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Designer Brands Inc.（DBI）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是Designer Brands Inc.的1.7倍（$1.3B vs $752.4M），Regions Financial Corporation净利率更高（41.7% vs 2.4%，领先39.3%），Regions Financial Corporation同比增速更快（4.1% vs -3.2%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -0.1%）
Designer Brands Inc.是一家美国鞋履及时尚配饰零售商，主打销售设计师品牌与知名品牌商品，旗下拥有知名连锁零售品牌DSW（设计师鞋履仓库），目前在美国经营超过500家线下门店，同时运营线上电商平台。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
DBI vs RF — 直观对比
营收规模更大
RF
是对方的1.7倍
$752.4M
营收增速更快
RF
高出7.3%
-3.2%
净利率更高
RF
高出39.3%
2.4%
两年增速更快
RF
近两年复合增速
-0.1%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $752.4M | $1.3B |
| 净利润 | $18.2M | $534.0M |
| 毛利率 | 45.1% | — |
| 营业利润率 | 5.7% | 55.3% |
| 净利率 | 2.4% | 41.7% |
| 营收同比 | -3.2% | 4.1% |
| 净利润同比 | 40.0% | 0.0% |
| 每股收益（稀释后） | $0.35 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DBIRF
| Q4 25 | $752.4M | $1.3B | ||
| Q3 25 | $739.8M | $1.3B | ||
| Q2 25 | $686.9M | $1.3B | ||
| Q1 25 | $713.6M | $1.2B | ||
| Q4 24 | $777.2M | $1.2B | ||
| Q3 24 | $771.9M | $1.2B | ||
| Q2 24 | $746.6M | $1.2B | ||
| Q1 24 | $754.3M | $1.2B |
净利润DBIRF
| Q4 25 | $18.2M | $534.0M | ||
| Q3 25 | $10.8M | $569.0M | ||
| Q2 25 | $-17.4M | $563.0M | ||
| Q1 25 | $-38.2M | $490.0M | ||
| Q4 24 | $13.0M | $534.0M | ||
| Q3 24 | $13.8M | $490.0M | ||
| Q2 24 | $783.0K | $501.0M | ||
| Q1 24 | $-29.6M | $368.0M |
毛利率DBIRF
| Q4 25 | 45.1% | — | ||
| Q3 25 | 43.7% | — | ||
| Q2 25 | 43.0% | — | ||
| Q1 25 | 75.7% | — | ||
| Q4 24 | 43.0% | — | ||
| Q3 24 | 44.0% | — | ||
| Q2 24 | 44.2% | — | ||
| Q1 24 | 38.8% | — |
营业利润率DBIRF
| Q4 25 | 5.7% | 55.3% | ||
| Q3 25 | 3.6% | 56.3% | ||
| Q2 25 | -1.1% | 56.1% | ||
| Q1 25 | -3.6% | 52.0% | ||
| Q4 24 | 2.9% | 53.4% | ||
| Q3 24 | 3.7% | 49.9% | ||
| Q2 24 | 1.3% | 52.7% | ||
| Q1 24 | -4.8% | 39.2% |
净利率DBIRF
| Q4 25 | 2.4% | 41.7% | ||
| Q3 25 | 1.5% | 45.3% | ||
| Q2 25 | -2.5% | 44.7% | ||
| Q1 25 | -5.3% | 41.0% | ||
| Q4 24 | 1.7% | 43.4% | ||
| Q3 24 | 1.8% | 40.2% | ||
| Q2 24 | 0.1% | 42.2% | ||
| Q1 24 | -3.9% | 31.1% |
每股收益（稀释后）DBIRF
| Q4 25 | $0.35 | $0.59 | ||
| Q3 25 | $0.22 | $0.61 | ||
| Q2 25 | $-0.36 | $0.59 | ||
| Q1 25 | $-0.69 | $0.51 | ||
| Q4 24 | $0.24 | $0.55 | ||
| Q3 24 | $0.24 | $0.49 | ||
| Q2 24 | $0.01 | $0.52 | ||
| Q1 24 | $-899.54 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $51.4M | — |
| 总债务越低越好 | $463.1M | $4.1B |
| 股东权益账面价值 | $298.6M | $19.0B |
| 总资产 | $2.1B | $158.8B |
| 负债/权益比越低杠杆越低 | 1.55× | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资DBIRF
| Q4 25 | $51.4M | — | ||
| Q3 25 | $44.9M | — | ||
| Q2 25 | $46.0M | — | ||
| Q1 25 | $44.8M | — | ||
| Q4 24 | $36.2M | — | ||
| Q3 24 | $38.8M | — | ||
| Q2 24 | $43.4M | — | ||
| Q1 24 | $49.2M | — |
总债务DBIRF
| Q4 25 | $463.1M | $4.1B | ||
| Q3 25 | $509.6M | $4.8B | ||
| Q2 25 | $516.2M | $5.3B | ||
| Q1 25 | $484.3M | $6.0B | ||
| Q4 24 | $529.6M | $6.0B | ||
| Q3 24 | $459.0M | $6.0B | ||
| Q2 24 | $469.3M | $5.1B | ||
| Q1 24 | $420.3M | $3.3B |
股东权益DBIRF
| Q4 25 | $298.6M | $19.0B | ||
| Q3 25 | $280.8M | $19.0B | ||
| Q2 25 | $266.9M | $18.7B | ||
| Q1 25 | $278.5M | $18.5B | ||
| Q4 24 | $318.5M | $17.9B | ||
| Q3 24 | $355.5M | $18.7B | ||
| Q2 24 | $358.5M | $17.2B | ||
| Q1 24 | $359.2M | $17.0B |
总资产DBIRF
| Q4 25 | $2.1B | $158.8B | ||
| Q3 25 | $2.1B | $159.9B | ||
| Q2 25 | $2.1B | $159.2B | ||
| Q1 25 | $2.0B | $159.8B | ||
| Q4 24 | $2.1B | $157.3B | ||
| Q3 24 | $2.1B | $157.4B | ||
| Q2 24 | $2.2B | $154.1B | ||
| Q1 24 | $2.1B | $154.9B |
负债/权益比DBIRF
| Q4 25 | 1.55× | 0.22× | ||
| Q3 25 | 1.81× | 0.25× | ||
| Q2 25 | 1.93× | 0.28× | ||
| Q1 25 | 1.74× | 0.32× | ||
| Q4 24 | 1.66× | 0.34× | ||
| Q3 24 | 1.29× | 0.32× | ||
| Q2 24 | 1.31× | 0.30× | ||
| Q1 24 | 1.17× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $66.5M | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $57.5M | — |
| 自由现金流率自由现金流/营收 | 7.6% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 3.65× | -0.60× |
| 过去12个月自由现金流最近4个季度 | $99.9M | — |
8季度趋势，按日历期对齐
经营现金流DBIRF
| Q4 25 | $66.5M | $-319.0M | ||
| Q3 25 | $21.4M | $861.0M | ||
| Q2 25 | $-20.4M | $573.0M | ||
| Q1 25 | $70.1M | $1.1B | ||
| Q4 24 | $-9.8M | $-220.0M | ||
| Q3 24 | $41.6M | $1.3B | ||
| Q2 24 | $-19.7M | $161.0M | ||
| Q1 24 | $-40.1M | $396.0M |
自由现金流DBIRF
| Q4 25 | $57.5M | — | ||
| Q3 25 | $11.9M | — | ||
| Q2 25 | $-27.6M | — | ||
| Q1 25 | $58.1M | — | ||
| Q4 24 | $-19.2M | — | ||
| Q3 24 | $28.0M | — | ||
| Q2 24 | $-35.6M | — | ||
| Q1 24 | $-52.8M | — |
自由现金流率DBIRF
| Q4 25 | 7.6% | — | ||
| Q3 25 | 1.6% | — | ||
| Q2 25 | -4.0% | — | ||
| Q1 25 | 8.1% | — | ||
| Q4 24 | -2.5% | — | ||
| Q3 24 | 3.6% | — | ||
| Q2 24 | -4.8% | — | ||
| Q1 24 | -7.0% | — |
资本支出强度DBIRF
| Q4 25 | 1.2% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 1.2% | — | ||
| Q3 24 | 1.8% | — | ||
| Q2 24 | 2.1% | — | ||
| Q1 24 | 1.7% | — |
现金转化率DBIRF
| Q4 25 | 3.65× | -0.60× | ||
| Q3 25 | 1.98× | 1.51× | ||
| Q2 25 | — | 1.02× | ||
| Q1 25 | — | 2.18× | ||
| Q4 24 | -0.75× | -0.41× | ||
| Q3 24 | 3.01× | 2.57× | ||
| Q2 24 | -25.13× | 0.32× | ||
| Q1 24 | — | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DBI
| Womens | $280.7M | 37% |
| Athletic Footwear | $188.6M | 25% |
| Wholesale | $89.8M | 12% |
| Canada Retail Segment | $77.3M | 10% |
| Mens | $76.1M | 10% |
| Kids | $24.2M | 3% |
| Commission Income | $10.8M | 1% |
| Directto Consumer | $1.3M | 0% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
