vs
CARLISLE COMPANIES INC（CSL）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是CARLISLE COMPANIES INC的1.2倍（$1.3B vs $1.1B），Regions Financial Corporation净利率更高（41.7% vs 12.1%，领先29.5%），Regions Financial Corporation同比增速更快（4.1% vs -4.0%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -14.8%）
卡莱尔公司是专业建筑产品供应商，聚焦于提升建筑能效与稳固性，面向商业建筑领域生产销售单层屋面产品、质保系统及配套配件，旗下设有卡莱尔建筑材料、卡莱尔防水技术两大业务板块，产品涵盖防潮材料、屋面防护层等多个品类。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
CSL vs RF — 直观对比
营收规模更大
RF
是对方的1.2倍
$1.1B
营收增速更快
RF
高出8.1%
-4.0%
净利率更高
RF
高出29.5%
12.1%
两年增速更快
RF
近两年复合增速
-14.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.3B |
| 净利润 | $127.7M | $534.0M |
| 毛利率 | 34.5% | — |
| 营业利润率 | 17.1% | 55.3% |
| 净利率 | 12.1% | 41.7% |
| 营收同比 | -4.0% | 4.1% |
| 净利润同比 | -10.9% | 0.0% |
| 每股收益（稀释后） | $3.10 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSLRF
| Q1 26 | $1.1B | — | ||
| Q4 25 | $1.1B | $1.3B | ||
| Q3 25 | $1.3B | $1.3B | ||
| Q2 25 | $1.4B | $1.3B | ||
| Q1 25 | $1.1B | $1.2B | ||
| Q4 24 | $1.1B | $1.2B | ||
| Q3 24 | $1.3B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B |
净利润CSLRF
| Q1 26 | $127.7M | — | ||
| Q4 25 | $127.4M | $534.0M | ||
| Q3 25 | $214.2M | $569.0M | ||
| Q2 25 | $255.8M | $563.0M | ||
| Q1 25 | $143.3M | $490.0M | ||
| Q4 24 | $162.8M | $534.0M | ||
| Q3 24 | $244.3M | $490.0M | ||
| Q2 24 | $712.4M | $501.0M |
毛利率CSLRF
| Q1 26 | 34.5% | — | ||
| Q4 25 | 33.8% | — | ||
| Q3 25 | 36.0% | — | ||
| Q2 25 | 37.3% | — | ||
| Q1 25 | 35.2% | — | ||
| Q4 24 | 36.1% | — | ||
| Q3 24 | 38.6% | — | ||
| Q2 24 | 39.2% | — |
营业利润率CSLRF
| Q1 26 | 17.1% | — | ||
| Q4 25 | 16.8% | 55.3% | ||
| Q3 25 | 21.8% | 56.3% | ||
| Q2 25 | 23.1% | 56.1% | ||
| Q1 25 | 16.8% | 52.0% | ||
| Q4 24 | 19.9% | 53.4% | ||
| Q3 24 | 23.7% | 49.9% | ||
| Q2 24 | 26.0% | 52.7% |
净利率CSLRF
| Q1 26 | 12.1% | — | ||
| Q4 25 | 11.3% | 41.7% | ||
| Q3 25 | 15.9% | 45.3% | ||
| Q2 25 | 17.6% | 44.7% | ||
| Q1 25 | 13.1% | 41.0% | ||
| Q4 24 | 14.5% | 43.4% | ||
| Q3 24 | 18.3% | 40.2% | ||
| Q2 24 | 49.1% | 42.2% |
每股收益（稀释后）CSLRF
| Q1 26 | $3.10 | — | ||
| Q4 25 | $3.06 | $0.59 | ||
| Q3 25 | $4.98 | $0.61 | ||
| Q2 25 | $5.88 | $0.59 | ||
| Q1 25 | $3.20 | $0.51 | ||
| Q4 24 | $3.76 | $0.55 | ||
| Q3 24 | $5.25 | $0.49 | ||
| Q2 24 | $14.84 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $771.3M | — |
| 总债务越低越好 | — | $4.1B |
| 股东权益账面价值 | $1.7B | $19.0B |
| 总资产 | — | $158.8B |
| 负债/权益比越低杠杆越低 | — | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资CSLRF
| Q1 26 | $771.3M | — | ||
| Q4 25 | $1.1B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $68.4M | — | ||
| Q1 25 | $220.2M | — | ||
| Q4 24 | $753.5M | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.7B | — |
总债务CSLRF
| Q1 26 | — | — | ||
| Q4 25 | $2.9B | $4.1B | ||
| Q3 25 | $2.9B | $4.8B | ||
| Q2 25 | $1.9B | $5.3B | ||
| Q1 25 | $1.9B | $6.0B | ||
| Q4 24 | $1.9B | $6.0B | ||
| Q3 24 | $2.3B | $6.0B | ||
| Q2 24 | $2.3B | $5.1B |
股东权益CSLRF
| Q1 26 | $1.7B | — | ||
| Q4 25 | $1.8B | $19.0B | ||
| Q3 25 | $2.0B | $19.0B | ||
| Q2 25 | $2.1B | $18.7B | ||
| Q1 25 | $2.2B | $18.5B | ||
| Q4 24 | $2.5B | $17.9B | ||
| Q3 24 | $2.8B | $18.7B | ||
| Q2 24 | $3.0B | $17.2B |
总资产CSLRF
| Q1 26 | — | — | ||
| Q4 25 | $6.3B | $158.8B | ||
| Q3 25 | $6.5B | $159.9B | ||
| Q2 25 | $5.5B | $159.2B | ||
| Q1 25 | $5.5B | $159.8B | ||
| Q4 24 | $5.8B | $157.3B | ||
| Q3 24 | $6.5B | $157.4B | ||
| Q2 24 | $6.7B | $154.1B |
负债/权益比CSLRF
| Q1 26 | — | — | ||
| Q4 25 | 1.61× | 0.22× | ||
| Q3 25 | 1.45× | 0.25× | ||
| Q2 25 | 0.89× | 0.28× | ||
| Q1 25 | 0.87× | 0.32× | ||
| Q4 24 | 0.77× | 0.34× | ||
| Q3 24 | 0.83× | 0.32× | ||
| Q2 24 | 0.76× | 0.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $-73.0M | — |
| 自由现金流率自由现金流/营收 | -6.9% | — |
| 资本支出强度资本支出/营收 | 2.7% | — |
| 现金转化率经营现金流/净利润 | — | -0.60× |
| 过去12个月自由现金流最近4个季度 | $924.8M | — |
8季度趋势，按日历期对齐
经营现金流CSLRF
| Q1 26 | — | — | ||
| Q4 25 | $386.0M | $-319.0M | ||
| Q3 25 | $426.9M | $861.0M | ||
| Q2 25 | $287.1M | $573.0M | ||
| Q1 25 | $1.8M | $1.1B | ||
| Q4 24 | $370.6M | $-220.0M | ||
| Q3 24 | $312.8M | $1.3B | ||
| Q2 24 | $183.4M | $161.0M |
自由现金流CSLRF
| Q1 26 | $-73.0M | — | ||
| Q4 25 | $346.1M | — | ||
| Q3 25 | $393.4M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $-27.2M | — | ||
| Q4 24 | $334.0M | — | ||
| Q3 24 | $293.5M | — | ||
| Q2 24 | $158.5M | — |
自由现金流率CSLRF
| Q1 26 | -6.9% | — | ||
| Q4 25 | 30.7% | — | ||
| Q3 25 | 29.2% | — | ||
| Q2 25 | 17.8% | — | ||
| Q1 25 | -2.5% | — | ||
| Q4 24 | 29.7% | — | ||
| Q3 24 | 22.0% | — | ||
| Q2 24 | 10.9% | — |
资本支出强度CSLRF
| Q1 26 | 2.7% | — | ||
| Q4 25 | 3.5% | — | ||
| Q3 25 | 2.5% | — | ||
| Q2 25 | 2.0% | — | ||
| Q1 25 | 2.6% | — | ||
| Q4 24 | 3.3% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 1.7% | — |
现金转化率CSLRF
| Q1 26 | — | — | ||
| Q4 25 | 3.03× | -0.60× | ||
| Q3 25 | 1.99× | 1.51× | ||
| Q2 25 | 1.12× | 1.02× | ||
| Q1 25 | 0.01× | 2.18× | ||
| Q4 24 | 2.28× | -0.41× | ||
| Q3 24 | 1.28× | 2.57× | ||
| Q2 24 | 0.26× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSL
| CCM | $758.0M | 72% |
| CWT | $294.0M | 28% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
