vs
Dayforce（DAY）与WINTRUST FINANCIAL CORP（WTFC）财务数据对比。点击上方公司名可切换其他公司
WINTRUST FINANCIAL CORP的季度营收约是Dayforce的1.5倍（$713.2M vs $481.6M），WINTRUST FINANCIAL CORP净利率更高（31.9% vs -40.9%，领先72.7%），WINTRUST FINANCIAL CORP同比增速更快（10.9% vs 9.5%），过去两年WINTRUST FINANCIAL CORP的营收复合增速更高（9.8% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
Wintrust Financial是美国本土金融控股公司，在伊利诺伊州北部及威斯康星州南部运营15家特许社区银行，属于美国中型银行机构，是芝加哥第二大银行企业，于纳斯达克全球精选市场上市，股票代码为WTFC。
DAY vs WTFC — 直观对比
营收规模更大
WTFC
是对方的1.5倍
$481.6M
营收增速更快
WTFC
高出1.4%
9.5%
净利率更高
WTFC
高出72.7%
-40.9%
两年增速更快
WTFC
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $713.2M |
| 净利润 | $-196.8M | $227.4M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | — |
| 净利率 | -40.9% | 31.9% |
| 营收同比 | 9.5% | 10.9% |
| 净利润同比 | -9940.0% | 2.0% |
| 每股收益（稀释后） | $-1.23 | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYWTFC
| Q1 26 | — | $713.2M | ||
| Q4 25 | — | $714.3M | ||
| Q3 25 | $481.6M | $697.8M | ||
| Q2 25 | $464.7M | $670.8M | ||
| Q1 25 | $481.8M | $643.1M | ||
| Q4 24 | $465.2M | $638.6M | ||
| Q3 24 | $440.0M | $615.7M | ||
| Q2 24 | $423.3M | $591.8M |
净利润DAYWTFC
| Q1 26 | — | $227.4M | ||
| Q4 25 | — | — | ||
| Q3 25 | $-196.8M | $216.3M | ||
| Q2 25 | $21.3M | $195.5M | ||
| Q1 25 | $14.9M | $189.0M | ||
| Q4 24 | $10.8M | — | ||
| Q3 24 | $2.0M | $170.0M | ||
| Q2 24 | $-1.8M | $152.4M |
毛利率DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — |
营业利润率DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | 42.3% | ||
| Q3 25 | 6.3% | 42.4% | ||
| Q2 25 | 9.1% | 39.8% | ||
| Q1 25 | 6.4% | 39.3% | ||
| Q4 24 | 6.1% | 39.6% | ||
| Q3 24 | 4.7% | 37.8% | ||
| Q2 24 | 3.3% | 35.7% |
净利率DAYWTFC
| Q1 26 | — | 31.9% | ||
| Q4 25 | — | — | ||
| Q3 25 | -40.9% | 31.0% | ||
| Q2 25 | 4.6% | 29.1% | ||
| Q1 25 | 3.1% | 29.4% | ||
| Q4 24 | 2.3% | — | ||
| Q3 24 | 0.5% | 27.6% | ||
| Q2 24 | -0.4% | 25.8% |
每股收益（稀释后）DAYWTFC
| Q1 26 | — | $3.22 | ||
| Q4 25 | — | $3.15 | ||
| Q3 25 | $-1.23 | $2.78 | ||
| Q2 25 | $0.13 | $2.78 | ||
| Q1 25 | $0.09 | $2.69 | ||
| Q4 24 | $0.07 | $2.63 | ||
| Q3 24 | $0.01 | $2.47 | ||
| Q2 24 | $-0.01 | $2.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | — |
| 总债务越低越好 | $631.1M | — |
| 股东权益账面价值 | $2.7B | $7.4B |
| 总资产 | $8.7B | $72.2B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $627.6M | — | ||
| Q2 25 | $625.2M | — | ||
| Q1 25 | $557.3M | — | ||
| Q4 24 | $579.7M | — | ||
| Q3 24 | $494.1M | — | ||
| Q2 24 | $465.4M | — |
总债务DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
股东权益DAYWTFC
| Q1 26 | — | $7.4B | ||
| Q4 25 | — | $7.3B | ||
| Q3 25 | $2.7B | $7.0B | ||
| Q2 25 | $2.7B | $7.2B | ||
| Q1 25 | $2.6B | $6.6B | ||
| Q4 24 | $2.5B | $6.3B | ||
| Q3 24 | $2.6B | $6.4B | ||
| Q2 24 | $2.5B | $5.5B |
总资产DAYWTFC
| Q1 26 | — | $72.2B | ||
| Q4 25 | — | $71.1B | ||
| Q3 25 | $8.7B | $69.6B | ||
| Q2 25 | $8.5B | $69.0B | ||
| Q1 25 | $9.5B | $65.9B | ||
| Q4 24 | $9.1B | $64.9B | ||
| Q3 24 | $8.1B | $63.8B | ||
| Q2 24 | $9.0B | $59.8B |
负债/权益比DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | $910.3M | ||
| Q3 25 | $31.2M | $209.8M | ||
| Q2 25 | $112.7M | $329.2M | ||
| Q1 25 | $49.6M | $119.8M | ||
| Q4 24 | $81.0M | $721.6M | ||
| Q3 24 | $91.8M | $-61.6M | ||
| Q2 24 | $99.2M | $221.2M |
自由现金流DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | $860.4M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $635.5M | ||
| Q3 24 | — | $-78.3M | ||
| Q2 24 | — | $182.1M |
自由现金流率DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | 120.5% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 99.5% | ||
| Q3 24 | — | -12.7% | ||
| Q2 24 | — | 30.8% |
资本支出强度DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | 7.0% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 13.5% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 6.6% |
现金转化率DAYWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | 5.29× | 1.68× | ||
| Q1 25 | 3.33× | 0.63× | ||
| Q4 24 | 7.50× | — | ||
| Q3 24 | 45.90× | -0.36× | ||
| Q2 24 | — | 1.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
WTFC
暂无分部数据
