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CSW INDUSTRIALS, INC.（CSW）与Skyward Specialty Insurance Group, Inc.（SKWD）财务数据对比。点击上方公司名可切换其他公司
Skyward Specialty Insurance Group, Inc.的季度营收约是CSW INDUSTRIALS, INC.的1.7倍（$385.6M vs $233.0M），Skyward Specialty Insurance Group, Inc.净利率更高（11.2% vs 4.4%，领先6.8%），Skyward Specialty Insurance Group, Inc.同比增速更快（26.7% vs 20.3%），Skyward Specialty Insurance Group, Inc.自由现金流更多（$402.6M vs $22.7M），过去两年Skyward Specialty Insurance Group, Inc.的营收复合增速更高（20.6% vs 5.1%）
Skyward Specialty Insurance Group是一家专业财产和意外伤害保险提供商，推出商业车险、一般责任险、职业赔偿险、特种财产险等定制化保障方案，主要服务美国各地的中小企业及细分行业客户，专注承保服务不足群体的复杂高难度风险。
CSW vs SKWD — 直观对比
营收规模更大
SKWD
是对方的1.7倍
$233.0M
营收增速更快
SKWD
高出6.4%
20.3%
净利率更高
SKWD
高出6.8%
4.4%
自由现金流更多
SKWD
多$379.9M
$22.7M
两年增速更快
SKWD
近两年复合增速
5.1%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $233.0M | $385.6M |
| 净利润 | $10.3M | $43.2M |
| 毛利率 | 39.7% | — |
| 营业利润率 | 7.4% | 14.2% |
| 净利率 | 4.4% | 11.2% |
| 营收同比 | 20.3% | 26.7% |
| 净利润同比 | -61.9% | 200.1% |
| 每股收益（稀释后） | $0.62 | $1.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSWSKWD
| Q4 25 | $233.0M | $385.6M | ||
| Q3 25 | $277.0M | $382.5M | ||
| Q2 25 | $263.6M | $319.9M | ||
| Q1 25 | $230.5M | $328.5M | ||
| Q4 24 | $193.6M | $304.4M | ||
| Q3 24 | $227.9M | $300.9M | ||
| Q2 24 | $226.2M | $279.9M | ||
| Q1 24 | $210.9M | $265.0M |
净利润CSWSKWD
| Q4 25 | $10.3M | $43.2M | ||
| Q3 25 | $40.7M | $45.9M | ||
| Q2 25 | $40.9M | $38.8M | ||
| Q1 25 | $35.1M | $42.1M | ||
| Q4 24 | $26.9M | $14.4M | ||
| Q3 24 | $36.1M | $36.7M | ||
| Q2 24 | $38.6M | $31.0M | ||
| Q1 24 | $31.8M | $36.8M |
毛利率CSWSKWD
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — | ||
| Q1 24 | 44.4% | — |
营业利润率CSWSKWD
| Q4 25 | 7.4% | 14.2% | ||
| Q3 25 | 20.5% | 15.8% | ||
| Q2 25 | 20.8% | 15.6% | ||
| Q1 25 | 19.5% | 15.7% | ||
| Q4 24 | 15.3% | 6.1% | ||
| Q3 24 | 22.6% | 15.6% | ||
| Q2 24 | 24.3% | 14.4% | ||
| Q1 24 | 21.0% | 17.7% |
净利率CSWSKWD
| Q4 25 | 4.4% | 11.2% | ||
| Q3 25 | 14.7% | 12.0% | ||
| Q2 25 | 15.5% | 12.1% | ||
| Q1 25 | 15.2% | 12.8% | ||
| Q4 24 | 13.9% | 4.7% | ||
| Q3 24 | 15.8% | 12.2% | ||
| Q2 24 | 17.1% | 11.1% | ||
| Q1 24 | 15.1% | 13.9% |
每股收益（稀释后）CSWSKWD
| Q4 25 | $0.62 | $1.03 | ||
| Q3 25 | $2.41 | $1.10 | ||
| Q2 25 | $2.43 | $0.93 | ||
| Q1 25 | $2.05 | $1.01 | ||
| Q4 24 | $1.60 | $0.33 | ||
| Q3 24 | $2.26 | $0.89 | ||
| Q2 24 | $2.47 | $0.75 | ||
| Q1 24 | $2.03 | $0.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.2M | $168.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.1B | $1.0B |
| 总资产 | $2.3B | $4.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSWSKWD
| Q4 25 | $40.2M | $168.5M | ||
| Q3 25 | $31.5M | $160.1M | ||
| Q2 25 | $38.0M | $136.6M | ||
| Q1 25 | $225.8M | $112.9M | ||
| Q4 24 | $213.8M | $121.6M | ||
| Q3 24 | $273.2M | $105.6M | ||
| Q2 24 | $18.9M | $73.0M | ||
| Q1 24 | $22.2M | $85.1M |
总债务CSWSKWD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $800.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $166.0M | — |
股东权益CSWSKWD
| Q4 25 | $1.1B | $1.0B | ||
| Q3 25 | $1.1B | $961.4M | ||
| Q2 25 | $1.1B | $899.9M | ||
| Q1 25 | $1.1B | $850.7M | ||
| Q4 24 | $1.0B | $794.0M | ||
| Q3 24 | $1.0B | $797.5M | ||
| Q2 24 | $650.2M | $723.6M | ||
| Q1 24 | $615.7M | $692.3M |
总资产CSWSKWD
| Q4 25 | $2.3B | $4.8B | ||
| Q3 25 | $1.5B | $4.6B | ||
| Q2 25 | $1.5B | $4.3B | ||
| Q1 25 | $1.4B | $4.0B | ||
| Q4 24 | $1.4B | $3.7B | ||
| Q3 24 | $1.4B | $3.6B | ||
| Q2 24 | $1.1B | $3.4B | ||
| Q1 24 | $1.0B | $3.2B |
负债/权益比CSWSKWD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.9M | $408.1M |
| 自由现金流经营现金流 - 资本支出 | $22.7M | $402.6M |
| 自由现金流率自由现金流/营收 | 9.8% | 104.4% |
| 资本支出强度资本支出/营收 | 2.6% | 1.4% |
| 现金转化率经营现金流/净利润 | 2.81× | 9.44× |
| 过去12个月自由现金流最近4个季度 | $162.0M | $755.2M |
8季度趋势，按日历期对齐
经营现金流CSWSKWD
| Q4 25 | $28.9M | $408.1M | ||
| Q3 25 | $61.8M | $171.4M | ||
| Q2 25 | $60.6M | $88.2M | ||
| Q1 25 | $27.3M | $96.8M | ||
| Q4 24 | $11.6M | $305.1M | ||
| Q3 24 | $66.8M | $168.0M | ||
| Q2 24 | $62.7M | $21.0M | ||
| Q1 24 | $22.4M | $94.3M |
自由现金流CSWSKWD
| Q4 25 | $22.7M | $402.6M | ||
| Q3 25 | $58.7M | $168.9M | ||
| Q2 25 | $57.7M | $87.1M | ||
| Q1 25 | $22.8M | $96.6M | ||
| Q4 24 | $8.5M | $300.9M | ||
| Q3 24 | $61.3M | $167.6M | ||
| Q2 24 | $59.6M | $18.4M | ||
| Q1 24 | $17.5M | $94.0M |
自由现金流率CSWSKWD
| Q4 25 | 9.8% | 104.4% | ||
| Q3 25 | 21.2% | 44.2% | ||
| Q2 25 | 21.9% | 27.2% | ||
| Q1 25 | 9.9% | 29.4% | ||
| Q4 24 | 4.4% | 98.8% | ||
| Q3 24 | 26.9% | 55.7% | ||
| Q2 24 | 26.3% | 6.6% | ||
| Q1 24 | 8.3% | 35.5% |
资本支出强度CSWSKWD
| Q4 25 | 2.6% | 1.4% | ||
| Q3 25 | 1.1% | 0.6% | ||
| Q2 25 | 1.1% | 0.3% | ||
| Q1 25 | 2.0% | 0.1% | ||
| Q4 24 | 1.6% | 1.4% | ||
| Q3 24 | 2.4% | 0.1% | ||
| Q2 24 | 1.4% | 0.9% | ||
| Q1 24 | 2.3% | 0.1% |
现金转化率CSWSKWD
| Q4 25 | 2.81× | 9.44× | ||
| Q3 25 | 1.52× | 3.73× | ||
| Q2 25 | 1.48× | 2.27× | ||
| Q1 25 | 0.78× | 2.30× | ||
| Q4 24 | 0.43× | 21.18× | ||
| Q3 24 | 1.85× | 4.58× | ||
| Q2 24 | 1.62× | 0.68× | ||
| Q1 24 | 0.71× | 2.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
SKWD
暂无分部数据
