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Concentra Group Holdings Parent, Inc.（CON）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
Concentra Group Holdings Parent, Inc.的季度营收约是FirstCash Holdings, Inc.的1.1倍（$539.1M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 6.4%，领先14.3%）
Concentra是美国的职业医疗服务商，1979年成立于得克萨斯州阿马里洛，总部位于得克萨斯州艾迪生。业务覆盖美国47个州，运营627家职业医疗中心和410个雇主驻地现场诊所，美国每7起职业伤害案例中就有1起由该机构提供诊疗服务。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
CON vs FCFS — 直观对比
营收规模更大
CON
是对方的1.1倍
$501.3M
净利率更高
FCFS
高出14.3%
6.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $539.1M | $501.3M |
| 净利润 | $34.7M | $104.2M |
| 毛利率 | — | — |
| 营业利润率 | 12.9% | 28.5% |
| 净利率 | 6.4% | 20.8% |
| 营收同比 | — | 21.2% |
| 净利润同比 | — | 24.7% |
| 每股收益（稀释后） | $0.27 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CONFCFS
| Q4 25 | $539.1M | $501.3M | ||
| Q3 25 | $572.8M | $411.0M | ||
| Q2 25 | $550.8M | $385.1M | ||
| Q1 25 | $500.8M | $371.1M | ||
| Q4 24 | — | $413.7M | ||
| Q3 24 | $489.6M | $363.1M | ||
| Q2 24 | $477.9M | $363.5M | ||
| Q1 24 | — | $366.8M |
净利润CONFCFS
| Q4 25 | $34.7M | $104.2M | ||
| Q3 25 | $48.3M | $82.8M | ||
| Q2 25 | $44.6M | $59.8M | ||
| Q1 25 | $38.9M | $83.6M | ||
| Q4 24 | — | $83.5M | ||
| Q3 24 | $44.3M | $64.8M | ||
| Q2 24 | $51.7M | $49.1M | ||
| Q1 24 | — | $61.4M |
营业利润率CONFCFS
| Q4 25 | 12.9% | 28.5% | ||
| Q3 25 | 16.5% | 27.4% | ||
| Q2 25 | 16.3% | 21.1% | ||
| Q1 25 | 16.0% | 30.0% | ||
| Q4 24 | — | 26.5% | ||
| Q3 24 | 17.6% | 23.5% | ||
| Q2 24 | 17.6% | 18.2% | ||
| Q1 24 | — | 22.3% |
净利率CONFCFS
| Q4 25 | 6.4% | 20.8% | ||
| Q3 25 | 8.4% | 20.1% | ||
| Q2 25 | 8.1% | 15.5% | ||
| Q1 25 | 7.8% | 22.5% | ||
| Q4 24 | — | 20.2% | ||
| Q3 24 | 9.1% | 17.9% | ||
| Q2 24 | 10.8% | 13.5% | ||
| Q1 24 | — | 16.7% |
每股收益（稀释后）CONFCFS
| Q4 25 | $0.27 | $2.35 | ||
| Q3 25 | $0.38 | $1.86 | ||
| Q2 25 | $0.35 | $1.34 | ||
| Q1 25 | $0.30 | $1.87 | ||
| Q4 24 | — | $1.86 | ||
| Q3 24 | $0.37 | $1.44 | ||
| Q2 24 | $0.50 | $1.08 | ||
| Q1 24 | — | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $79.9M | $125.2M |
| 总债务越低越好 | $1.6B | $2.2B |
| 股东权益账面价值 | $393.3M | $2.3B |
| 总资产 | $2.9B | $5.3B |
| 负债/权益比越低杠杆越低 | 3.98× | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资CONFCFS
| Q4 25 | $79.9M | $125.2M | ||
| Q3 25 | $49.9M | $130.2M | ||
| Q2 25 | $73.9M | $101.5M | ||
| Q1 25 | $52.1M | $146.0M | ||
| Q4 24 | — | $175.1M | ||
| Q3 24 | $136.8M | $106.3M | ||
| Q2 24 | $50.7M | $113.7M | ||
| Q1 24 | — | $135.1M |
总债务CONFCFS
| Q4 25 | $1.6B | $2.2B | ||
| Q3 25 | $1.6B | $2.2B | ||
| Q2 25 | $1.7B | $1.7B | ||
| Q1 25 | $1.6B | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | $1.5B | $1.7B | ||
| Q2 24 | $3.0M | $1.7B | ||
| Q1 24 | — | $1.5B |
股东权益CONFCFS
| Q4 25 | $393.3M | $2.3B | ||
| Q3 25 | $385.5M | $2.2B | ||
| Q2 25 | $342.6M | $2.1B | ||
| Q1 25 | $307.1M | $2.1B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | $277.8M | $2.0B | ||
| Q2 24 | $1.2B | $2.0B | ||
| Q1 24 | — | $2.0B |
总资产CONFCFS
| Q4 25 | $2.9B | $5.3B | ||
| Q3 25 | $2.8B | $5.2B | ||
| Q2 25 | $2.8B | $4.5B | ||
| Q1 25 | $2.7B | $4.4B | ||
| Q4 24 | — | $4.5B | ||
| Q3 24 | $2.5B | $4.4B | ||
| Q2 24 | $2.4B | $4.3B | ||
| Q1 24 | — | $4.2B |
负债/权益比CONFCFS
| Q4 25 | 3.98× | 0.98× | ||
| Q3 25 | 4.15× | 1.01× | ||
| Q2 25 | 4.82× | 0.79× | ||
| Q1 25 | 5.27× | 0.83× | ||
| Q4 24 | — | 0.85× | ||
| Q3 24 | 5.30× | 0.87× | ||
| Q2 24 | 0.00× | 0.85× | ||
| Q1 24 | — | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $118.7M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $98.5M | — |
| 自由现金流率自由现金流/营收 | 18.3% | — |
| 资本支出强度资本支出/营收 | 3.7% | — |
| 现金转化率经营现金流/净利润 | 3.42× | 1.98× |
| 过去12个月自由现金流最近4个季度 | $197.1M | — |
8季度趋势，按日历期对齐
经营现金流CONFCFS
| Q4 25 | $118.7M | $206.6M | ||
| Q3 25 | $60.6M | $135.8M | ||
| Q2 25 | $88.4M | $116.9M | ||
| Q1 25 | $11.7M | $126.6M | ||
| Q4 24 | — | $198.1M | ||
| Q3 24 | $65.9M | $113.1M | ||
| Q2 24 | — | $106.2M | ||
| Q1 24 | — | $122.5M |
自由现金流CONFCFS
| Q4 25 | $98.5M | — | ||
| Q3 25 | $39.4M | — | ||
| Q2 25 | $63.2M | — | ||
| Q1 25 | $-4.0M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $50.8M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率CONFCFS
| Q4 25 | 18.3% | — | ||
| Q3 25 | 6.9% | — | ||
| Q2 25 | 11.5% | — | ||
| Q1 25 | -0.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 10.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度CONFCFS
| Q4 25 | 3.7% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 4.6% | — | ||
| Q1 25 | 3.1% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.1% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率CONFCFS
| Q4 25 | 3.42× | 1.98× | ||
| Q3 25 | 1.26× | 1.64× | ||
| Q2 25 | 1.98× | 1.95× | ||
| Q1 25 | 0.30× | 1.51× | ||
| Q4 24 | — | 2.37× | ||
| Q3 24 | 1.49× | 1.74× | ||
| Q2 24 | — | 2.16× | ||
| Q1 24 | — | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CON
| Occupational Health Center Workers Compensation | $328.5M | 61% |
| Occupational Health Center Employer Services | $151.9M | 28% |
| Onsite Health Clinics | $36.2M | 7% |
| Other Businesses | $12.3M | 2% |
| Occupational Health Center Consumer Health | $8.1M | 2% |
| Occupational Health Center Other | $2.1M | 0% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
