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Delek US Holdings, Inc.（DK）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Delek US Holdings, Inc.的季度营收约是Regions Financial Corporation的1.9倍（$2.4B vs $1.3B），Regions Financial Corporation净利率更高（41.7% vs 3.2%，领先38.5%），Regions Financial Corporation同比增速更快（4.1% vs 2.3%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -11.9%）
Delek US Holdings, Inc.成立于2001年，总部位于美国田纳西州布伦特伍德，是一家深耕炼油、物流及生物燃料领域的能源企业，业务覆盖能源产业链上下游相关环节，为市场提供稳定的能源相关产品与配套服务。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
DK vs RF — 直观对比
营收规模更大
DK
是对方的1.9倍
$1.3B
营收增速更快
RF
高出1.8%
2.3%
净利率更高
RF
高出38.5%
3.2%
两年增速更快
RF
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.4B | $1.3B |
| 净利润 | $78.3M | $534.0M |
| 毛利率 | 9.3% | — |
| 营业利润率 | 6.8% | 55.3% |
| 净利率 | 3.2% | 41.7% |
| 营收同比 | 2.3% | 4.1% |
| 净利润同比 | 118.9% | 0.0% |
| 每股收益（稀释后） | $1.23 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DKRF
| Q4 25 | $2.4B | $1.3B | ||
| Q3 25 | $2.9B | $1.3B | ||
| Q2 25 | $2.8B | $1.3B | ||
| Q1 25 | $2.6B | $1.2B | ||
| Q4 24 | $2.4B | $1.2B | ||
| Q3 24 | $3.0B | $1.2B | ||
| Q2 24 | $3.3B | $1.2B | ||
| Q1 24 | $3.1B | $1.2B |
净利润DKRF
| Q4 25 | $78.3M | $534.0M | ||
| Q3 25 | $178.0M | $569.0M | ||
| Q2 25 | $-106.4M | $563.0M | ||
| Q1 25 | $-172.7M | $490.0M | ||
| Q4 24 | $-413.8M | $534.0M | ||
| Q3 24 | $-76.8M | $490.0M | ||
| Q2 24 | $-37.2M | $501.0M | ||
| Q1 24 | $-32.6M | $368.0M |
毛利率DKRF
| Q4 25 | 9.3% | — | ||
| Q3 25 | 13.8% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | -2.4% | — | ||
| Q4 24 | -5.7% | — | ||
| Q3 24 | -0.7% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 3.0% | — |
营业利润率DKRF
| Q4 25 | 6.8% | 55.3% | ||
| Q3 25 | 10.2% | 56.3% | ||
| Q2 25 | -1.2% | 56.1% | ||
| Q1 25 | -4.8% | 52.0% | ||
| Q4 24 | -17.0% | 53.4% | ||
| Q3 24 | -4.0% | 49.9% | ||
| Q2 24 | 0.1% | 52.7% | ||
| Q1 24 | 0.9% | 39.2% |
净利率DKRF
| Q4 25 | 3.2% | 41.7% | ||
| Q3 25 | 6.2% | 45.3% | ||
| Q2 25 | -3.8% | 44.7% | ||
| Q1 25 | -6.5% | 41.0% | ||
| Q4 24 | -17.4% | 43.4% | ||
| Q3 24 | -2.5% | 40.2% | ||
| Q2 24 | -1.1% | 42.2% | ||
| Q1 24 | -1.0% | 31.1% |
每股收益（稀释后）DKRF
| Q4 25 | $1.23 | $0.59 | ||
| Q3 25 | $2.93 | $0.61 | ||
| Q2 25 | $-1.76 | $0.59 | ||
| Q1 25 | $-2.78 | $0.51 | ||
| Q4 24 | $-6.48 | $0.55 | ||
| Q3 24 | $-1.20 | $0.49 | ||
| Q2 24 | $-0.58 | $0.52 | ||
| Q1 24 | $-0.51 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $625.8M | — |
| 总债务越低越好 | $3.2B | $4.1B |
| 股东权益账面价值 | $547.3M | $19.0B |
| 总资产 | $6.8B | $158.8B |
| 负债/权益比越低杠杆越低 | 5.91× | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资DKRF
| Q4 25 | $625.8M | — | ||
| Q3 25 | $630.9M | — | ||
| Q2 25 | $615.5M | — | ||
| Q1 25 | $623.8M | — | ||
| Q4 24 | $735.6M | — | ||
| Q3 24 | $1.0B | — | ||
| Q2 24 | $657.9M | — | ||
| Q1 24 | $753.4M | — |
总债务DKRF
| Q4 25 | $3.2B | $4.1B | ||
| Q3 25 | $3.2B | $4.8B | ||
| Q2 25 | $3.1B | $5.3B | ||
| Q1 25 | $3.0B | $6.0B | ||
| Q4 24 | $2.8B | $6.0B | ||
| Q3 24 | $2.8B | $6.0B | ||
| Q2 24 | $2.5B | $5.1B | ||
| Q1 24 | $2.5B | $3.3B |
股东权益DKRF
| Q4 25 | $547.3M | $19.0B | ||
| Q3 25 | $444.8M | $19.0B | ||
| Q2 25 | $294.9M | $18.7B | ||
| Q1 25 | $429.4M | $18.5B | ||
| Q4 24 | $575.2M | $17.9B | ||
| Q3 24 | $875.4M | $18.7B | ||
| Q2 24 | $982.8M | $17.2B | ||
| Q1 24 | $1.0B | $17.0B |
总资产DKRF
| Q4 25 | $6.8B | $158.8B | ||
| Q3 25 | $7.1B | $159.9B | ||
| Q2 25 | $7.1B | $159.2B | ||
| Q1 25 | $6.9B | $159.8B | ||
| Q4 24 | $6.7B | $157.3B | ||
| Q3 24 | $7.0B | $157.4B | ||
| Q2 24 | $6.9B | $154.1B | ||
| Q1 24 | $7.2B | $154.9B |
负债/权益比DKRF
| Q4 25 | 5.91× | 0.22× | ||
| Q3 25 | 7.14× | 0.25× | ||
| Q2 25 | 10.51× | 0.28× | ||
| Q1 25 | 7.07× | 0.32× | ||
| Q4 24 | 4.81× | 0.34× | ||
| Q3 24 | 3.19× | 0.32× | ||
| Q2 24 | 2.50× | 0.30× | ||
| Q1 24 | 2.41× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $502.8M | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $382.8M | — |
| 自由现金流率自由现金流/营收 | 15.8% | — |
| 资本支出强度资本支出/营收 | 4.9% | — |
| 现金转化率经营现金流/净利润 | 6.42× | -0.60× |
| 过去12个月自由现金流最近4个季度 | $6.3M | — |
8季度趋势，按日历期对齐
经营现金流DKRF
| Q4 25 | $502.8M | $-319.0M | ||
| Q3 25 | $44.0M | $861.0M | ||
| Q2 25 | $51.4M | $573.0M | ||
| Q1 25 | $-62.4M | $1.1B | ||
| Q4 24 | $-163.5M | $-220.0M | ||
| Q3 24 | $-21.6M | $1.3B | ||
| Q2 24 | $-48.4M | $161.0M | ||
| Q1 24 | $166.7M | $396.0M |
自由现金流DKRF
| Q4 25 | $382.8M | — | ||
| Q3 25 | $-64.0M | — | ||
| Q2 25 | $-114.4M | — | ||
| Q1 25 | $-198.1M | — | ||
| Q4 24 | $-354.0M | — | ||
| Q3 24 | $-140.6M | — | ||
| Q2 24 | $-128.3M | — | ||
| Q1 24 | $128.4M | — |
自由现金流率DKRF
| Q4 25 | 15.8% | — | ||
| Q3 25 | -2.2% | — | ||
| Q2 25 | -4.1% | — | ||
| Q1 25 | -7.5% | — | ||
| Q4 24 | -14.9% | — | ||
| Q3 24 | -4.6% | — | ||
| Q2 24 | -3.9% | — | ||
| Q1 24 | 4.1% | — |
资本支出强度DKRF
| Q4 25 | 4.9% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 6.0% | — | ||
| Q1 25 | 5.1% | — | ||
| Q4 24 | 8.0% | — | ||
| Q3 24 | 3.9% | — | ||
| Q2 24 | 2.4% | — | ||
| Q1 24 | 1.2% | — |
现金转化率DKRF
| Q4 25 | 6.42× | -0.60× | ||
| Q3 25 | 0.25× | 1.51× | ||
| Q2 25 | — | 1.02× | ||
| Q1 25 | — | 2.18× | ||
| Q4 24 | — | -0.41× | ||
| Q3 24 | — | 2.57× | ||
| Q2 24 | — | 0.32× | ||
| Q1 24 | — | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DK
| Refining | $2.2B | 91% |
| Other | $173.0M | 7% |
| Gravity Water Intermediate Holdings LLC Gravity | $22.5M | 1% |
| Related Party | $20.8M | 1% |
| Logistics | $1.3M | 0% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
