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CONSUMER PORTFOLIO SERVICES, INC.（CPSS）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
Rapid7, Inc.的季度营收约是CONSUMER PORTFOLIO SERVICES, INC.的2.0倍（$217.4M vs $109.4M），CONSUMER PORTFOLIO SERVICES, INC.净利率更高（4.6% vs 1.4%，领先3.1%），CONSUMER PORTFOLIO SERVICES, INC.同比增速更快（3.9% vs 0.5%），CONSUMER PORTFOLIO SERVICES, INC.自由现金流更多（$288.3M vs $36.4M），过去两年CONSUMER PORTFOLIO SERVICES, INC.的营收复合增速更高（9.2% vs 3.0%）
Consumer Portfolio Services, Inc.是总部位于美国的专业金融公司，主要面向信用记录有限或信用评分不佳的消费者，与各类汽车经销商合作，提供新车及二手车购买的间接汽车贷款融资及贷后管理服务。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
CPSS vs RPD — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $109.4M | $217.4M |
| 净利润 | $5.0M | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | 6.6% | 1.0% |
| 净利率 | 4.6% | 1.4% |
| 营收同比 | 3.9% | 0.5% |
| 净利润同比 | -3.2% | 44.1% |
| 每股收益（稀释后） | $0.21 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $109.4M | $217.4M | ||
| Q3 25 | $108.4M | $218.0M | ||
| Q2 25 | $109.8M | $214.2M | ||
| Q1 25 | $106.9M | $210.3M | ||
| Q4 24 | $105.3M | $216.3M | ||
| Q3 24 | $100.6M | $214.7M | ||
| Q2 24 | $95.9M | $208.0M | ||
| Q1 24 | $91.7M | $205.1M |
| Q4 25 | $5.0M | $3.1M | ||
| Q3 25 | $4.9M | $9.8M | ||
| Q2 25 | $4.8M | $8.3M | ||
| Q1 25 | $4.7M | $2.1M | ||
| Q4 24 | $5.1M | $2.2M | ||
| Q3 24 | $4.8M | $15.4M | ||
| Q2 24 | $4.7M | $6.5M | ||
| Q1 24 | $4.6M | $1.4M |
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% | ||
| Q1 24 | — | 70.3% |
| Q4 25 | 6.6% | 1.0% | ||
| Q3 25 | 6.5% | 2.7% | ||
| Q2 25 | 6.3% | 1.6% | ||
| Q1 25 | 6.4% | -0.0% | ||
| Q4 24 | 7.0% | 3.4% | ||
| Q3 24 | 6.8% | 6.0% | ||
| Q2 24 | 7.0% | 2.5% | ||
| Q1 24 | 7.1% | 4.7% |
| Q4 25 | 4.6% | 1.4% | ||
| Q3 25 | 4.5% | 4.5% | ||
| Q2 25 | 4.4% | 3.9% | ||
| Q1 25 | 4.4% | 1.0% | ||
| Q4 24 | 4.9% | 1.0% | ||
| Q3 24 | 4.8% | 7.2% | ||
| Q2 24 | 4.9% | 3.1% | ||
| Q1 24 | 5.0% | 0.7% |
| Q4 25 | $0.21 | $0.05 | ||
| Q3 25 | $0.20 | $0.15 | ||
| Q2 25 | $0.20 | $0.13 | ||
| Q1 25 | $0.19 | $0.03 | ||
| Q4 24 | $0.21 | $0.08 | ||
| Q3 24 | $0.20 | $0.21 | ||
| Q2 24 | $0.19 | $0.09 | ||
| Q1 24 | $0.19 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $309.5M | $154.7M |
| 总资产 | $3.9B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $6.3M | $474.7M | ||
| Q3 25 | $9.4M | $407.1M | ||
| Q2 25 | $15.8M | $511.7M | ||
| Q1 25 | $29.8M | $493.5M | ||
| Q4 24 | $11.7M | $521.7M | ||
| Q3 24 | $8.1M | $443.7M | ||
| Q2 24 | $9.8M | $442.6M | ||
| Q1 24 | $13.2M | $411.7M |
| Q4 25 | $309.5M | $154.7M | ||
| Q3 25 | $307.6M | $127.2M | ||
| Q2 25 | $303.1M | $90.4M | ||
| Q1 25 | $298.4M | $52.7M | ||
| Q4 24 | $292.8M | $17.7M | ||
| Q3 24 | $285.1M | $-5.1M | ||
| Q2 24 | $280.3M | $-52.6M | ||
| Q1 24 | $279.1M | $-86.4M |
| Q4 25 | $3.9B | $1.7B | ||
| Q3 25 | $3.8B | $1.7B | ||
| Q2 25 | $3.8B | $1.6B | ||
| Q1 25 | $3.7B | $1.6B | ||
| Q4 24 | $3.5B | $1.7B | ||
| Q3 24 | $3.5B | $1.6B | ||
| Q2 24 | $3.3B | $1.5B | ||
| Q1 24 | $3.0B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $289.0M | $37.6M |
| 自由现金流经营现金流 - 资本支出 | $288.3M | $36.4M |
| 自由现金流率自由现金流/营收 | 263.5% | 16.8% |
| 资本支出强度资本支出/营收 | 0.6% | 0.5% |
| 现金转化率经营现金流/净利润 | 58.02× | 12.01× |
| 过去12个月自由现金流最近4个季度 | $500.9M | $146.2M |
8季度趋势，按日历期对齐
| Q4 25 | $289.0M | $37.6M | ||
| Q3 25 | $84.9M | $39.0M | ||
| Q2 25 | $54.5M | $47.5M | ||
| Q1 25 | $73.9M | $29.8M | ||
| Q4 24 | $233.8M | $63.8M | ||
| Q3 24 | $69.8M | $44.0M | ||
| Q2 24 | $43.3M | $32.9M | ||
| Q1 24 | $52.7M | $31.1M |
| Q4 25 | $288.3M | $36.4M | ||
| Q3 25 | $84.9M | $34.8M | ||
| Q2 25 | $54.3M | $46.6M | ||
| Q1 25 | $73.4M | $28.4M | ||
| Q4 24 | $233.3M | $62.6M | ||
| Q3 24 | $69.7M | $42.6M | ||
| Q2 24 | $43.1M | $32.6M | ||
| Q1 24 | $52.6M | $30.4M |
| Q4 25 | 263.5% | 16.8% | ||
| Q3 25 | 78.3% | 16.0% | ||
| Q2 25 | 49.5% | 21.8% | ||
| Q1 25 | 68.7% | 13.5% | ||
| Q4 24 | 221.6% | 28.9% | ||
| Q3 24 | 69.3% | 19.9% | ||
| Q2 24 | 45.0% | 15.7% | ||
| Q1 24 | 57.3% | 14.8% |
| Q4 25 | 0.6% | 0.5% | ||
| Q3 25 | 0.0% | 1.9% | ||
| Q2 25 | 0.1% | 0.4% | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 0.4% | 0.5% | ||
| Q3 24 | 0.1% | 0.6% | ||
| Q2 24 | 0.2% | 0.1% | ||
| Q1 24 | 0.1% | 0.3% |
| Q4 25 | 58.02× | 12.01× | ||
| Q3 25 | 17.50× | 3.97× | ||
| Q2 25 | 11.35× | 5.70× | ||
| Q1 25 | 15.74× | 14.14× | ||
| Q4 24 | 45.43× | 29.36× | ||
| Q3 24 | 14.55× | 2.85× | ||
| Q2 24 | 9.27× | 5.03× | ||
| Q1 24 | 11.48× | 22.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPSS
暂无分部数据
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
