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Eastern Bankshares, Inc.（EBC）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是HomeTrust Bancshares, Inc.的6.7倍（$295.9M vs $44.2M）。HomeTrust Bancshares, Inc.同比增速更快（1.7% vs 1.7%）。过去两年Eastern Bankshares, Inc.的营收复合增速更高（220.1% vs 3.6%）
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
EBC vs HTB — 直观对比
营收规模更大
EBC
是对方的6.7倍
$44.2M
营收增速更快
HTB
高出0.1%
1.7%
两年增速更快
EBC
近两年复合增速
3.6%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $295.9M | $44.2M |
| 净利润 | $65.3M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 44.9% |
| 净利率 | 22.1% | — |
| 营收同比 | 1.7% | 1.7% |
| 净利润同比 | 289.8% | — |
| 每股收益（稀释后） | $0.29 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EBCHTB
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $44.2M | ||
| Q3 25 | $33.0M | $45.4M | ||
| Q2 25 | $32.5M | $44.2M | ||
| Q1 25 | $31.1M | $42.9M | ||
| Q4 24 | $33.2M | $43.5M | ||
| Q3 24 | $30.1M | $42.4M | ||
| Q2 24 | $28.9M | $42.4M |
净利润EBCHTB
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | — | ||
| Q3 25 | $106.1M | $16.5M | ||
| Q2 25 | $100.2M | $17.2M | ||
| Q1 25 | $-217.7M | $14.5M | ||
| Q4 24 | $60.8M | — | ||
| Q3 24 | $-6.2M | $13.1M | ||
| Q2 24 | $26.3M | $12.4M |
营业利润率EBCHTB
| Q1 26 | — | — | ||
| Q4 25 | — | 44.9% | ||
| Q3 25 | — | 46.0% | ||
| Q2 25 | — | 49.4% | ||
| Q1 25 | -590.9% | 43.0% | ||
| Q4 24 | — | 42.1% | ||
| Q3 24 | -11.1% | 39.7% | ||
| Q2 24 | — | 37.2% |
净利率EBCHTB
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | — | ||
| Q3 25 | 321.9% | 36.3% | ||
| Q2 25 | 308.2% | 38.9% | ||
| Q1 25 | -699.2% | 33.9% | ||
| Q4 24 | 183.1% | — | ||
| Q3 24 | -20.5% | 31.0% | ||
| Q2 24 | 91.2% | 29.3% |
每股收益（稀释后）EBCHTB
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | $0.93 | ||
| Q3 25 | $0.53 | $0.95 | ||
| Q2 25 | $0.50 | $1.00 | ||
| Q1 25 | $-1.08 | $0.84 | ||
| Q4 24 | $0.29 | $0.83 | ||
| Q3 24 | $-0.03 | $0.76 | ||
| Q2 24 | $0.16 | $0.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $551.7M | $324.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.3B | $600.7M |
| 总资产 | $30.6B | $4.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EBCHTB
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | $324.7M | ||
| Q3 25 | $703.4M | $315.8M | ||
| Q2 25 | $948.3M | $297.2M | ||
| Q1 25 | $609.0M | $299.8M | ||
| Q4 24 | $1.9B | $279.2M | ||
| Q3 24 | $1.7B | $293.5M | ||
| Q2 24 | $1.4B | $294.2M |
股东权益EBCHTB
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $600.7M | ||
| Q3 25 | $3.8B | $595.8M | ||
| Q2 25 | $3.7B | $579.3M | ||
| Q1 25 | $3.6B | $565.4M | ||
| Q4 24 | $3.6B | $551.8M | ||
| Q3 24 | $3.7B | $540.0M | ||
| Q2 24 | $3.0B | $523.6M |
总资产EBCHTB
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $4.5B | ||
| Q3 25 | $25.5B | $4.6B | ||
| Q2 25 | $25.5B | $4.6B | ||
| Q1 25 | $25.0B | $4.6B | ||
| Q4 24 | $25.6B | $4.6B | ||
| Q3 24 | $25.5B | $4.6B | ||
| Q2 24 | $21.0B | $4.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-2.1M |
| 自由现金流经营现金流 - 资本支出 | — | $-3.2M |
| 自由现金流率自由现金流/营收 | — | -7.1% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $45.3M |
8季度趋势，按日历期对齐
经营现金流EBCHTB
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $-2.1M | ||
| Q3 25 | $157.1M | $-11.3M | ||
| Q2 25 | $123.9M | $-8.8M | ||
| Q1 25 | $47.3M | $71.7M | ||
| Q4 24 | $88.7M | $4.8M | ||
| Q3 24 | $108.3M | $43.8M | ||
| Q2 24 | $54.3M | $5.9M |
自由现金流EBCHTB
| Q1 26 | — | — | ||
| Q4 25 | — | $-3.2M | ||
| Q3 25 | — | $-12.0M | ||
| Q2 25 | — | $-10.2M | ||
| Q1 25 | — | $70.7M | ||
| Q4 24 | — | $3.2M | ||
| Q3 24 | — | $43.1M | ||
| Q2 24 | — | $5.7M |
自由现金流率EBCHTB
| Q1 26 | — | — | ||
| Q4 25 | — | -7.1% | ||
| Q3 25 | — | -26.5% | ||
| Q2 25 | — | -23.0% | ||
| Q1 25 | — | 164.7% | ||
| Q4 24 | — | 7.4% | ||
| Q3 24 | — | 101.7% | ||
| Q2 24 | — | 13.4% |
资本支出强度EBCHTB
| Q1 26 | — | — | ||
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 0.6% |
现金转化率EBCHTB
| Q1 26 | — | — | ||
| Q4 25 | 1.05× | — | ||
| Q3 25 | 1.48× | -0.68× | ||
| Q2 25 | 1.24× | -0.51× | ||
| Q1 25 | — | 4.93× | ||
| Q4 24 | 1.46× | — | ||
| Q3 24 | — | 3.34× | ||
| Q2 24 | 2.06× | 0.48× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
HTB
暂无分部数据
