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CSW INDUSTRIALS, INC.（CSW）与PROSPERITY BANCSHARES INC（PB）财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是CSW INDUSTRIALS, INC.的1.6倍（$367.6M vs $233.0M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs 4.4%，领先27.2%），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs 5.1%）
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
CSW vs PB — 直观对比
营收规模更大
PB
是对方的1.6倍
$233.0M
净利率更高
PB
高出27.2%
4.4%
两年增速更快
PB
近两年复合增速
5.1%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $233.0M | $367.6M |
| 净利润 | $10.3M | $116.3M |
| 毛利率 | 39.7% | — |
| 营业利润率 | 7.4% | — |
| 净利率 | 4.4% | 31.6% |
| 营收同比 | 20.3% | — |
| 净利润同比 | -61.9% | -10.7% |
| 每股收益（稀释后） | $0.62 | $1.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSWPB
| Q1 26 | — | $367.6M | ||
| Q4 25 | $233.0M | $275.0M | ||
| Q3 25 | $277.0M | $273.4M | ||
| Q2 25 | $263.6M | $267.7M | ||
| Q1 25 | $230.5M | $265.4M | ||
| Q4 24 | $193.6M | $267.8M | ||
| Q3 24 | $227.9M | $261.7M | ||
| Q2 24 | $226.2M | $258.8M |
净利润CSWPB
| Q1 26 | — | $116.3M | ||
| Q4 25 | $10.3M | $139.9M | ||
| Q3 25 | $40.7M | $137.6M | ||
| Q2 25 | $40.9M | $135.2M | ||
| Q1 25 | $35.1M | $130.2M | ||
| Q4 24 | $26.9M | $130.1M | ||
| Q3 24 | $36.1M | $127.3M | ||
| Q2 24 | $38.6M | $111.6M |
毛利率CSWPB
| Q1 26 | — | — | ||
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — |
营业利润率CSWPB
| Q1 26 | — | — | ||
| Q4 25 | 7.4% | 65.1% | ||
| Q3 25 | 20.5% | 64.4% | ||
| Q2 25 | 20.8% | 64.3% | ||
| Q1 25 | 19.5% | 62.7% | ||
| Q4 24 | 15.3% | 62.0% | ||
| Q3 24 | 22.6% | 62.1% | ||
| Q2 24 | 24.3% | 55.2% |
净利率CSWPB
| Q1 26 | — | 31.6% | ||
| Q4 25 | 4.4% | 50.9% | ||
| Q3 25 | 14.7% | 50.3% | ||
| Q2 25 | 15.5% | 50.5% | ||
| Q1 25 | 15.2% | 49.1% | ||
| Q4 24 | 13.9% | 48.6% | ||
| Q3 24 | 15.8% | 48.6% | ||
| Q2 24 | 17.1% | 43.1% |
每股收益（稀释后）CSWPB
| Q1 26 | — | $1.16 | ||
| Q4 25 | $0.62 | $1.48 | ||
| Q3 25 | $2.41 | $1.45 | ||
| Q2 25 | $2.43 | $1.42 | ||
| Q1 25 | $2.05 | $1.37 | ||
| Q4 24 | $1.60 | $1.36 | ||
| Q3 24 | $2.26 | $1.34 | ||
| Q2 24 | $2.47 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.2M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.1B | $8.2B |
| 总资产 | $2.3B | $43.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSWPB
| Q1 26 | — | — | ||
| Q4 25 | $40.2M | — | ||
| Q3 25 | $31.5M | — | ||
| Q2 25 | $38.0M | — | ||
| Q1 25 | $225.8M | — | ||
| Q4 24 | $213.8M | — | ||
| Q3 24 | $273.2M | — | ||
| Q2 24 | $18.9M | — |
总债务CSWPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $800.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CSWPB
| Q1 26 | — | $8.2B | ||
| Q4 25 | $1.1B | $7.6B | ||
| Q3 25 | $1.1B | $7.7B | ||
| Q2 25 | $1.1B | $7.6B | ||
| Q1 25 | $1.1B | $7.5B | ||
| Q4 24 | $1.0B | $7.4B | ||
| Q3 24 | $1.0B | $7.4B | ||
| Q2 24 | $650.2M | $7.3B |
总资产CSWPB
| Q1 26 | — | $43.6B | ||
| Q4 25 | $2.3B | $38.5B | ||
| Q3 25 | $1.5B | $38.3B | ||
| Q2 25 | $1.5B | $38.4B | ||
| Q1 25 | $1.4B | $38.8B | ||
| Q4 24 | $1.4B | $39.6B | ||
| Q3 24 | $1.4B | $40.1B | ||
| Q2 24 | $1.1B | $39.8B |
负债/权益比CSWPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.9M | — |
| 自由现金流经营现金流 - 资本支出 | $22.7M | — |
| 自由现金流率自由现金流/营收 | 9.8% | — |
| 资本支出强度资本支出/营收 | 2.6% | — |
| 现金转化率经营现金流/净利润 | 2.81× | — |
| 过去12个月自由现金流最近4个季度 | $162.0M | — |
8季度趋势，按日历期对齐
经营现金流CSWPB
| Q1 26 | — | — | ||
| Q4 25 | $28.9M | $78.3M | ||
| Q3 25 | $61.8M | $194.8M | ||
| Q2 25 | $60.6M | $98.2M | ||
| Q1 25 | $27.3M | $178.2M | ||
| Q4 24 | $11.6M | $-205.8M | ||
| Q3 24 | $66.8M | $274.6M | ||
| Q2 24 | $62.7M | $216.5M |
自由现金流CSWPB
| Q1 26 | — | — | ||
| Q4 25 | $22.7M | $68.5M | ||
| Q3 25 | $58.7M | $185.7M | ||
| Q2 25 | $57.7M | $91.8M | ||
| Q1 25 | $22.8M | $171.1M | ||
| Q4 24 | $8.5M | $-210.7M | ||
| Q3 24 | $61.3M | $270.2M | ||
| Q2 24 | $59.6M | $211.8M |
自由现金流率CSWPB
| Q1 26 | — | — | ||
| Q4 25 | 9.8% | 24.9% | ||
| Q3 25 | 21.2% | 67.9% | ||
| Q2 25 | 21.9% | 34.3% | ||
| Q1 25 | 9.9% | 64.5% | ||
| Q4 24 | 4.4% | -78.7% | ||
| Q3 24 | 26.9% | 103.3% | ||
| Q2 24 | 26.3% | 81.8% |
资本支出强度CSWPB
| Q1 26 | — | — | ||
| Q4 25 | 2.6% | 3.6% | ||
| Q3 25 | 1.1% | 3.3% | ||
| Q2 25 | 1.1% | 2.4% | ||
| Q1 25 | 2.0% | 2.7% | ||
| Q4 24 | 1.6% | 1.8% | ||
| Q3 24 | 2.4% | 1.7% | ||
| Q2 24 | 1.4% | 1.8% |
现金转化率CSWPB
| Q1 26 | — | — | ||
| Q4 25 | 2.81× | 0.56× | ||
| Q3 25 | 1.52× | 1.42× | ||
| Q2 25 | 1.48× | 0.73× | ||
| Q1 25 | 0.78× | 1.37× | ||
| Q4 24 | 0.43× | -1.58× | ||
| Q3 24 | 1.85× | 2.16× | ||
| Q2 24 | 1.62× | 1.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
