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Concentra Group Holdings Parent, Inc.（CON）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
Concentra Group Holdings Parent, Inc.的季度营收约是Fair Isaac的1.1倍（$539.1M vs $512.0M），Fair Isaac净利率更高（30.9% vs 6.4%，领先24.5%），Fair Isaac自由现金流更多（$173.9M vs $98.5M）
Concentra是美国的职业医疗服务商，1979年成立于得克萨斯州阿马里洛，总部位于得克萨斯州艾迪生。业务覆盖美国47个州，运营627家职业医疗中心和410个雇主驻地现场诊所，美国每7起职业伤害案例中就有1起由该机构提供诊疗服务。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
CON vs FICO — 直观对比
营收规模更大
CON
是对方的1.1倍
$512.0M
净利率更高
FICO
高出24.5%
6.4%
自由现金流更多
FICO
多$75.3M
$98.5M
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $539.1M | $512.0M |
| 净利润 | $34.7M | $158.4M |
| 毛利率 | — | 83.0% |
| 营业利润率 | 12.9% | 45.7% |
| 净利率 | 6.4% | 30.9% |
| 营收同比 | — | 16.4% |
| 净利润同比 | — | 3.8% |
| 每股收益（稀释后） | $0.27 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CONFICO
| Q4 25 | $539.1M | $512.0M | ||
| Q3 25 | $572.8M | $515.8M | ||
| Q2 25 | $550.8M | $536.4M | ||
| Q1 25 | $500.8M | $498.7M | ||
| Q4 24 | — | $440.0M | ||
| Q3 24 | $489.6M | $453.8M | ||
| Q2 24 | $477.9M | $447.8M | ||
| Q1 24 | — | $433.8M |
净利润CONFICO
| Q4 25 | $34.7M | $158.4M | ||
| Q3 25 | $48.3M | $155.0M | ||
| Q2 25 | $44.6M | $181.8M | ||
| Q1 25 | $38.9M | $162.6M | ||
| Q4 24 | — | $152.5M | ||
| Q3 24 | $44.3M | $135.7M | ||
| Q2 24 | $51.7M | $126.3M | ||
| Q1 24 | — | $129.8M |
毛利率CONFICO
| Q4 25 | — | 83.0% | ||
| Q3 25 | — | 82.3% | ||
| Q2 25 | — | 83.7% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 80.1% | ||
| Q3 24 | — | 80.3% | ||
| Q2 24 | — | 80.3% | ||
| Q1 24 | — | 80.0% |
营业利润率CONFICO
| Q4 25 | 12.9% | 45.7% | ||
| Q3 25 | 16.5% | 46.0% | ||
| Q2 25 | 16.3% | 48.9% | ||
| Q1 25 | 16.0% | 49.3% | ||
| Q4 24 | — | 40.8% | ||
| Q3 24 | 17.6% | 43.4% | ||
| Q2 24 | 17.6% | 42.5% | ||
| Q1 24 | — | 44.9% |
净利率CONFICO
| Q4 25 | 6.4% | 30.9% | ||
| Q3 25 | 8.4% | 30.1% | ||
| Q2 25 | 8.1% | 33.9% | ||
| Q1 25 | 7.8% | 32.6% | ||
| Q4 24 | — | 34.7% | ||
| Q3 24 | 9.1% | 29.9% | ||
| Q2 24 | 10.8% | 28.2% | ||
| Q1 24 | — | 29.9% |
每股收益（稀释后）CONFICO
| Q4 25 | $0.27 | $6.61 | ||
| Q3 25 | $0.38 | $6.41 | ||
| Q2 25 | $0.35 | $7.40 | ||
| Q1 25 | $0.30 | $6.59 | ||
| Q4 24 | — | $6.14 | ||
| Q3 24 | $0.37 | $5.44 | ||
| Q2 24 | $0.50 | $5.05 | ||
| Q1 24 | — | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $79.9M | $162.0M |
| 总债务越低越好 | $1.6B | $3.2B |
| 股东权益账面价值 | $393.3M | $-1.8B |
| 总资产 | $2.9B | $1.9B |
| 负债/权益比越低杠杆越低 | 3.98× | — |
8季度趋势，按日历期对齐
现金及短期投资CONFICO
| Q4 25 | $79.9M | $162.0M | ||
| Q3 25 | $49.9M | $134.1M | ||
| Q2 25 | $73.9M | $189.0M | ||
| Q1 25 | $52.1M | $146.6M | ||
| Q4 24 | — | $184.3M | ||
| Q3 24 | $136.8M | $150.7M | ||
| Q2 24 | $50.7M | $156.0M | ||
| Q1 24 | — | $135.7M |
总债务CONFICO
| Q4 25 | $1.6B | $3.2B | ||
| Q3 25 | $1.6B | $3.1B | ||
| Q2 25 | $1.7B | $2.8B | ||
| Q1 25 | $1.6B | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | $1.5B | $2.2B | ||
| Q2 24 | $3.0M | $2.1B | ||
| Q1 24 | — | $2.0B |
股东权益CONFICO
| Q4 25 | $393.3M | $-1.8B | ||
| Q3 25 | $385.5M | $-1.7B | ||
| Q2 25 | $342.6M | $-1.4B | ||
| Q1 25 | $307.1M | $-1.1B | ||
| Q4 24 | — | $-1.1B | ||
| Q3 24 | $277.8M | $-962.7M | ||
| Q2 24 | $1.2B | $-829.3M | ||
| Q1 24 | — | $-735.7M |
总资产CONFICO
| Q4 25 | $2.9B | $1.9B | ||
| Q3 25 | $2.8B | $1.9B | ||
| Q2 25 | $2.8B | $1.9B | ||
| Q1 25 | $2.7B | $1.8B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | $2.5B | $1.7B | ||
| Q2 24 | $2.4B | $1.7B | ||
| Q1 24 | — | $1.7B |
负债/权益比CONFICO
| Q4 25 | 3.98× | — | ||
| Q3 25 | 4.15× | — | ||
| Q2 25 | 4.82× | — | ||
| Q1 25 | 5.27× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 5.30× | — | ||
| Q2 24 | 0.00× | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $118.7M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $98.5M | $173.9M |
| 自由现金流率自由现金流/营收 | 18.3% | 34.0% |
| 资本支出强度资本支出/营收 | 3.7% | 0.0% |
| 现金转化率经营现金流/净利润 | 3.42× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $197.1M | $750.6M |
8季度趋势，按日历期对齐
经营现金流CONFICO
| Q4 25 | $118.7M | $174.1M | ||
| Q3 25 | $60.6M | $223.7M | ||
| Q2 25 | $88.4M | $286.2M | ||
| Q1 25 | $11.7M | $74.9M | ||
| Q4 24 | — | $194.0M | ||
| Q3 24 | $65.9M | $226.5M | ||
| Q2 24 | — | $213.3M | ||
| Q1 24 | — | $71.0M |
自由现金流CONFICO
| Q4 25 | $98.5M | $173.9M | ||
| Q3 25 | $39.4M | $219.5M | ||
| Q2 25 | $63.2M | $284.4M | ||
| Q1 25 | $-4.0M | $72.8M | ||
| Q4 24 | — | $193.2M | ||
| Q3 24 | $50.8M | $224.7M | ||
| Q2 24 | — | $211.6M | ||
| Q1 24 | — | $67.0M |
自由现金流率CONFICO
| Q4 25 | 18.3% | 34.0% | ||
| Q3 25 | 6.9% | 42.6% | ||
| Q2 25 | 11.5% | 53.0% | ||
| Q1 25 | -0.8% | 14.6% | ||
| Q4 24 | — | 43.9% | ||
| Q3 24 | 10.4% | 49.5% | ||
| Q2 24 | — | 47.2% | ||
| Q1 24 | — | 15.4% |
资本支出强度CONFICO
| Q4 25 | 3.7% | 0.0% | ||
| Q3 25 | 3.7% | 0.8% | ||
| Q2 25 | 4.6% | 0.3% | ||
| Q1 25 | 3.1% | 0.4% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | 3.1% | 0.4% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.9% |
现金转化率CONFICO
| Q4 25 | 3.42× | 1.10× | ||
| Q3 25 | 1.26× | 1.44× | ||
| Q2 25 | 1.98× | 1.57× | ||
| Q1 25 | 0.30× | 0.46× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | 1.49× | 1.67× | ||
| Q2 24 | — | 1.69× | ||
| Q1 24 | — | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CON
| Occupational Health Center Workers Compensation | $328.5M | 61% |
| Occupational Health Center Employer Services | $151.9M | 28% |
| Onsite Health Clinics | $36.2M | 7% |
| Other Businesses | $12.3M | 2% |
| Occupational Health Center Consumer Health | $8.1M | 2% |
| Occupational Health Center Other | $2.1M | 0% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
