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COMMERCE BANCSHARES INC（CBSH）与Concentra Group Holdings Parent, Inc.（CON）财务数据对比。点击上方公司名可切换其他公司
Concentra Group Holdings Parent, Inc.的季度营收约是COMMERCE BANCSHARES INC的1.1倍（$539.1M vs $475.7M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 6.4%，领先23.3%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
Concentra是美国的职业医疗服务商，1979年成立于得克萨斯州阿马里洛，总部位于得克萨斯州艾迪生。业务覆盖美国47个州，运营627家职业医疗中心和410个雇主驻地现场诊所，美国每7起职业伤害案例中就有1起由该机构提供诊疗服务。
CBSH vs CON — 直观对比
营收规模更大
CON
是对方的1.1倍
$475.7M
净利率更高
CBSH
高出23.3%
6.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $539.1M |
| 净利润 | $141.6M | $34.7M |
| 毛利率 | — | — |
| 营业利润率 | — | 12.9% |
| 净利率 | 29.8% | 6.4% |
| 营收同比 | 11.1% | — |
| 净利润同比 | 10.5% | — |
| 每股收益（稀释后） | $0.96 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHCON
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $539.1M | ||
| Q3 25 | $441.0M | $572.8M | ||
| Q2 25 | $445.8M | $550.8M | ||
| Q1 25 | $428.1M | $500.8M | ||
| Q4 24 | $422.1M | — | ||
| Q3 24 | $421.4M | $489.6M | ||
| Q2 24 | $414.5M | $477.9M |
净利润CBSHCON
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $34.7M | ||
| Q3 25 | $141.5M | $48.3M | ||
| Q2 25 | $152.5M | $44.6M | ||
| Q1 25 | $131.6M | $38.9M | ||
| Q4 24 | $136.1M | — | ||
| Q3 24 | $138.0M | $44.3M | ||
| Q2 24 | $139.6M | $51.7M |
营业利润率CBSHCON
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 12.9% | ||
| Q3 25 | 41.9% | 16.5% | ||
| Q2 25 | 44.0% | 16.3% | ||
| Q1 25 | 39.2% | 16.0% | ||
| Q4 24 | 41.2% | — | ||
| Q3 24 | 42.4% | 17.6% | ||
| Q2 24 | 43.4% | 17.6% |
净利率CBSHCON
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 6.4% | ||
| Q3 25 | 32.1% | 8.4% | ||
| Q2 25 | 34.2% | 8.1% | ||
| Q1 25 | 30.7% | 7.8% | ||
| Q4 24 | 32.2% | — | ||
| Q3 24 | 32.8% | 9.1% | ||
| Q2 24 | 33.7% | 10.8% |
每股收益（稀释后）CBSHCON
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $0.27 | ||
| Q3 25 | $1.06 | $0.38 | ||
| Q2 25 | $1.14 | $0.35 | ||
| Q1 25 | $0.98 | $0.30 | ||
| Q4 24 | $0.83 | — | ||
| Q3 24 | $1.01 | $0.37 | ||
| Q2 24 | $1.03 | $0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $79.9M |
| 总债务越低越好 | — | $1.6B |
| 股东权益账面价值 | $4.3B | $393.3M |
| 总资产 | $35.7B | $2.9B |
| 负债/权益比越低杠杆越低 | — | 3.98× |
8季度趋势，按日历期对齐
现金及短期投资CBSHCON
| Q1 26 | — | — | ||
| Q4 25 | — | $79.9M | ||
| Q3 25 | — | $49.9M | ||
| Q2 25 | — | $73.9M | ||
| Q1 25 | — | $52.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $136.8M | ||
| Q2 24 | — | $50.7M |
总债务CBSHCON
| Q1 26 | — | — | ||
| Q4 25 | — | $1.6B | ||
| Q3 25 | — | $1.6B | ||
| Q2 25 | — | $1.7B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $3.0M |
股东权益CBSHCON
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $393.3M | ||
| Q3 25 | $3.8B | $385.5M | ||
| Q2 25 | $3.6B | $342.6M | ||
| Q1 25 | $3.5B | $307.1M | ||
| Q4 24 | $3.3B | — | ||
| Q3 24 | $3.4B | $277.8M | ||
| Q2 24 | $3.1B | $1.2B |
总资产CBSHCON
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $2.9B | ||
| Q3 25 | $32.3B | $2.8B | ||
| Q2 25 | $32.3B | $2.8B | ||
| Q1 25 | $32.4B | $2.7B | ||
| Q4 24 | $32.0B | — | ||
| Q3 24 | $31.5B | $2.5B | ||
| Q2 24 | $30.6B | $2.4B |
负债/权益比CBSHCON
| Q1 26 | — | — | ||
| Q4 25 | — | 3.98× | ||
| Q3 25 | — | 4.15× | ||
| Q2 25 | — | 4.82× | ||
| Q1 25 | — | 5.27× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 5.30× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $118.7M |
| 自由现金流经营现金流 - 资本支出 | — | $98.5M |
| 自由现金流率自由现金流/营收 | — | 18.3% |
| 资本支出强度资本支出/营收 | — | 3.7% |
| 现金转化率经营现金流/净利润 | — | 3.42× |
| 过去12个月自由现金流最近4个季度 | — | $197.1M |
8季度趋势，按日历期对齐
经营现金流CBSHCON
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $118.7M | ||
| Q3 25 | $129.0M | $60.6M | ||
| Q2 25 | $111.2M | $88.4M | ||
| Q1 25 | $138.6M | $11.7M | ||
| Q4 24 | $577.9M | — | ||
| Q3 24 | $431.7M | $65.9M | ||
| Q2 24 | $147.4M | — |
自由现金流CBSHCON
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $98.5M | ||
| Q3 25 | $113.3M | $39.4M | ||
| Q2 25 | $100.5M | $63.2M | ||
| Q1 25 | $126.0M | $-4.0M | ||
| Q4 24 | $531.7M | — | ||
| Q3 24 | $419.1M | $50.8M | ||
| Q2 24 | $138.9M | — |
自由现金流率CBSHCON
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 18.3% | ||
| Q3 25 | 25.7% | 6.9% | ||
| Q2 25 | 22.5% | 11.5% | ||
| Q1 25 | 29.4% | -0.8% | ||
| Q4 24 | 126.0% | — | ||
| Q3 24 | 99.5% | 10.4% | ||
| Q2 24 | 33.5% | — |
资本支出强度CBSHCON
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 3.7% | ||
| Q3 25 | 3.6% | 3.7% | ||
| Q2 25 | 2.4% | 4.6% | ||
| Q1 25 | 2.9% | 3.1% | ||
| Q4 24 | 10.9% | — | ||
| Q3 24 | 3.0% | 3.1% | ||
| Q2 24 | 2.1% | — |
现金转化率CBSHCON
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 3.42× | ||
| Q3 25 | 0.91× | 1.26× | ||
| Q2 25 | 0.73× | 1.98× | ||
| Q1 25 | 1.05× | 0.30× | ||
| Q4 24 | 4.25× | — | ||
| Q3 24 | 3.13× | 1.49× | ||
| Q2 24 | 1.06× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
CON
| Occupational Health Center Workers Compensation | $328.5M | 61% |
| Occupational Health Center Employer Services | $151.9M | 28% |
| Onsite Health Clinics | $36.2M | 7% |
| Other Businesses | $12.3M | 2% |
| Occupational Health Center Consumer Health | $8.1M | 2% |
| Occupational Health Center Other | $2.1M | 0% |
