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DELUXE CORP（DLX）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
DELUXE CORP的季度营收约是FirstCash Holdings, Inc.的1.1倍（$535.2M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 2.2%，领先18.5%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 2.8%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 0.0%）
德朗士公司是一家美国企业，提供支付处理、数据服务、票据与促销产品以及商户服务，业务分为B2B支付、数据、印刷和商户服务四大板块。截至2025年，公司为数百万中小企业和数千家金融机构提供服务，每年处理支付交易总额超2.8万亿美元，虽传统核心业务为票据印刷等印刷产品，如今支付与数据服务已成为核心板块。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
DLX vs FCFS — 直观对比
营收规模更大
DLX
是对方的1.1倍
$501.3M
营收增速更快
FCFS
高出18.4%
2.8%
净利率更高
FCFS
高出18.5%
2.2%
两年增速更快
FCFS
近两年复合增速
0.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $535.2M | $501.3M |
| 净利润 | $12.0M | $104.2M |
| 毛利率 | 52.2% | — |
| 营业利润率 | 8.9% | 28.5% |
| 净利率 | 2.2% | 20.8% |
| 营收同比 | 2.8% | 21.2% |
| 净利润同比 | -5.0% | 24.7% |
| 每股收益（稀释后） | $0.25 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DLXFCFS
| Q4 25 | $535.2M | $501.3M | ||
| Q3 25 | $540.2M | $411.0M | ||
| Q2 25 | $521.3M | $385.1M | ||
| Q1 25 | $536.5M | $371.1M | ||
| Q4 24 | $520.6M | $413.7M | ||
| Q3 24 | $528.4M | $363.1M | ||
| Q2 24 | $537.8M | $363.5M | ||
| Q1 24 | $535.0M | $366.8M |
净利润DLXFCFS
| Q4 25 | $12.0M | $104.2M | ||
| Q3 25 | $33.7M | $82.8M | ||
| Q2 25 | $22.4M | $59.8M | ||
| Q1 25 | $14.0M | $83.6M | ||
| Q4 24 | $12.6M | $83.5M | ||
| Q3 24 | $8.9M | $64.8M | ||
| Q2 24 | $20.5M | $49.1M | ||
| Q1 24 | $10.8M | $61.4M |
毛利率DLXFCFS
| Q4 25 | 52.2% | — | ||
| Q3 25 | 53.9% | — | ||
| Q2 25 | 53.6% | — | ||
| Q1 25 | 52.4% | — | ||
| Q4 24 | 52.3% | — | ||
| Q3 24 | 53.3% | — | ||
| Q2 24 | 53.7% | — | ||
| Q1 24 | 53.0% | — |
营业利润率DLXFCFS
| Q4 25 | 8.9% | 28.5% | ||
| Q3 25 | 14.0% | 27.4% | ||
| Q2 25 | 11.7% | 21.1% | ||
| Q1 25 | 9.0% | 30.0% | ||
| Q4 24 | 9.0% | 26.5% | ||
| Q3 24 | 7.9% | 23.5% | ||
| Q2 24 | 11.0% | 18.2% | ||
| Q1 24 | 8.3% | 22.3% |
净利率DLXFCFS
| Q4 25 | 2.2% | 20.8% | ||
| Q3 25 | 6.2% | 20.1% | ||
| Q2 25 | 4.3% | 15.5% | ||
| Q1 25 | 2.6% | 22.5% | ||
| Q4 24 | 2.4% | 20.2% | ||
| Q3 24 | 1.7% | 17.9% | ||
| Q2 24 | 3.8% | 13.5% | ||
| Q1 24 | 2.0% | 16.7% |
每股收益（稀释后）DLXFCFS
| Q4 25 | $0.25 | $2.35 | ||
| Q3 25 | $0.74 | $1.86 | ||
| Q2 25 | $0.50 | $1.34 | ||
| Q1 25 | $0.31 | $1.87 | ||
| Q4 24 | $0.28 | $1.86 | ||
| Q3 24 | $0.20 | $1.44 | ||
| Q2 24 | $0.46 | $1.08 | ||
| Q1 24 | $0.24 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $36.9M | $125.2M |
| 总债务越低越好 | — | $2.2B |
| 股东权益账面价值 | $680.7M | $2.3B |
| 总资产 | $2.9B | $5.3B |
| 负债/权益比越低杠杆越低 | — | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资DLXFCFS
| Q4 25 | $36.9M | $125.2M | ||
| Q3 25 | $25.8M | $130.2M | ||
| Q2 25 | $26.0M | $101.5M | ||
| Q1 25 | $30.3M | $146.0M | ||
| Q4 24 | $34.4M | $175.1M | ||
| Q3 24 | $41.3M | $106.3M | ||
| Q2 24 | $23.1M | $113.7M | ||
| Q1 24 | $23.5M | $135.1M |
总债务DLXFCFS
| Q4 25 | — | $2.2B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $1.7B | ||
| Q1 25 | — | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.5B |
股东权益DLXFCFS
| Q4 25 | $680.7M | $2.3B | ||
| Q3 25 | $664.1M | $2.2B | ||
| Q2 25 | $638.7M | $2.1B | ||
| Q1 25 | $622.5M | $2.1B | ||
| Q4 24 | $620.9M | $2.1B | ||
| Q3 24 | $612.7M | $2.0B | ||
| Q2 24 | $620.5M | $2.0B | ||
| Q1 24 | $608.4M | $2.0B |
总资产DLXFCFS
| Q4 25 | $2.9B | $5.3B | ||
| Q3 25 | $2.6B | $5.2B | ||
| Q2 25 | $2.5B | $4.5B | ||
| Q1 25 | $2.6B | $4.4B | ||
| Q4 24 | $2.8B | $4.5B | ||
| Q3 24 | $2.6B | $4.4B | ||
| Q2 24 | $2.7B | $4.3B | ||
| Q1 24 | $2.7B | $4.2B |
负债/权益比DLXFCFS
| Q4 25 | — | 0.98× | ||
| Q3 25 | — | 1.01× | ||
| Q2 25 | — | 0.79× | ||
| Q1 25 | — | 0.83× | ||
| Q4 24 | — | 0.85× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | — | 0.85× | ||
| Q1 24 | — | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $102.1M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 8.53× | 1.98× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DLXFCFS
| Q4 25 | $102.1M | $206.6M | ||
| Q3 25 | $67.1M | $135.8M | ||
| Q2 25 | $51.1M | $116.9M | ||
| Q1 25 | $50.3M | $126.6M | ||
| Q4 24 | $60.2M | $198.1M | ||
| Q3 24 | $67.9M | $113.1M | ||
| Q2 24 | $39.6M | $106.2M | ||
| Q1 24 | $26.6M | $122.5M |
自由现金流DLXFCFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $27.8M | — | ||
| Q1 25 | $24.3M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $46.7M | — | ||
| Q2 24 | $11.4M | — | ||
| Q1 24 | $6.1M | — |
自由现金流率DLXFCFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 4.5% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.8% | — | ||
| Q2 24 | 2.1% | — | ||
| Q1 24 | 1.1% | — |
资本支出强度DLXFCFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 4.5% | — | ||
| Q1 25 | 4.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.0% | — | ||
| Q2 24 | 5.2% | — | ||
| Q1 24 | 3.8% | — |
现金转化率DLXFCFS
| Q4 25 | 8.53× | 1.98× | ||
| Q3 25 | 1.99× | 1.64× | ||
| Q2 25 | 2.28× | 1.95× | ||
| Q1 25 | 3.59× | 1.51× | ||
| Q4 24 | 4.77× | 2.37× | ||
| Q3 24 | 7.60× | 1.74× | ||
| Q2 24 | 1.94× | 2.16× | ||
| Q1 24 | 2.46× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DLX
| Services | $247.9M | 46% |
| B2B Payments | $76.3M | 14% |
| Datadrivenmarketingsolutions | $68.5M | 13% |
| Promotional Solutions Revenue | $60.9M | 11% |
| Treasurymanagementsolutions | $59.8M | 11% |
| Other | $17.3M | 3% |
| Other Web Based Solutions | $4.6M | 1% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
