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CSW INDUSTRIALS, INC.（CSW）与TEXAS CAPITAL BANCSHARES INC（TCBI）财务数据对比。点击上方公司名可切换其他公司
TEXAS CAPITAL BANCSHARES INC的季度营收约是CSW INDUSTRIALS, INC.的1.4倍（$324.0M vs $233.0M），TEXAS CAPITAL BANCSHARES INC净利率更高（22.8% vs 4.4%，领先18.4%），CSW INDUSTRIALS, INC.同比增速更快（20.3% vs 15.5%），过去两年TEXAS CAPITAL BANCSHARES INC的营收复合增速更高（10.2% vs 5.1%）
德克萨斯资本银行总部位于美国得克萨斯州达拉斯，是得克萨斯资本 Bancshares 旗下的银行主体，在得州所有主要城市均设有线下网点，同时运营纯线上银行品牌Bask Bank，为客户提供多元便捷的金融服务。
CSW vs TCBI — 直观对比
营收规模更大
TCBI
是对方的1.4倍
$233.0M
营收增速更快
CSW
高出4.8%
15.5%
净利率更高
TCBI
高出18.4%
4.4%
两年增速更快
TCBI
近两年复合增速
5.1%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $233.0M | $324.0M |
| 净利润 | $10.3M | $73.8M |
| 毛利率 | 39.7% | — |
| 营业利润率 | 7.4% | — |
| 净利率 | 4.4% | 22.8% |
| 营收同比 | 20.3% | 15.5% |
| 净利润同比 | -61.9% | 56.8% |
| 每股收益（稀释后） | $0.62 | $1.56 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSWTCBI
| Q1 26 | — | $324.0M | ||
| Q4 25 | $233.0M | $327.5M | ||
| Q3 25 | $277.0M | $340.4M | ||
| Q2 25 | $263.6M | $307.5M | ||
| Q1 25 | $230.5M | $280.5M | ||
| Q4 24 | $193.6M | $229.6M | ||
| Q3 24 | $227.9M | $125.3M | ||
| Q2 24 | $226.2M | $267.0M |
净利润CSWTCBI
| Q1 26 | — | $73.8M | ||
| Q4 25 | $10.3M | $100.7M | ||
| Q3 25 | $40.7M | $105.2M | ||
| Q2 25 | $40.9M | $77.3M | ||
| Q1 25 | $35.1M | $47.0M | ||
| Q4 24 | $26.9M | $71.0M | ||
| Q3 24 | $36.1M | $-61.3M | ||
| Q2 24 | $38.6M | $41.7M |
毛利率CSWTCBI
| Q1 26 | — | — | ||
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — |
营业利润率CSWTCBI
| Q1 26 | — | — | ||
| Q4 25 | 7.4% | 40.4% | ||
| Q3 25 | 20.5% | 40.5% | ||
| Q2 25 | 20.8% | 33.2% | ||
| Q1 25 | 19.5% | 21.6% | ||
| Q4 24 | 15.3% | 40.7% | ||
| Q3 24 | 22.6% | -63.8% | ||
| Q2 24 | 24.3% | 21.9% |
净利率CSWTCBI
| Q1 26 | — | 22.8% | ||
| Q4 25 | 4.4% | 30.7% | ||
| Q3 25 | 14.7% | 30.9% | ||
| Q2 25 | 15.5% | 25.2% | ||
| Q1 25 | 15.2% | 16.8% | ||
| Q4 24 | 13.9% | 30.9% | ||
| Q3 24 | 15.8% | -48.9% | ||
| Q2 24 | 17.1% | 15.6% |
每股收益（稀释后）CSWTCBI
| Q1 26 | — | $1.56 | ||
| Q4 25 | $0.62 | $2.11 | ||
| Q3 25 | $2.41 | $2.18 | ||
| Q2 25 | $2.43 | $1.58 | ||
| Q1 25 | $2.05 | $0.92 | ||
| Q4 24 | $1.60 | $1.43 | ||
| Q3 24 | $2.26 | $-1.41 | ||
| Q2 24 | $2.47 | $0.80 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.2M | — |
| 总债务越低越好 | — | $878.3M |
| 股东权益账面价值 | $1.1B | $3.6B |
| 总资产 | $2.3B | $33.5B |
| 负债/权益比越低杠杆越低 | — | 0.24× |
8季度趋势，按日历期对齐
现金及短期投资CSWTCBI
| Q1 26 | — | — | ||
| Q4 25 | $40.2M | — | ||
| Q3 25 | $31.5M | — | ||
| Q2 25 | $38.0M | — | ||
| Q1 25 | $225.8M | — | ||
| Q4 24 | $213.8M | — | ||
| Q3 24 | $273.2M | — | ||
| Q2 24 | $18.9M | — |
总债务CSWTCBI
| Q1 26 | — | $878.3M | ||
| Q4 25 | — | $620.6M | ||
| Q3 25 | — | $620.4M | ||
| Q2 25 | — | $620.3M | ||
| Q1 25 | $800.1M | $660.5M | ||
| Q4 24 | — | $660.3M | ||
| Q3 24 | — | $660.2M | ||
| Q2 24 | — | $660.0M |
股东权益CSWTCBI
| Q1 26 | — | $3.6B | ||
| Q4 25 | $1.1B | $3.6B | ||
| Q3 25 | $1.1B | $3.6B | ||
| Q2 25 | $1.1B | $3.5B | ||
| Q1 25 | $1.1B | $3.4B | ||
| Q4 24 | $1.0B | $3.4B | ||
| Q3 24 | $1.0B | $3.4B | ||
| Q2 24 | $650.2M | $3.2B |
总资产CSWTCBI
| Q1 26 | — | $33.5B | ||
| Q4 25 | $2.3B | $31.5B | ||
| Q3 25 | $1.5B | $32.5B | ||
| Q2 25 | $1.5B | $31.9B | ||
| Q1 25 | $1.4B | $31.4B | ||
| Q4 24 | $1.4B | $30.7B | ||
| Q3 24 | $1.4B | $31.6B | ||
| Q2 24 | $1.1B | $29.9B |
负债/权益比CSWTCBI
| Q1 26 | — | 0.24× | ||
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | 0.75× | 0.19× | ||
| Q4 24 | — | 0.20× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.9M | — |
| 自由现金流经营现金流 - 资本支出 | $22.7M | — |
| 自由现金流率自由现金流/营收 | 9.8% | — |
| 资本支出强度资本支出/营收 | 2.6% | — |
| 现金转化率经营现金流/净利润 | 2.81× | — |
| 过去12个月自由现金流最近4个季度 | $162.0M | — |
8季度趋势，按日历期对齐
经营现金流CSWTCBI
| Q1 26 | — | — | ||
| Q4 25 | $28.9M | $360.2M | ||
| Q3 25 | $61.8M | $166.3M | ||
| Q2 25 | $60.6M | $63.0M | ||
| Q1 25 | $27.3M | $368.0K | ||
| Q4 24 | $11.6M | $480.1M | ||
| Q3 24 | $66.8M | $332.8M | ||
| Q2 24 | $62.7M | $33.3M |
自由现金流CSWTCBI
| Q1 26 | — | — | ||
| Q4 25 | $22.7M | $347.6M | ||
| Q3 25 | $58.7M | $161.3M | ||
| Q2 25 | $57.7M | $57.5M | ||
| Q1 25 | $22.8M | $-2.0M | ||
| Q4 24 | $8.5M | $415.2M | ||
| Q3 24 | $61.3M | $317.6M | ||
| Q2 24 | $59.6M | $11.1M |
自由现金流率CSWTCBI
| Q1 26 | — | — | ||
| Q4 25 | 9.8% | 106.1% | ||
| Q3 25 | 21.2% | 47.4% | ||
| Q2 25 | 21.9% | 18.7% | ||
| Q1 25 | 9.9% | -0.7% | ||
| Q4 24 | 4.4% | 180.9% | ||
| Q3 24 | 26.9% | 253.4% | ||
| Q2 24 | 26.3% | 4.1% |
资本支出强度CSWTCBI
| Q1 26 | — | — | ||
| Q4 25 | 2.6% | 3.8% | ||
| Q3 25 | 1.1% | 1.5% | ||
| Q2 25 | 1.1% | 1.8% | ||
| Q1 25 | 2.0% | 0.9% | ||
| Q4 24 | 1.6% | 28.2% | ||
| Q3 24 | 2.4% | 12.1% | ||
| Q2 24 | 1.4% | 8.3% |
现金转化率CSWTCBI
| Q1 26 | — | — | ||
| Q4 25 | 2.81× | 3.58× | ||
| Q3 25 | 1.52× | 1.58× | ||
| Q2 25 | 1.48× | 0.81× | ||
| Q1 25 | 0.78× | 0.01× | ||
| Q4 24 | 0.43× | 6.76× | ||
| Q3 24 | 1.85× | — | ||
| Q2 24 | 1.62× | 0.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
TCBI
暂无分部数据
