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CSW INDUSTRIALS, INC.（CSW）与GERMAN AMERICAN BANCORP, INC.（GABC）财务数据对比。点击上方公司名可切换其他公司
CSW INDUSTRIALS, INC.的季度营收约是GERMAN AMERICAN BANCORP, INC.的1.8倍（$233.0M vs $126.7M），GERMAN AMERICAN BANCORP, INC.净利率更高（28.2% vs 4.4%，领先23.8%），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs 20.3%），GERMAN AMERICAN BANCORP, INC.自由现金流更多（$154.0M vs $22.7M），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs 5.1%）
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
CSW vs GABC — 直观对比
营收规模更大
CSW
是对方的1.8倍
$126.7M
营收增速更快
GABC
高出19.4%
20.3%
净利率更高
GABC
高出23.8%
4.4%
自由现金流更多
GABC
多$131.3M
$22.7M
两年增速更快
GABC
近两年复合增速
5.1%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $233.0M | $126.7M |
| 净利润 | $10.3M | $35.7M |
| 毛利率 | 39.7% | — |
| 营业利润率 | 7.4% | 34.6% |
| 净利率 | 4.4% | 28.2% |
| 营收同比 | 20.3% | 39.7% |
| 净利润同比 | -61.9% | 53.7% |
| 每股收益（稀释后） | $0.62 | $0.98 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSWGABC
| Q4 25 | $233.0M | $126.7M | ||
| Q3 25 | $277.0M | $126.5M | ||
| Q2 25 | $263.6M | $123.2M | ||
| Q1 25 | $230.5M | $111.1M | ||
| Q4 24 | $193.6M | $90.7M | ||
| Q3 24 | $227.9M | $88.5M | ||
| Q2 24 | $226.2M | $90.5M | ||
| Q1 24 | $210.9M | $84.1M |
净利润CSWGABC
| Q4 25 | $10.3M | $35.7M | ||
| Q3 25 | $40.7M | $35.1M | ||
| Q2 25 | $40.9M | $31.4M | ||
| Q1 25 | $35.1M | $10.5M | ||
| Q4 24 | $26.9M | $23.2M | ||
| Q3 24 | $36.1M | $21.0M | ||
| Q2 24 | $38.6M | $20.5M | ||
| Q1 24 | $31.8M | $19.0M |
毛利率CSWGABC
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — | ||
| Q1 24 | 44.4% | — |
营业利润率CSWGABC
| Q4 25 | 7.4% | 34.6% | ||
| Q3 25 | 20.5% | 34.6% | ||
| Q2 25 | 20.8% | 31.8% | ||
| Q1 25 | 19.5% | 12.0% | ||
| Q4 24 | 15.3% | 31.6% | ||
| Q3 24 | 22.6% | 29.0% | ||
| Q2 24 | 24.3% | 29.4% | ||
| Q1 24 | 21.0% | 27.6% |
净利率CSWGABC
| Q4 25 | 4.4% | 28.2% | ||
| Q3 25 | 14.7% | 27.7% | ||
| Q2 25 | 15.5% | 25.5% | ||
| Q1 25 | 15.2% | 9.5% | ||
| Q4 24 | 13.9% | 25.6% | ||
| Q3 24 | 15.8% | 23.8% | ||
| Q2 24 | 17.1% | 22.7% | ||
| Q1 24 | 15.1% | 22.6% |
每股收益（稀释后）CSWGABC
| Q4 25 | $0.62 | $0.98 | ||
| Q3 25 | $2.41 | $0.94 | ||
| Q2 25 | $2.43 | $0.84 | ||
| Q1 25 | $2.05 | $0.30 | ||
| Q4 24 | $1.60 | $0.79 | ||
| Q3 24 | $2.26 | $0.71 | ||
| Q2 24 | $2.47 | $0.69 | ||
| Q1 24 | $2.03 | $0.64 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.2M | — |
| 总债务越低越好 | — | $100.0M |
| 股东权益账面价值 | $1.1B | $1.2B |
| 总资产 | $2.3B | $8.4B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资CSWGABC
| Q4 25 | $40.2M | — | ||
| Q3 25 | $31.5M | — | ||
| Q2 25 | $38.0M | — | ||
| Q1 25 | $225.8M | — | ||
| Q4 24 | $213.8M | — | ||
| Q3 24 | $273.2M | — | ||
| Q2 24 | $18.9M | — | ||
| Q1 24 | $22.2M | — |
总债务CSWGABC
| Q4 25 | — | $100.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $800.1M | — | ||
| Q4 24 | — | $114.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $166.0M | — |
股东权益CSWGABC
| Q4 25 | $1.1B | $1.2B | ||
| Q3 25 | $1.1B | $1.1B | ||
| Q2 25 | $1.1B | $1.1B | ||
| Q1 25 | $1.1B | $1.0B | ||
| Q4 24 | $1.0B | $715.1M | ||
| Q3 24 | $1.0B | $744.6M | ||
| Q2 24 | $650.2M | $687.8M | ||
| Q1 24 | $615.7M | $655.3M |
总资产CSWGABC
| Q4 25 | $2.3B | $8.4B | ||
| Q3 25 | $1.5B | $8.4B | ||
| Q2 25 | $1.5B | $8.3B | ||
| Q1 25 | $1.4B | $8.4B | ||
| Q4 24 | $1.4B | $6.3B | ||
| Q3 24 | $1.4B | $6.3B | ||
| Q2 24 | $1.1B | $6.2B | ||
| Q1 24 | $1.0B | $6.1B |
负债/权益比CSWGABC
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.9M | $159.3M |
| 自由现金流经营现金流 - 资本支出 | $22.7M | $154.0M |
| 自由现金流率自由现金流/营收 | 9.8% | 121.6% |
| 资本支出强度资本支出/营收 | 2.6% | 4.2% |
| 现金转化率经营现金流/净利润 | 2.81× | 4.46× |
| 过去12个月自由现金流最近4个季度 | $162.0M | $267.0M |
8季度趋势，按日历期对齐
经营现金流CSWGABC
| Q4 25 | $28.9M | $159.3M | ||
| Q3 25 | $61.8M | $51.8M | ||
| Q2 25 | $60.6M | $26.9M | ||
| Q1 25 | $27.3M | $37.9M | ||
| Q4 24 | $11.6M | $95.8M | ||
| Q3 24 | $66.8M | $24.5M | ||
| Q2 24 | $62.7M | $18.7M | ||
| Q1 24 | $22.4M | $23.9M |
自由现金流CSWGABC
| Q4 25 | $22.7M | $154.0M | ||
| Q3 25 | $58.7M | $50.1M | ||
| Q2 25 | $57.7M | $26.2M | ||
| Q1 25 | $22.8M | $36.7M | ||
| Q4 24 | $8.5M | $90.7M | ||
| Q3 24 | $61.3M | $23.0M | ||
| Q2 24 | $59.6M | $17.0M | ||
| Q1 24 | $17.5M | $22.6M |
自由现金流率CSWGABC
| Q4 25 | 9.8% | 121.6% | ||
| Q3 25 | 21.2% | 39.6% | ||
| Q2 25 | 21.9% | 21.2% | ||
| Q1 25 | 9.9% | 33.0% | ||
| Q4 24 | 4.4% | 100.1% | ||
| Q3 24 | 26.9% | 26.0% | ||
| Q2 24 | 26.3% | 18.8% | ||
| Q1 24 | 8.3% | 26.9% |
资本支出强度CSWGABC
| Q4 25 | 2.6% | 4.2% | ||
| Q3 25 | 1.1% | 1.3% | ||
| Q2 25 | 1.1% | 0.6% | ||
| Q1 25 | 2.0% | 1.1% | ||
| Q4 24 | 1.6% | 5.6% | ||
| Q3 24 | 2.4% | 1.7% | ||
| Q2 24 | 1.4% | 1.8% | ||
| Q1 24 | 2.3% | 1.5% |
现金转化率CSWGABC
| Q4 25 | 2.81× | 4.46× | ||
| Q3 25 | 1.52× | 1.48× | ||
| Q2 25 | 1.48× | 0.86× | ||
| Q1 25 | 0.78× | 3.61× | ||
| Q4 24 | 0.43× | 4.13× | ||
| Q3 24 | 1.85× | 1.16× | ||
| Q2 24 | 1.62× | 0.91× | ||
| Q1 24 | 0.71× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
GABC
暂无分部数据
