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查尔斯河实验室（CRL）与KEMPER Corp（KMPR）财务数据对比。点击上方公司名可切换其他公司
KEMPER Corp的季度营收约是查尔斯河实验室的1.1倍（$1.1B vs $994.2M），KEMPER Corp净利率更高（-0.7% vs -27.8%，领先27.1%），查尔斯河实验室同比增速更快（-0.8% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $58.6M），过去两年KEMPER Corp的营收复合增速更高（-0.5% vs -0.9%）
查尔斯河实验室国际是总部位于美国马萨诸塞州威尔明顿的医药及生物技术领域合同研究组织（CRO），成立于1947年，可为新药、疫苗及医疗器械的研发提供临床前和临床阶段的专业实验室服务。
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
CRL vs KMPR — 直观对比
营收规模更大
KMPR
是对方的1.1倍
$994.2M
营收增速更快
CRL
高出3.8%
-4.7%
净利率更高
KMPR
高出27.1%
-27.8%
自由现金流更多
KMPR
多$107.6M
$58.6M
两年增速更快
KMPR
近两年复合增速
-0.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $994.2M | $1.1B |
| 净利润 | $-276.6M | $-8.0M |
| 毛利率 | — | — |
| 营业利润率 | -28.5% | — |
| 净利率 | -27.8% | -0.7% |
| 营收同比 | -0.8% | -4.7% |
| 净利润同比 | -28.9% | -108.2% |
| 每股收益（稀释后） | $-5.57 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRLKMPR
| Q4 25 | $994.2M | $1.1B | ||
| Q3 25 | $1.0B | $1.2B | ||
| Q2 25 | $1.0B | $1.2B | ||
| Q1 25 | $984.2M | $1.2B | ||
| Q4 24 | $1.0B | $1.2B | ||
| Q3 24 | $1.0B | $1.2B | ||
| Q2 24 | $1.0B | $1.1B | ||
| Q1 24 | $1.0B | $1.1B |
净利润CRLKMPR
| Q4 25 | $-276.6M | $-8.0M | ||
| Q3 25 | $54.4M | $-21.0M | ||
| Q2 25 | $52.3M | $72.6M | ||
| Q1 25 | $25.5M | $99.7M | ||
| Q4 24 | $-214.5M | $97.4M | ||
| Q3 24 | $69.7M | $73.7M | ||
| Q2 24 | $94.1M | $75.4M | ||
| Q1 24 | $73.0M | $71.3M |
毛利率CRLKMPR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 34.6% | — | ||
| Q2 24 | 34.5% | — | ||
| Q1 24 | 34.1% | — |
营业利润率CRLKMPR
| Q4 25 | -28.5% | — | ||
| Q3 25 | 13.3% | — | ||
| Q2 25 | 9.7% | — | ||
| Q1 25 | 7.6% | — | ||
| Q4 24 | -16.7% | — | ||
| Q3 24 | 11.6% | 11.2% | ||
| Q2 24 | 14.8% | 10.1% | ||
| Q1 24 | 12.5% | 7.6% |
净利率CRLKMPR
| Q4 25 | -27.8% | -0.7% | ||
| Q3 25 | 5.4% | -1.7% | ||
| Q2 25 | 5.1% | 5.9% | ||
| Q1 25 | 2.6% | 8.4% | ||
| Q4 24 | -21.4% | 8.2% | ||
| Q3 24 | 6.9% | 6.3% | ||
| Q2 24 | 9.2% | 6.7% | ||
| Q1 24 | 7.2% | 6.2% |
每股收益（稀释后）CRLKMPR
| Q4 25 | $-5.57 | $-0.03 | ||
| Q3 25 | $1.10 | $-0.34 | ||
| Q2 25 | $1.06 | $1.12 | ||
| Q1 25 | $0.50 | $1.54 | ||
| Q4 24 | $-4.17 | $1.51 | ||
| Q3 24 | $1.33 | $1.14 | ||
| Q2 24 | $1.74 | $1.16 | ||
| Q1 24 | $1.30 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $213.8M | — |
| 总债务越低越好 | $2.1B | $943.5M |
| 股东权益账面价值 | $3.2B | $2.7B |
| 总资产 | $7.1B | $12.5B |
| 负债/权益比越低杠杆越低 | 0.68× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资CRLKMPR
| Q4 25 | $213.8M | — | ||
| Q3 25 | $207.1M | $371.2M | ||
| Q2 25 | $182.8M | $407.6M | ||
| Q1 25 | $229.4M | $545.3M | ||
| Q4 24 | $194.6M | $1.0B | ||
| Q3 24 | $210.2M | $696.9M | ||
| Q2 24 | $179.2M | $539.1M | ||
| Q1 24 | $327.0M | $520.7M |
总债务CRLKMPR
| Q4 25 | $2.1B | $943.5M | ||
| Q3 25 | $2.2B | $943.1M | ||
| Q2 25 | $2.3B | $942.6M | ||
| Q1 25 | $2.5B | $942.1M | ||
| Q4 24 | $2.2B | $1.4B | ||
| Q3 24 | $2.3B | $1.4B | ||
| Q2 24 | $2.4B | $1.4B | ||
| Q1 24 | $2.7B | $1.4B |
股东权益CRLKMPR
| Q4 25 | $3.2B | $2.7B | ||
| Q3 25 | $3.4B | $2.7B | ||
| Q2 25 | $3.4B | $370.0M | ||
| Q1 25 | $3.2B | $366.0M | ||
| Q4 24 | $3.5B | $2.8B | ||
| Q3 24 | $3.8B | $2.8B | ||
| Q2 24 | $3.7B | $358.0M | ||
| Q1 24 | $3.6B | $2.6B |
总资产CRLKMPR
| Q4 25 | $7.1B | $12.5B | ||
| Q3 25 | $7.5B | $12.4B | ||
| Q2 25 | $7.6B | $12.6B | ||
| Q1 25 | $7.6B | $12.5B | ||
| Q4 24 | $7.5B | $12.6B | ||
| Q3 24 | $8.0B | $12.6B | ||
| Q2 24 | $7.9B | $12.6B | ||
| Q1 24 | $8.2B | $12.6B |
负债/权益比CRLKMPR
| Q4 25 | 0.68× | 0.35× | ||
| Q3 25 | 0.64× | 0.35× | ||
| Q2 25 | 0.70× | 2.55× | ||
| Q1 25 | 0.79× | 2.57× | ||
| Q4 24 | 0.65× | 0.50× | ||
| Q3 24 | 0.62× | 0.50× | ||
| Q2 24 | 0.65× | 3.88× | ||
| Q1 24 | 0.73× | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $147.5M | $175.0M |
| 自由现金流经营现金流 - 资本支出 | $58.6M | $166.2M |
| 自由现金流率自由现金流/营收 | 5.9% | 14.7% |
| 资本支出强度资本支出/营收 | 8.9% | 0.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $518.5M | $553.9M |
8季度趋势，按日历期对齐
经营现金流CRLKMPR
| Q4 25 | $147.5M | $175.0M | ||
| Q3 25 | $213.8M | $139.9M | ||
| Q2 25 | $204.6M | $89.6M | ||
| Q1 25 | $171.7M | $180.0M | ||
| Q4 24 | $159.4M | $175.1M | ||
| Q3 24 | $251.8M | $141.9M | ||
| Q2 24 | $193.5M | $22.9M | ||
| Q1 24 | $129.9M | $43.0M |
自由现金流CRLKMPR
| Q4 25 | $58.6M | $166.2M | ||
| Q3 25 | $178.2M | $133.4M | ||
| Q2 25 | $169.3M | $82.0M | ||
| Q1 25 | $112.4M | $172.3M | ||
| Q4 24 | $83.7M | $165.4M | ||
| Q3 24 | $213.1M | $131.4M | ||
| Q2 24 | $154.0M | $5.2M | ||
| Q1 24 | $50.7M | $27.7M |
自由现金流率CRLKMPR
| Q4 25 | 5.9% | 14.7% | ||
| Q3 25 | 17.7% | 10.8% | ||
| Q2 25 | 16.4% | 6.7% | ||
| Q1 25 | 11.4% | 14.4% | ||
| Q4 24 | 8.4% | 13.9% | ||
| Q3 24 | 21.1% | 11.1% | ||
| Q2 24 | 15.0% | 0.5% | ||
| Q1 24 | 5.0% | 2.4% |
资本支出强度CRLKMPR
| Q4 25 | 8.9% | 0.8% | ||
| Q3 25 | 3.5% | 0.5% | ||
| Q2 25 | 3.4% | 0.6% | ||
| Q1 25 | 6.0% | 0.6% | ||
| Q4 24 | 7.5% | 0.8% | ||
| Q3 24 | 3.8% | 0.9% | ||
| Q2 24 | 3.8% | 1.6% | ||
| Q1 24 | 7.8% | 1.3% |
现金转化率CRLKMPR
| Q4 25 | — | — | ||
| Q3 25 | 3.93× | — | ||
| Q2 25 | 3.91× | 1.23× | ||
| Q1 25 | 6.74× | 1.81× | ||
| Q4 24 | — | 1.80× | ||
| Q3 24 | 3.61× | 1.93× | ||
| Q2 24 | 2.06× | 0.30× | ||
| Q1 24 | 1.78× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRL
| Discovery And Safety Assessment Segment | $591.6M | 60% |
| Manufacturing Support Segment | $196.4M | 20% |
| Transferred At Point In Time | $108.0M | 11% |
| Transferred Over Time | $98.3M | 10% |
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
