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Dayforce（DAY）与EZCORP INC（EZPW）财务数据对比。点击上方公司名可切换其他公司
Dayforce的季度营收约是EZCORP INC的1.3倍（$481.6M vs $382.0M），EZCORP INC净利率更高（11.6% vs -40.9%，领先52.5%），EZCORP INC同比增速更快（19.3% vs 9.5%），过去两年EZCORP INC的营收复合增速更高（15.6% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
DAY vs EZPW — 直观对比
营收规模更大
DAY
是对方的1.3倍
$382.0M
营收增速更快
EZPW
高出9.9%
9.5%
净利率更高
EZPW
高出52.5%
-40.9%
两年增速更快
EZPW
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $382.0M |
| 净利润 | $-196.8M | $44.3M |
| 毛利率 | — | 58.4% |
| 营业利润率 | 6.3% | 15.9% |
| 净利率 | -40.9% | 11.6% |
| 营收同比 | 9.5% | 19.3% |
| 净利润同比 | -9940.0% | 42.8% |
| 每股收益（稀释后） | $-1.23 | $0.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYEZPW
| Q4 25 | — | $382.0M | ||
| Q3 25 | $481.6M | $336.8M | ||
| Q2 25 | $464.7M | $311.0M | ||
| Q1 25 | $481.8M | $306.3M | ||
| Q4 24 | $465.2M | $320.2M | ||
| Q3 24 | $440.0M | $294.6M | ||
| Q2 24 | $423.3M | $281.4M | ||
| Q1 24 | $431.5M | $285.6M |
净利润DAYEZPW
| Q4 25 | — | $44.3M | ||
| Q3 25 | $-196.8M | $26.7M | ||
| Q2 25 | $21.3M | $26.5M | ||
| Q1 25 | $14.9M | $25.4M | ||
| Q4 24 | $10.8M | $31.0M | ||
| Q3 24 | $2.0M | $15.2M | ||
| Q2 24 | $-1.8M | $17.9M | ||
| Q1 24 | $7.1M | $21.5M |
毛利率DAYEZPW
| Q4 25 | — | 58.4% | ||
| Q3 25 | — | 59.0% | ||
| Q2 25 | — | 59.1% | ||
| Q1 25 | — | 58.3% | ||
| Q4 24 | 47.0% | 57.9% | ||
| Q3 24 | 45.8% | 59.5% | ||
| Q2 24 | 44.1% | 59.2% | ||
| Q1 24 | 47.6% | 58.7% |
营业利润率DAYEZPW
| Q4 25 | — | 15.9% | ||
| Q3 25 | 6.3% | 11.0% | ||
| Q2 25 | 9.1% | 11.6% | ||
| Q1 25 | 6.4% | 11.2% | ||
| Q4 24 | 6.1% | 13.1% | ||
| Q3 24 | 4.7% | 8.8% | ||
| Q2 24 | 3.3% | 7.9% | ||
| Q1 24 | 9.4% | 9.6% |
净利率DAYEZPW
| Q4 25 | — | 11.6% | ||
| Q3 25 | -40.9% | 7.9% | ||
| Q2 25 | 4.6% | 8.5% | ||
| Q1 25 | 3.1% | 8.3% | ||
| Q4 24 | 2.3% | 9.7% | ||
| Q3 24 | 0.5% | 5.2% | ||
| Q2 24 | -0.4% | 6.4% | ||
| Q1 24 | 1.6% | 7.5% |
每股收益（稀释后）DAYEZPW
| Q4 25 | — | $0.55 | ||
| Q3 25 | $-1.23 | $0.35 | ||
| Q2 25 | $0.13 | $0.34 | ||
| Q1 25 | $0.09 | $0.33 | ||
| Q4 24 | $0.07 | $0.40 | ||
| Q3 24 | $0.01 | $0.20 | ||
| Q2 24 | $-0.01 | $0.25 | ||
| Q1 24 | $0.04 | $0.29 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $465.9M |
| 总债务越低越好 | $631.1M | $518.6M |
| 股东权益账面价值 | $2.7B | $1.1B |
| 总资产 | $8.7B | $2.0B |
| 负债/权益比越低杠杆越低 | 0.23× | 0.48× |
8季度趋势，按日历期对齐
现金及短期投资DAYEZPW
| Q4 25 | — | $465.9M | ||
| Q3 25 | $627.6M | $469.5M | ||
| Q2 25 | $625.2M | $472.1M | ||
| Q1 25 | $557.3M | $505.2M | ||
| Q4 24 | $579.7M | $174.5M | ||
| Q3 24 | $494.1M | $170.5M | ||
| Q2 24 | $465.4M | $218.0M | ||
| Q1 24 | $392.5M | $229.1M |
总债务DAYEZPW
| Q4 25 | — | $518.6M | ||
| Q3 25 | $631.1M | $518.1M | ||
| Q2 25 | $631.8M | $517.6M | ||
| Q1 25 | $632.4M | $620.5M | ||
| Q4 24 | $1.2B | $327.7M | ||
| Q3 24 | $1.2B | $327.3M | ||
| Q2 24 | $1.2B | $361.3M | ||
| Q1 24 | $1.2B | $360.9M |
股东权益DAYEZPW
| Q4 25 | — | $1.1B | ||
| Q3 25 | $2.7B | $1.0B | ||
| Q2 25 | $2.7B | $990.1M | ||
| Q1 25 | $2.6B | $851.6M | ||
| Q4 24 | $2.5B | $823.9M | ||
| Q3 24 | $2.6B | $804.6M | ||
| Q2 24 | $2.5B | $801.5M | ||
| Q1 24 | $2.4B | $800.4M |
总资产DAYEZPW
| Q4 25 | — | $2.0B | ||
| Q3 25 | $8.7B | $2.0B | ||
| Q2 25 | $8.5B | $1.9B | ||
| Q1 25 | $9.5B | $1.8B | ||
| Q4 24 | $9.1B | $1.5B | ||
| Q3 24 | $8.1B | $1.5B | ||
| Q2 24 | $9.0B | $1.5B | ||
| Q1 24 | $10.8B | $1.5B |
负债/权益比DAYEZPW
| Q4 25 | — | 0.48× | ||
| Q3 25 | 0.23× | 0.51× | ||
| Q2 25 | 0.23× | 0.52× | ||
| Q1 25 | 0.24× | 0.73× | ||
| Q4 24 | 0.47× | 0.40× | ||
| Q3 24 | 0.47× | 0.41× | ||
| Q2 24 | 0.49× | 0.45× | ||
| Q1 24 | 0.50× | 0.45× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $39.1M |
| 自由现金流经营现金流 - 资本支出 | — | $31.7M |
| 自由现金流率自由现金流/营收 | — | 8.3% |
| 资本支出强度资本支出/营收 | — | 2.0% |
| 现金转化率经营现金流/净利润 | — | 0.88× |
| 过去12个月自由现金流最近4个季度 | — | $121.7M |
8季度趋势，按日历期对齐
经营现金流DAYEZPW
| Q4 25 | — | $39.1M | ||
| Q3 25 | $31.2M | $51.3M | ||
| Q2 25 | $112.7M | $34.8M | ||
| Q1 25 | $49.6M | $36.9M | ||
| Q4 24 | $81.0M | $26.0M | ||
| Q3 24 | $91.8M | $43.3M | ||
| Q2 24 | $99.2M | $33.7M | ||
| Q1 24 | $9.1M | $15.1M |
自由现金流DAYEZPW
| Q4 25 | — | $31.7M | ||
| Q3 25 | — | $35.7M | ||
| Q2 25 | — | $25.7M | ||
| Q1 25 | — | $28.6M | ||
| Q4 24 | — | $20.4M | ||
| Q3 24 | — | $24.4M | ||
| Q2 24 | — | $30.5M | ||
| Q1 24 | — | $8.6M |
自由现金流率DAYEZPW
| Q4 25 | — | 8.3% | ||
| Q3 25 | — | 10.6% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 9.3% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 8.3% | ||
| Q2 24 | — | 10.8% | ||
| Q1 24 | — | 3.0% |
资本支出强度DAYEZPW
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 2.7% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 6.4% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 2.3% |
现金转化率DAYEZPW
| Q4 25 | — | 0.88× | ||
| Q3 25 | — | 1.92× | ||
| Q2 25 | 5.29× | 1.31× | ||
| Q1 25 | 3.33× | 1.45× | ||
| Q4 24 | 7.50× | 0.84× | ||
| Q3 24 | 45.90× | 2.85× | ||
| Q2 24 | — | 1.88× | ||
| Q1 24 | 1.28× | 0.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
