度趋势，按日历期对齐
现金及短期投资COLBTHRM
| Q4 25 | $2.4B | $160.8M | ||
| Q3 25 | $2.3B | $154.3M | ||
| Q2 25 | $1.9B | $128.3M | ||
| Q1 25 | $2.1B | $163.1M | ||
| Q4 24 | $1.9B | $134.1M | ||
| Q3 24 | $2.1B | $150.6M | ||
| Q2 24 | $2.1B | $123.5M | ||
| Q1 24 | $2.2B | $125.1M |
总债务COLBTHRM
| Q4 25 | — | $189.0M | ||
| Q3 25 | — | $189.0M | ||
| Q2 25 | — | $209.0M | ||
| Q1 25 | — | $262.0M | ||
| Q4 24 | — | $220.1M | ||
| Q3 24 | — | $222.1M | ||
| Q2 24 | — | $222.1M | ||
| Q1 24 | — | $222.2M |
股东权益COLBTHRM
| Q4 25 | $7.8B | $720.3M | ||
| Q3 25 | $7.8B | $717.9M | ||
| Q2 25 | $5.3B | $699.7M | ||
| Q1 25 | $5.2B | $646.5M | ||
| Q4 24 | $5.1B | $616.9M | ||
| Q3 24 | $5.3B | $660.7M | ||
| Q2 24 | $5.0B | $640.3M | ||
| Q1 24 | $5.0B | $647.1M |
总资产COLBTHRM
| Q4 25 | $66.8B | $1.4B | ||
| Q3 25 | $67.5B | $1.4B | ||
| Q2 25 | $51.9B | $1.4B | ||
| Q1 25 | $51.5B | $1.3B | ||
| Q4 24 | $51.6B | $1.2B | ||
| Q3 24 | $51.9B | $1.3B | ||
| Q2 24 | $52.0B | $1.2B | ||
| Q1 24 | $52.2B | $1.3B |
负债/权益比COLBTHRM
| Q4 25 | — | 0.26× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.30× | ||
| Q1 25 | — | 0.41× | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | 0.34× | ||
| Q2 24 | — | 0.35× | ||
| Q1 24 | — | 0.34× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $746.0M | $29.0M |
| 自由现金流经营现金流 - 资本支出 | — | $6.7M |
| 自由现金流率自由现金流/营收 | — | 1.7% |
| 资本支出强度资本支出/营收 | — | 5.8% |
| 现金转化率经营现金流/净利润 | 3.47× | 9.70× |
| 过去12个月自由现金流最近4个季度 | — | $61.1M |
8季度趋势，按日历期对齐
经营现金流COLBTHRM
| Q4 25 | $746.0M | $29.0M | ||
| Q3 25 | $236.2M | $56.1M | ||
| Q2 25 | $106.8M | $45.0M | ||
| Q1 25 | $122.0M | $-13.3M | ||
| Q4 24 | $659.0M | $36.6M | ||
| Q3 24 | $67.2M | $46.3M | ||
| Q2 24 | $150.3M | $37.1M | ||
| Q1 24 | $185.5M | $-10.3M |
自由现金流COLBTHRM
| Q4 25 | — | $6.7M | ||
| Q3 25 | — | $46.5M | ||
| Q2 25 | — | $36.2M | ||
| Q1 25 | — | $-28.2M | ||
| Q4 24 | — | $13.6M | ||
| Q3 24 | — | $26.6M | ||
| Q2 24 | — | $17.8M | ||
| Q1 24 | — | $-21.6M |
自由现金流率COLBTHRM
| Q4 25 | — | 1.7% | ||
| Q3 25 | — | 12.0% | ||
| Q2 25 | — | 9.6% | ||
| Q1 25 | — | -8.0% | ||
| Q4 24 | — | 3.9% | ||
| Q3 24 | — | 7.2% | ||
| Q2 24 | — | 4.7% | ||
| Q1 24 | — | -6.1% |
资本支出强度COLBTHRM
| Q4 25 | — | 5.8% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 5.3% | ||
| Q2 24 | — | 5.2% | ||
| Q1 24 | — | 3.2% |
现金转化率COLBTHRM
| Q4 25 | 3.47× | 9.70× | ||
| Q3 25 | 2.46× | 3.75× | ||
| Q2 25 | 0.70× | 94.43× | ||
| Q1 25 | 1.40× | — | ||
| Q4 24 | 4.61× | 2.39× | ||
| Q3 24 | 0.46× | 2.90× | ||
| Q2 24 | 1.24× | 1.97× | ||
| Q1 24 | 1.50× | -0.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COLB
暂无分部数据
THRM
| Climate Control Seats | $200.9M | 52% |
| Lumbar And Massage Comfort Solutions | $58.5M | 15% |
| Climate Control Interiors | $50.3M | 13% |
| Other Automotive | $27.6M | 7% |
| Valve Systems | $24.1M | 6% |
| Medical Segments | $13.9M | 4% |
| Climate And Comfort Electronics | $7.4M | 2% |
