vs
Eastern Bankshares, Inc.（EBC）与Forestar Group Inc.（FOR）财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是Forestar Group Inc.的1.1倍（$295.9M vs $273.0M），Eastern Bankshares, Inc.净利率更高（22.1% vs 5.6%，领先16.4%），Eastern Bankshares, Inc.同比增速更快（710.6% vs 9.0%），过去两年Eastern Bankshares, Inc.的营收复合增速更高（38.6% vs -9.6%）
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
EBC vs FOR — 直观对比
营收规模更大
EBC
是对方的1.1倍
$273.0M
营收增速更快
EBC
高出701.6%
9.0%
净利率更高
EBC
高出16.4%
5.6%
两年增速更快
EBC
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $295.9M | $273.0M |
| 净利润 | $65.3M | $15.4M |
| 毛利率 | — | 20.1% |
| 营业利润率 | — | 7.6% |
| 净利率 | 22.1% | 5.6% |
| 营收同比 | 710.6% | 9.0% |
| 净利润同比 | -34.4% | -6.7% |
| 每股收益（稀释后） | $0.29 | $0.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EBCFOR
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $273.0M | ||
| Q3 25 | $241.5M | $670.5M | ||
| Q2 25 | $244.9M | $390.5M | ||
| Q1 25 | $31.1M | $351.0M | ||
| Q4 24 | $216.5M | $250.4M | ||
| Q3 24 | $203.4M | $551.3M | ||
| Q2 24 | $154.0M | $318.4M |
净利润EBCFOR
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | $15.4M | ||
| Q3 25 | $106.1M | $86.9M | ||
| Q2 25 | $100.2M | $32.9M | ||
| Q1 25 | $-217.7M | $31.6M | ||
| Q4 24 | $60.8M | $16.5M | ||
| Q3 24 | $-6.2M | $81.5M | ||
| Q2 24 | $26.3M | $38.7M |
毛利率EBCFOR
| Q1 26 | — | — | ||
| Q4 25 | — | 20.1% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 20.4% | ||
| Q1 25 | — | 22.6% | ||
| Q4 24 | — | 22.0% | ||
| Q3 24 | — | 23.9% | ||
| Q2 24 | — | 22.5% |
营业利润率EBCFOR
| Q1 26 | — | — | ||
| Q4 25 | — | 7.6% | ||
| Q3 25 | 38.9% | 16.9% | ||
| Q2 25 | 41.0% | 11.2% | ||
| Q1 25 | -590.9% | 11.6% | ||
| Q4 24 | 33.3% | 8.7% | ||
| Q3 24 | -1.6% | 19.7% | ||
| Q2 24 | 24.7% | 16.2% |
净利率EBCFOR
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | 5.6% | ||
| Q3 25 | 44.0% | 13.0% | ||
| Q2 25 | 40.9% | 8.4% | ||
| Q1 25 | -699.2% | 9.0% | ||
| Q4 24 | 28.1% | 6.6% | ||
| Q3 24 | -3.0% | 14.8% | ||
| Q2 24 | 17.1% | 12.2% |
每股收益（稀释后）EBCFOR
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | $0.30 | ||
| Q3 25 | $0.53 | $1.70 | ||
| Q2 25 | $0.50 | $0.65 | ||
| Q1 25 | $-1.08 | $0.62 | ||
| Q4 24 | $0.29 | $0.32 | ||
| Q3 24 | $-0.03 | $1.59 | ||
| Q2 24 | $0.16 | $0.76 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $551.7M | $211.7M |
| 总债务越低越好 | — | $793.2M |
| 股东权益账面价值 | $4.3B | $1.8B |
| 总资产 | $30.6B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.44× |
8季度趋势，按日历期对齐
现金及短期投资EBCFOR
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | $211.7M | ||
| Q3 25 | $703.4M | $379.2M | ||
| Q2 25 | $948.3M | $189.2M | ||
| Q1 25 | $609.0M | $174.3M | ||
| Q4 24 | $1.9B | $132.0M | ||
| Q3 24 | $1.7B | $481.2M | ||
| Q2 24 | $1.4B | $359.2M |
总债务EBCFOR
| Q1 26 | — | — | ||
| Q4 25 | — | $793.2M | ||
| Q3 25 | — | $802.7M | ||
| Q2 25 | — | $872.8M | ||
| Q1 25 | — | $872.5M | ||
| Q4 24 | — | $806.8M | ||
| Q3 24 | — | $706.4M | ||
| Q2 24 | — | $706.1M |
股东权益EBCFOR
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $1.8B | ||
| Q3 25 | $3.8B | $1.8B | ||
| Q2 25 | $3.7B | $1.7B | ||
| Q1 25 | $3.6B | $1.6B | ||
| Q4 24 | $3.6B | $1.6B | ||
| Q3 24 | $3.7B | $1.6B | ||
| Q2 24 | $3.0B | $1.5B |
总资产EBCFOR
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $3.2B | ||
| Q3 25 | $25.5B | $3.1B | ||
| Q2 25 | $25.5B | $3.1B | ||
| Q1 25 | $25.0B | $3.0B | ||
| Q4 24 | $25.6B | $3.0B | ||
| Q3 24 | $25.5B | $2.8B | ||
| Q2 24 | $21.0B | $2.7B |
负债/权益比EBCFOR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.44× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.52× | ||
| Q1 25 | — | 0.53× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.44× | ||
| Q2 24 | — | 0.47× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-157.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-157.1M |
| 自由现金流率自由现金流/营收 | — | -57.5% |
| 资本支出强度资本支出/营收 | — | 0.0% |
| 现金转化率经营现金流/净利润 | — | -10.19× |
| 过去12个月自由现金流最近4个季度 | — | $93.0M |
8季度趋势，按日历期对齐
经营现金流EBCFOR
| Q1 26 | — | — | ||
| Q4 25 | $432.4M | $-157.0M | ||
| Q3 25 | $157.1M | $256.3M | ||
| Q2 25 | $123.9M | $15.8M | ||
| Q1 25 | $47.3M | $-19.8M | ||
| Q4 24 | $283.8M | $-450.0M | ||
| Q3 24 | $108.3M | $119.2M | ||
| Q2 24 | $54.3M | $-61.7M |
自由现金流EBCFOR
| Q1 26 | — | — | ||
| Q4 25 | — | $-157.1M | ||
| Q3 25 | — | $255.6M | ||
| Q2 25 | — | $15.0M | ||
| Q1 25 | — | $-20.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $118.4M | ||
| Q2 24 | — | $-62.3M |
自由现金流率EBCFOR
| Q1 26 | — | — | ||
| Q4 25 | — | -57.5% | ||
| Q3 25 | — | 38.1% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | -5.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 21.5% | ||
| Q2 24 | — | -19.6% |
资本支出强度EBCFOR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.0% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.2% |
现金转化率EBCFOR
| Q1 26 | — | — | ||
| Q4 25 | 4.35× | -10.19× | ||
| Q3 25 | 1.48× | 2.95× | ||
| Q2 25 | 1.24× | 0.48× | ||
| Q1 25 | — | -0.63× | ||
| Q4 24 | 4.67× | -27.27× | ||
| Q3 24 | — | 1.46× | ||
| Q2 24 | 2.06× | -1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EBC
暂无分部数据
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
