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DIGI INTERNATIONAL INC（DGII）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是DIGI INTERNATIONAL INC的1.9倍（$252.3M vs $130.7M），LendingClub Corp净利率更高（20.5% vs 8.6%，领先11.8%），DIGI INTERNATIONAL INC同比增速更快（25.1% vs 15.9%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 11.5%）
Digi International Inc.是总部位于美国明尼苏达州霍普金斯的工业物联网（IIoT）科技企业，成立于1985年。上世纪90年代初，该公司以生产多线路串行数据卡闻名，可支持兼容机运行多线路公告板系统（BBS）。90年代末互联网兴起后，公司逐步转向网络接入设备与工业监测领域布局。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
DGII vs LC — 直观对比
营收规模更大
LC
是对方的1.9倍
$130.7M
营收增速更快
DGII
高出9.2%
15.9%
净利率更高
LC
高出11.8%
8.6%
两年增速更快
LC
近两年复合增速
11.5%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $130.7M | $252.3M |
| 净利润 | $11.3M | $51.6M |
| 毛利率 | 64.0% | — |
| 营业利润率 | 13.1% | — |
| 净利率 | 8.6% | 20.5% |
| 营收同比 | 25.1% | 15.9% |
| 净利润同比 | 7.7% | 341.0% |
| 每股收益（稀释后） | $0.29 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DGIILC
| Q1 26 | $130.7M | $252.3M | ||
| Q4 25 | $122.5M | $266.5M | ||
| Q3 25 | $114.3M | $266.2M | ||
| Q2 25 | $107.5M | $248.4M | ||
| Q1 25 | $104.5M | $217.7M | ||
| Q4 24 | $103.9M | $217.2M | ||
| Q3 24 | $105.1M | $201.9M | ||
| Q2 24 | $105.2M | $187.2M |
净利润DGIILC
| Q1 26 | $11.3M | $51.6M | ||
| Q4 25 | $11.7M | — | ||
| Q3 25 | $10.0M | $44.3M | ||
| Q2 25 | $10.2M | $38.2M | ||
| Q1 25 | $10.5M | $11.7M | ||
| Q4 24 | $10.1M | — | ||
| Q3 24 | $11.9M | $14.5M | ||
| Q2 24 | $9.7M | $14.9M |
毛利率DGIILC
| Q1 26 | 64.0% | — | ||
| Q4 25 | 62.4% | — | ||
| Q3 25 | 63.9% | — | ||
| Q2 25 | 63.5% | — | ||
| Q1 25 | 62.1% | — | ||
| Q4 24 | 62.0% | — | ||
| Q3 24 | 61.1% | — | ||
| Q2 24 | 59.2% | — |
营业利润率DGIILC
| Q1 26 | 13.1% | — | ||
| Q4 25 | 13.3% | 18.8% | ||
| Q3 25 | 12.5% | 21.5% | ||
| Q2 25 | 13.9% | 21.7% | ||
| Q1 25 | 13.1% | 7.2% | ||
| Q4 24 | 12.9% | 5.1% | ||
| Q3 24 | 14.2% | 8.9% | ||
| Q2 24 | 12.3% | 10.4% |
净利率DGIILC
| Q1 26 | 8.6% | 20.5% | ||
| Q4 25 | 9.6% | — | ||
| Q3 25 | 8.7% | 16.6% | ||
| Q2 25 | 9.5% | 15.4% | ||
| Q1 25 | 10.0% | 5.4% | ||
| Q4 24 | 9.7% | — | ||
| Q3 24 | 11.3% | 7.2% | ||
| Q2 24 | 9.2% | 8.0% |
每股收益（稀释后）DGIILC
| Q1 26 | $0.29 | $0.44 | ||
| Q4 25 | $0.31 | $0.36 | ||
| Q3 25 | $0.26 | $0.37 | ||
| Q2 25 | $0.27 | $0.33 | ||
| Q1 25 | $0.28 | $0.10 | ||
| Q4 24 | $0.27 | $0.08 | ||
| Q3 24 | $0.32 | $0.13 | ||
| Q2 24 | $0.26 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $31.7M | — |
| 总债务越低越好 | $143.0M | — |
| 股东权益账面价值 | $666.0M | $1.5B |
| 总资产 | $974.2M | $11.9B |
| 负债/权益比越低杠杆越低 | 0.21× | — |
8季度趋势，按日历期对齐
现金及短期投资DGIILC
| Q1 26 | $31.7M | — | ||
| Q4 25 | $30.9M | — | ||
| Q3 25 | $21.9M | — | ||
| Q2 25 | $20.1M | — | ||
| Q1 25 | $26.3M | — | ||
| Q4 24 | $25.9M | — | ||
| Q3 24 | $27.5M | — | ||
| Q2 24 | $28.3M | — |
总债务DGIILC
| Q1 26 | $143.0M | — | ||
| Q4 25 | $135.0M | $0 | ||
| Q3 25 | $159.2M | $0 | ||
| Q2 25 | $40.1M | $0 | ||
| Q1 25 | $70.0M | $0 | ||
| Q4 24 | $95.0M | $0 | ||
| Q3 24 | $123.2M | — | ||
| Q2 24 | $151.6M | — |
股东权益DGIILC
| Q1 26 | $666.0M | $1.5B | ||
| Q4 25 | $649.2M | $1.5B | ||
| Q3 25 | $636.1M | $1.5B | ||
| Q2 25 | $621.5M | $1.4B | ||
| Q1 25 | $605.2M | $1.4B | ||
| Q4 24 | $590.7M | $1.3B | ||
| Q3 24 | $581.0M | $1.3B | ||
| Q2 24 | $563.1M | $1.3B |
总资产DGIILC
| Q1 26 | $974.2M | $11.9B | ||
| Q4 25 | $918.4M | $11.6B | ||
| Q3 25 | $922.6M | $11.1B | ||
| Q2 25 | $770.3M | $10.8B | ||
| Q1 25 | $781.0M | $10.5B | ||
| Q4 24 | $796.1M | $10.6B | ||
| Q3 24 | $815.1M | $11.0B | ||
| Q2 24 | $820.4M | $9.6B |
负债/权益比DGIILC
| Q1 26 | 0.21× | — | ||
| Q4 25 | 0.21× | 0.00× | ||
| Q3 25 | 0.25× | 0.00× | ||
| Q2 25 | 0.06× | 0.00× | ||
| Q1 25 | 0.12× | 0.00× | ||
| Q4 24 | 0.16× | 0.00× | ||
| Q3 24 | 0.21× | — | ||
| Q2 24 | 0.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $77.1M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 6.82× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DGIILC
| Q1 26 | $77.1M | — | ||
| Q4 25 | $35.6M | $-2.7B | ||
| Q3 25 | $28.0M | $-770.8M | ||
| Q2 25 | $24.0M | $-713.1M | ||
| Q1 25 | $26.3M | $-339.3M | ||
| Q4 24 | $29.7M | $-2.6B | ||
| Q3 24 | $26.4M | $-669.8M | ||
| Q2 24 | $24.9M | $-932.5M |
自由现金流DGIILC
| Q1 26 | — | — | ||
| Q4 25 | $35.2M | $-2.9B | ||
| Q3 25 | $27.5M | $-791.8M | ||
| Q2 25 | $22.9M | $-803.8M | ||
| Q1 25 | $25.7M | $-352.3M | ||
| Q4 24 | $29.1M | $-2.7B | ||
| Q3 24 | $25.5M | $-682.3M | ||
| Q2 24 | $24.5M | $-945.3M |
自由现金流率DGIILC
| Q1 26 | — | — | ||
| Q4 25 | 28.7% | -1076.0% | ||
| Q3 25 | 24.1% | -297.4% | ||
| Q2 25 | 21.3% | -323.5% | ||
| Q1 25 | 24.6% | -161.8% | ||
| Q4 24 | 28.1% | -1237.8% | ||
| Q3 24 | 24.3% | -338.0% | ||
| Q2 24 | 23.2% | -504.9% |
资本支出强度DGIILC
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 52.7% | ||
| Q3 25 | 0.4% | 7.9% | ||
| Q2 25 | 0.9% | 36.5% | ||
| Q1 25 | 0.5% | 6.0% | ||
| Q4 24 | 0.6% | 25.0% | ||
| Q3 24 | 0.9% | 6.2% | ||
| Q2 24 | 0.5% | 6.9% |
现金转化率DGIILC
| Q1 26 | 6.82× | — | ||
| Q4 25 | 3.04× | — | ||
| Q3 25 | 2.81× | -17.41× | ||
| Q2 25 | 2.34× | -18.68× | ||
| Q1 25 | 2.50× | -29.07× | ||
| Q4 24 | 2.95× | — | ||
| Q3 24 | 2.23× | -46.33× | ||
| Q2 24 | 2.57× | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
