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CENTRAL PACIFIC FINANCIAL CORP（CPF）与MERCANTILE BANK CORP（MBWM）财务数据对比。点击上方公司名可切换其他公司
CENTRAL PACIFIC FINANCIAL CORP的季度营收约是MERCANTILE BANK CORP的1.1倍（$72.9M vs $67.6M），MERCANTILE BANK CORP净利率更高（33.6% vs 28.4%，领先5.1%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs 6.7%）
中太平洋金融公司旗下核心业务主体中太平洋银行是一家扎根美国夏威夷州的区域性商业银行，在全州范围内布局营业网点，主要为当地个人及各类企业客户提供多元化商业金融服务。
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
CPF vs MBWM — 直观对比
营收规模更大
CPF
是对方的1.1倍
$67.6M
净利率更高
MBWM
高出5.1%
28.4%
两年增速更快
MBWM
近两年复合增速
6.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $72.9M | $67.6M |
| 净利润 | $20.7M | $22.7M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 28.4% | 33.6% |
| 营收同比 | 6.0% | — |
| 净利润同比 | 16.7% | 16.1% |
| 每股收益（稀释后） | $0.78 | $1.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CPFMBWM
| Q1 26 | $72.9M | $67.6M | ||
| Q4 25 | $76.3M | $62.1M | ||
| Q3 25 | $74.8M | $62.4M | ||
| Q2 25 | $72.8M | $60.9M | ||
| Q1 25 | $68.8M | $57.3M | ||
| Q4 24 | $58.4M | $58.5M | ||
| Q3 24 | $66.6M | $58.0M | ||
| Q2 24 | $64.0M | $56.8M |
净利润CPFMBWM
| Q1 26 | $20.7M | $22.7M | ||
| Q4 25 | $22.9M | $22.8M | ||
| Q3 25 | $18.6M | $23.8M | ||
| Q2 25 | $18.3M | $22.6M | ||
| Q1 25 | $17.8M | $19.5M | ||
| Q4 24 | $11.3M | $19.6M | ||
| Q3 24 | $13.3M | $19.6M | ||
| Q2 24 | $15.8M | $18.8M |
营业利润率CPFMBWM
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 42.0% | ||
| Q3 25 | 31.6% | 44.0% | ||
| Q2 25 | 32.8% | 42.6% | ||
| Q1 25 | 32.8% | 42.0% | ||
| Q4 24 | 23.0% | 39.7% | ||
| Q3 24 | 25.6% | 42.4% | ||
| Q2 24 | 32.2% | 41.4% |
净利率CPFMBWM
| Q1 26 | 28.4% | 33.6% | ||
| Q4 25 | 30.0% | 36.8% | ||
| Q3 25 | 24.8% | 38.1% | ||
| Q2 25 | 25.1% | 37.1% | ||
| Q1 25 | 25.8% | 34.1% | ||
| Q4 24 | 19.4% | 33.5% | ||
| Q3 24 | 20.0% | 33.8% | ||
| Q2 24 | 24.7% | 33.1% |
每股收益（稀释后）CPFMBWM
| Q1 26 | $0.78 | $1.32 | ||
| Q4 25 | $0.85 | $1.41 | ||
| Q3 25 | $0.69 | $1.46 | ||
| Q2 25 | $0.67 | $1.39 | ||
| Q1 25 | $0.65 | $1.21 | ||
| Q4 24 | $0.42 | $1.20 | ||
| Q3 24 | $0.49 | $1.22 | ||
| Q2 24 | $0.58 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $76.5M | $1.5M |
| 股东权益账面价值 | $593.9M | $736.9M |
| 总资产 | $7.5B | $6.9B |
| 负债/权益比越低杠杆越低 | 0.13× | 0.00× |
8季度趋势，按日历期对齐
总债务CPFMBWM
| Q1 26 | $76.5M | $1.5M | ||
| Q4 25 | $76.5M | — | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $131.5M | — | ||
| Q1 25 | $131.4M | — | ||
| Q4 24 | $156.3M | — | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
股东权益CPFMBWM
| Q1 26 | $593.9M | $736.9M | ||
| Q4 25 | $592.6M | $724.9M | ||
| Q3 25 | $588.1M | $657.6M | ||
| Q2 25 | $568.9M | $631.5M | ||
| Q1 25 | $557.4M | $608.3M | ||
| Q4 24 | $538.4M | $584.5M | ||
| Q3 24 | $543.7M | $583.3M | ||
| Q2 24 | $518.6M | $551.2M |
总资产CPFMBWM
| Q1 26 | $7.5B | $6.9B | ||
| Q4 25 | $7.4B | $6.8B | ||
| Q3 25 | $7.4B | $6.3B | ||
| Q2 25 | $7.4B | $6.2B | ||
| Q1 25 | $7.4B | $6.1B | ||
| Q4 24 | $7.5B | $6.1B | ||
| Q3 24 | $7.4B | $5.9B | ||
| Q2 24 | $7.4B | $5.6B |
负债/权益比CPFMBWM
| Q1 26 | 0.13× | 0.00× | ||
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPF
暂无分部数据
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
