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CANTALOUPE, INC.（CTLP）与Esquire Financial Holdings, Inc.（ESQ）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是Esquire Financial Holdings, Inc.的1.9倍（$78.7M vs $40.5M），Esquire Financial Holdings, Inc.净利率更高（30.2% vs -0.1%，领先30.3%），过去两年Esquire Financial Holdings, Inc.的营收复合增速更高（15.0% vs 7.7%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
Esquire Financial Holdings是一家总部位于美国的银行控股公司，提供全面的商业及零售银行服务，核心业务包含存款账户、企业贷款、按揭服务及财富管理解决方案，主要服务中小型企业、法律行业从业者及当地零售客户。
CTLP vs ESQ — 直观对比
营收规模更大
CTLP
是对方的1.9倍
$40.5M
净利率更高
ESQ
高出30.3%
-0.1%
两年增速更快
ESQ
近两年复合增速
7.7%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $40.5M |
| 净利润 | $-70.0K | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | — |
| 净利率 | -0.1% | 30.2% |
| 营收同比 | 6.8% | — |
| 净利润同比 | -101.4% | 7.0% |
| 每股收益（稀释后） | $0.00 | $1.40 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPESQ
| Q1 26 | — | $40.5M | ||
| Q4 25 | $78.7M | $39.4M | ||
| Q3 25 | $80.9M | $37.6M | ||
| Q2 25 | $82.6M | $35.8M | ||
| Q1 25 | $75.4M | $33.8M | ||
| Q4 24 | $73.7M | $33.1M | ||
| Q3 24 | $70.8M | $31.9M | ||
| Q2 24 | $72.7M | $30.6M |
净利润CTLPESQ
| Q1 26 | — | $12.2M | ||
| Q4 25 | $-70.0K | $13.5M | ||
| Q3 25 | $-919.0K | $14.1M | ||
| Q2 25 | $6.8M | $11.9M | ||
| Q1 25 | $49.2M | $11.4M | ||
| Q4 24 | $5.0M | $11.8M | ||
| Q3 24 | $3.6M | $11.4M | ||
| Q2 24 | $2.2M | $10.5M |
营业利润率CTLPESQ
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 44.3% | ||
| Q3 25 | 2.0% | 46.5% | ||
| Q2 25 | 6.3% | 42.5% | ||
| Q1 25 | 9.1% | 45.9% | ||
| Q4 24 | 8.4% | 47.4% | ||
| Q3 24 | 5.8% | 48.8% | ||
| Q2 24 | 4.9% | 46.9% |
净利率CTLPESQ
| Q1 26 | — | 30.2% | ||
| Q4 25 | -0.1% | 34.2% | ||
| Q3 25 | -1.1% | 37.4% | ||
| Q2 25 | 8.3% | 33.2% | ||
| Q1 25 | 65.2% | 33.8% | ||
| Q4 24 | 6.7% | 35.6% | ||
| Q3 24 | 5.0% | 35.6% | ||
| Q2 24 | 3.0% | 34.3% |
每股收益（稀释后）CTLPESQ
| Q1 26 | — | $1.40 | ||
| Q4 25 | $0.00 | $1.54 | ||
| Q3 25 | $-0.02 | $1.62 | ||
| Q2 25 | $0.10 | $1.38 | ||
| Q1 25 | $0.65 | $1.33 | ||
| Q4 24 | $0.07 | $1.35 | ||
| Q3 24 | $0.04 | $1.34 | ||
| Q2 24 | $0.03 | $1.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $222.2M |
| 总债务越低越好 | $37.7M | — |
| 股东权益账面价值 | $252.5M | $301.3M |
| 总资产 | $381.9M | $2.4B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资CTLPESQ
| Q1 26 | — | $222.2M | ||
| Q4 25 | $53.0M | $235.9M | ||
| Q3 25 | $55.0M | $240.8M | ||
| Q2 25 | $51.1M | $163.0M | ||
| Q1 25 | $46.3M | $173.0M | ||
| Q4 24 | $27.7M | $126.3M | ||
| Q3 24 | $33.1M | $147.7M | ||
| Q2 24 | $58.9M | $152.7M |
总债务CTLPESQ
| Q1 26 | — | — | ||
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $37.3M | — | ||
| Q2 24 | $37.5M | — |
股东权益CTLPESQ
| Q1 26 | — | $301.3M | ||
| Q4 25 | $252.5M | $289.6M | ||
| Q3 25 | $251.8M | $279.2M | ||
| Q2 25 | $251.0M | $263.6M | ||
| Q1 25 | $240.7M | $250.7M | ||
| Q4 24 | $190.1M | $237.1M | ||
| Q3 24 | $186.2M | $232.6M | ||
| Q2 24 | $181.7M | $217.4M |
总资产CTLPESQ
| Q1 26 | — | $2.4B | ||
| Q4 25 | $381.9M | $2.4B | ||
| Q3 25 | $389.5M | $2.2B | ||
| Q2 25 | $381.9M | $2.1B | ||
| Q1 25 | $370.5M | $2.0B | ||
| Q4 24 | $303.0M | $1.9B | ||
| Q3 24 | $312.1M | $1.8B | ||
| Q2 24 | $335.6M | $1.7B |
负债/权益比CTLPESQ
| Q1 26 | — | — | ||
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | — |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | — |
| 自由现金流率自由现金流/营收 | -0.8% | — |
| 资本支出强度资本支出/营收 | 4.8% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $25.8M | — |
8季度趋势，按日历期对齐
经营现金流CTLPESQ
| Q1 26 | — | — | ||
| Q4 25 | $3.1M | $59.8M | ||
| Q3 25 | $7.0M | $16.8M | ||
| Q2 25 | $9.4M | $10.5M | ||
| Q1 25 | $22.4M | $15.8M | ||
| Q4 24 | $522.0K | $42.2M | ||
| Q3 24 | $-12.0M | $10.5M | ||
| Q2 24 | $14.3M | $7.2M |
自由现金流CTLPESQ
| Q1 26 | — | — | ||
| Q4 25 | $-614.0K | $56.7M | ||
| Q3 25 | $3.5M | $16.2M | ||
| Q2 25 | $4.3M | $9.3M | ||
| Q1 25 | $18.6M | $14.7M | ||
| Q4 24 | $-3.8M | $41.5M | ||
| Q3 24 | $-15.8M | $10.5M | ||
| Q2 24 | $8.5M | $6.9M |
自由现金流率CTLPESQ
| Q1 26 | — | — | ||
| Q4 25 | -0.8% | 143.9% | ||
| Q3 25 | 4.4% | 43.2% | ||
| Q2 25 | 5.3% | 26.0% | ||
| Q1 25 | 24.6% | 43.4% | ||
| Q4 24 | -5.1% | 125.5% | ||
| Q3 24 | -22.3% | 32.8% | ||
| Q2 24 | 11.7% | 22.5% |
资本支出强度CTLPESQ
| Q1 26 | — | — | ||
| Q4 25 | 4.8% | 8.0% | ||
| Q3 25 | 4.2% | 1.3% | ||
| Q2 25 | 6.2% | 3.2% | ||
| Q1 25 | 5.1% | 3.4% | ||
| Q4 24 | 5.8% | 2.2% | ||
| Q3 24 | 5.4% | 0.2% | ||
| Q2 24 | 7.9% | 1.1% |
现金转化率CTLPESQ
| Q1 26 | — | — | ||
| Q4 25 | — | 4.44× | ||
| Q3 25 | — | 1.19× | ||
| Q2 25 | 1.38× | 0.88× | ||
| Q1 25 | 0.46× | 1.39× | ||
| Q4 24 | 0.10× | 3.59× | ||
| Q3 24 | -3.36× | 0.93× | ||
| Q2 24 | 6.47× | 0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
ESQ
| Net Interest Income | $34.0M | 84% |
| Noninterest Income | $6.5M | 16% |
