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Eastern Bankshares, Inc.（EBC）与NORTHRIM BANCORP INC（NRIM）财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是NORTHRIM BANCORP INC的4.8倍（$295.9M vs $61.2M）。NORTHRIM BANCORP INC同比增速更快（11.6% vs 1.7%）。过去两年Eastern Bankshares, Inc.的营收复合增速更高（220.1% vs 18.4%）
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
Northrim Bancorp Inc是总部位于美国阿拉斯加州的区域银行控股企业，提供商业及个人存贷款、按揭产品、财富管理等多元化金融服务，服务覆盖本地小微企业、个人消费者及企业客户群体。
EBC vs NRIM — 直观对比
营收规模更大
EBC
是对方的4.8倍
$61.2M
营收增速更快
NRIM
高出9.9%
1.7%
两年增速更快
EBC
近两年复合增速
18.4%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $295.9M | $61.2M |
| 净利润 | $65.3M | — |
| 毛利率 | — | 79.9% |
| 营业利润率 | — | 27.2% |
| 净利率 | 22.1% | — |
| 营收同比 | 1.7% | 11.6% |
| 净利润同比 | 289.8% | — |
| 每股收益（稀释后） | $0.29 | $-2.80 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EBCNRIM
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $61.2M | ||
| Q3 25 | $33.0M | $77.2M | ||
| Q2 25 | $32.5M | $61.4M | ||
| Q1 25 | $31.1M | $55.8M | ||
| Q4 24 | $33.2M | $54.8M | ||
| Q3 24 | $30.1M | $51.0M | ||
| Q2 24 | $28.9M | $46.5M |
净利润EBCNRIM
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | — | ||
| Q3 25 | $106.1M | $27.1M | ||
| Q2 25 | $100.2M | $11.8M | ||
| Q1 25 | $-217.7M | $13.3M | ||
| Q4 24 | $60.8M | — | ||
| Q3 24 | $-6.2M | $8.8M | ||
| Q2 24 | $26.3M | $9.0M |
毛利率EBCNRIM
| Q1 26 | — | — | ||
| Q4 25 | — | 79.9% | ||
| Q3 25 | — | 84.0% | ||
| Q2 25 | — | 78.5% | ||
| Q1 25 | — | 84.1% | ||
| Q4 24 | — | 77.8% | ||
| Q3 24 | — | 75.2% | ||
| Q2 24 | — | 79.1% |
营业利润率EBCNRIM
| Q1 26 | — | — | ||
| Q4 25 | — | 27.2% | ||
| Q3 25 | — | 44.8% | ||
| Q2 25 | — | 25.7% | ||
| Q1 25 | -590.9% | 31.5% | ||
| Q4 24 | — | 24.3% | ||
| Q3 24 | -11.1% | 22.8% | ||
| Q2 24 | — | 24.9% |
净利率EBCNRIM
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | — | ||
| Q3 25 | 321.9% | 35.1% | ||
| Q2 25 | 308.2% | 19.2% | ||
| Q1 25 | -699.2% | 23.9% | ||
| Q4 24 | 183.1% | — | ||
| Q3 24 | -20.5% | 17.3% | ||
| Q2 24 | 91.2% | 19.4% |
每股收益（稀释后）EBCNRIM
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | $-2.80 | ||
| Q3 25 | $0.53 | $1.20 | ||
| Q2 25 | $0.50 | $2.09 | ||
| Q1 25 | $-1.08 | $2.38 | ||
| Q4 24 | $0.29 | $-1.83 | ||
| Q3 24 | $-0.03 | $0.39 | ||
| Q2 24 | $0.16 | $1.62 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $551.7M | — |
| 总债务越低越好 | — | $12.8M |
| 股东权益账面价值 | $4.3B | $326.5M |
| 总资产 | $30.6B | $3.3B |
| 负债/权益比越低杠杆越低 | — | 0.04× |
8季度趋势，按日历期对齐
现金及短期投资EBCNRIM
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | — | ||
| Q3 25 | $703.4M | — | ||
| Q2 25 | $948.3M | — | ||
| Q1 25 | $609.0M | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.4B | — |
总债务EBCNRIM
| Q1 26 | — | — | ||
| Q4 25 | — | $12.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $23.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益EBCNRIM
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $326.5M | ||
| Q3 25 | $3.8B | $315.7M | ||
| Q2 25 | $3.7B | $290.2M | ||
| Q1 25 | $3.6B | $279.8M | ||
| Q4 24 | $3.6B | $267.1M | ||
| Q3 24 | $3.7B | $260.1M | ||
| Q2 24 | $3.0B | $247.2M |
总资产EBCNRIM
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $3.3B | ||
| Q3 25 | $25.5B | $3.3B | ||
| Q2 25 | $25.5B | $3.2B | ||
| Q1 25 | $25.0B | $3.1B | ||
| Q4 24 | $25.6B | $3.0B | ||
| Q3 24 | $25.5B | $3.0B | ||
| Q2 24 | $21.0B | $2.8B |
负债/权益比EBCNRIM
| Q1 26 | — | — | ||
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.09× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $34.5M |
| 自由现金流经营现金流 - 资本支出 | — | $32.3M |
| 自由现金流率自由现金流/营收 | — | 52.8% |
| 资本支出强度资本支出/营收 | — | 3.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $133.9M |
8季度趋势，按日历期对齐
经营现金流EBCNRIM
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $34.5M | ||
| Q3 25 | $157.1M | $92.7M | ||
| Q2 25 | $123.9M | $-4.4M | ||
| Q1 25 | $47.3M | $16.5M | ||
| Q4 24 | $88.7M | $35.5M | ||
| Q3 24 | $108.3M | $-201.0K | ||
| Q2 24 | $54.3M | $-38.5M |
自由现金流EBCNRIM
| Q1 26 | — | — | ||
| Q4 25 | — | $32.3M | ||
| Q3 25 | — | $89.9M | ||
| Q2 25 | — | $-4.7M | ||
| Q1 25 | — | $16.3M | ||
| Q4 24 | — | $34.1M | ||
| Q3 24 | — | $-330.0K | ||
| Q2 24 | — | $-39.4M |
自由现金流率EBCNRIM
| Q1 26 | — | — | ||
| Q4 25 | — | 52.8% | ||
| Q3 25 | — | 116.5% | ||
| Q2 25 | — | -7.7% | ||
| Q1 25 | — | 29.3% | ||
| Q4 24 | — | 62.2% | ||
| Q3 24 | — | -0.6% | ||
| Q2 24 | — | -84.7% |
资本支出强度EBCNRIM
| Q1 26 | — | — | ||
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 3.5% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 1.9% |
现金转化率EBCNRIM
| Q1 26 | — | — | ||
| Q4 25 | 1.05× | — | ||
| Q3 25 | 1.48× | 3.42× | ||
| Q2 25 | 1.24× | -0.37× | ||
| Q1 25 | — | 1.24× | ||
| Q4 24 | 1.46× | — | ||
| Q3 24 | — | -0.02× | ||
| Q2 24 | 2.06× | -4.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
NRIM
| Community Banking Segment | $44.3M | 72% |
| Specialty Finance Segment | $7.4M | 12% |
| Other | $4.7M | 8% |
| Home Mortgage Lending Segment | $3.6M | 6% |
| Credit And Debit Card | $1.2M | 2% |
