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COLUMBIA BANKING SYSTEM, INC.（COLB）与TRINET GROUP, INC.（TNET）财务数据对比。点击上方公司名可切换其他公司
TRINET GROUP, INC.的季度营收约是COLUMBIA BANKING SYSTEM, INC.的1.8倍（$1.2B vs $677.0M），COLUMBIA BANKING SYSTEM, INC.同比增速更快（37.9% vs -2.2%），过去两年COLUMBIA BANKING SYSTEM, INC.的营收复合增速更高（19.7% vs -0.6%）
昂普夸控股公司（运营品牌为昂普夸银行）是总部位于美国俄勒冈州波特兰市中心的金融控股企业，总部设在昂普夸银行广场，该处原为本杰明·富兰克林储蓄贷款协会总部，旗下拥有昂普夸银行、昂普夸投资两大核心运营子公司。
TriNet Group, Inc.是一家面向中小企业的专业雇主组织，总部位于加州都柏林，服务员工规模在3至2500人之间的各类机构。可提供薪资管理、健康福利管理服务，还能为客户提供劳动法规合规、风险降低相关咨询，可作为外包人力资源部门为企业分担人事相关事务。
COLB vs TNET — 直观对比
营收规模更大
TNET
是对方的1.8倍
$677.0M
营收增速更快
COLB
高出40.1%
-2.2%
两年增速更快
COLB
近两年复合增速
-0.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $677.0M | $1.2B |
| 净利润 | $192.0M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 0.1% |
| 净利率 | 28.4% | — |
| 营收同比 | 37.9% | -2.2% |
| 净利润同比 | 120.7% | — |
| 每股收益（稀释后） | $0.66 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COLBTNET
| Q1 26 | $677.0M | — | ||
| Q4 25 | $716.7M | $1.2B | ||
| Q3 25 | $582.0M | $1.2B | ||
| Q2 25 | $510.9M | $1.2B | ||
| Q1 25 | $491.4M | $1.3B | ||
| Q4 24 | $487.1M | $1.3B | ||
| Q3 24 | $496.0M | $1.2B | ||
| Q2 24 | $472.2M | $1.2B |
净利润COLBTNET
| Q1 26 | $192.0M | — | ||
| Q4 25 | $215.0M | — | ||
| Q3 25 | $96.0M | $34.0M | ||
| Q2 25 | $152.0M | $37.0M | ||
| Q1 25 | $87.0M | $85.0M | ||
| Q4 24 | $143.0M | — | ||
| Q3 24 | $146.0M | $45.0M | ||
| Q2 24 | $121.0M | $60.0M |
营业利润率COLBTNET
| Q1 26 | — | — | ||
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 4.1% | ||
| Q2 25 | — | 4.1% | ||
| Q1 25 | — | 8.9% | ||
| Q4 24 | — | -2.9% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 6.5% |
净利率COLBTNET
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | — | ||
| Q3 25 | 16.5% | 2.8% | ||
| Q2 25 | 29.8% | 3.0% | ||
| Q1 25 | 17.7% | 6.6% | ||
| Q4 24 | 29.4% | — | ||
| Q3 24 | 29.4% | 3.6% | ||
| Q2 24 | 25.6% | 4.9% |
每股收益（稀释后）COLBTNET
| Q1 26 | $0.66 | — | ||
| Q4 25 | $0.76 | $0.02 | ||
| Q3 25 | $0.40 | $0.70 | ||
| Q2 25 | $0.73 | $0.77 | ||
| Q1 25 | $0.41 | $1.71 | ||
| Q4 24 | $0.69 | $-0.44 | ||
| Q3 24 | $0.70 | $0.89 | ||
| Q2 24 | $0.57 | $1.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $287.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $7.7B | $54.0M |
| 总资产 | $66.0B | $3.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COLBTNET
| Q1 26 | — | — | ||
| Q4 25 | $2.4B | $287.0M | ||
| Q3 25 | $2.3B | $321.0M | ||
| Q2 25 | $1.9B | $407.0M | ||
| Q1 25 | $2.1B | $349.0M | ||
| Q4 24 | $1.9B | $360.0M | ||
| Q3 24 | $2.1B | $301.0M | ||
| Q2 24 | $2.1B | $249.0M |
股东权益COLBTNET
| Q1 26 | $7.7B | — | ||
| Q4 25 | $7.8B | $54.0M | ||
| Q3 25 | $7.8B | $110.0M | ||
| Q2 25 | $5.3B | $107.0M | ||
| Q1 25 | $5.2B | $63.0M | ||
| Q4 24 | $5.1B | $69.0M | ||
| Q3 24 | $5.3B | $129.0M | ||
| Q2 24 | $5.0B | $100.0M |
总资产COLBTNET
| Q1 26 | $66.0B | — | ||
| Q4 25 | $66.8B | $3.8B | ||
| Q3 25 | $67.5B | $3.4B | ||
| Q2 25 | $51.9B | $3.7B | ||
| Q1 25 | $51.5B | $3.8B | ||
| Q4 24 | $51.6B | $4.1B | ||
| Q3 24 | $51.9B | $3.7B | ||
| Q2 24 | $52.0B | $3.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $61.0M |
| 自由现金流经营现金流 - 资本支出 | — | $43.0M |
| 自由现金流率自由现金流/营收 | — | 3.4% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $234.0M |
8季度趋势，按日历期对齐
经营现金流COLBTNET
| Q1 26 | — | — | ||
| Q4 25 | $746.0M | $61.0M | ||
| Q3 25 | $236.2M | $72.0M | ||
| Q2 25 | $106.8M | $75.0M | ||
| Q1 25 | $122.0M | $95.0M | ||
| Q4 24 | $659.0M | $65.0M | ||
| Q3 24 | $67.2M | $84.0M | ||
| Q2 24 | $150.3M | $39.0M |
自由现金流COLBTNET
| Q1 26 | — | — | ||
| Q4 25 | — | $43.0M | ||
| Q3 25 | — | $55.0M | ||
| Q2 25 | — | $57.0M | ||
| Q1 25 | — | $79.0M | ||
| Q4 24 | — | $47.0M | ||
| Q3 24 | — | $59.0M | ||
| Q2 24 | — | $22.0M |
自由现金流率COLBTNET
| Q1 26 | — | — | ||
| Q4 25 | — | 3.4% | ||
| Q3 25 | — | 4.5% | ||
| Q2 25 | — | 4.6% | ||
| Q1 25 | — | 6.1% | ||
| Q4 24 | — | 3.7% | ||
| Q3 24 | — | 4.8% | ||
| Q2 24 | — | 1.8% |
资本支出强度COLBTNET
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 1.4% |
现金转化率COLBTNET
| Q1 26 | — | — | ||
| Q4 25 | 3.47× | — | ||
| Q3 25 | 2.46× | 2.12× | ||
| Q2 25 | 0.70× | 2.03× | ||
| Q1 25 | 1.40× | 1.12× | ||
| Q4 24 | 4.61× | — | ||
| Q3 24 | 0.46× | 1.87× | ||
| Q2 24 | 1.24× | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COLB
暂无分部数据
TNET
| Insurance Services | $1.1B | 85% |
| Professional Services | $169.0M | 14% |
