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Eastern Bankshares, Inc.(EBC)与LiveRamp Holdings, Inc.(RAMP)财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是LiveRamp Holdings, Inc.的1.4倍($295.9M vs $212.2M),Eastern Bankshares, Inc.净利率更高(22.1% vs 18.8%,领先3.3%),Eastern Bankshares, Inc.同比增速更快(710.6% vs 8.6%),过去两年Eastern Bankshares, Inc.的营收复合增速更高(38.6% vs 11.1%)
东方银行股份有限公司总部位于美国马萨诸塞州波士顿,2020年完成股份化改制前,是美国历史最悠久、规模最大的互助银行,同时也是马萨诸塞州规模最大的社区银行,深耕本地金融服务,在区域零售及小微金融领域拥有深厚的运营积淀。
LiveRamp Holdings, Inc.是一家美国SaaS企业,核心业务为提供数据连接平台,服务涵盖数据导入、线下数据线上迁移等能力,助力企业开展营销相关的数据应用,为品牌及营销从业者的数字化运营提供技术支撑。
EBC vs RAMP — 直观对比
营收规模更大
EBC
是对方的1.4倍
$212.2M
营收增速更快
EBC
高出702.0%
8.6%
净利率更高
EBC
高出3.3%
18.8%
两年增速更快
EBC
近两年复合增速
11.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $295.9M | $212.2M |
| 净利润 | $65.3M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 22.1% | 18.8% |
| 营收同比 | 710.6% | 8.6% |
| 净利润同比 | -34.4% | 255.7% |
| 每股收益(稀释后) | $0.29 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
EBC
RAMP
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $212.2M | ||
| Q3 25 | $241.5M | $199.8M | ||
| Q2 25 | $244.9M | $194.8M | ||
| Q1 25 | $31.1M | $188.7M | ||
| Q4 24 | $216.5M | $195.4M | ||
| Q3 24 | $203.4M | $185.5M | ||
| Q2 24 | $154.0M | $176.0M |
净利润
EBC
RAMP
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | $39.9M | ||
| Q3 25 | $106.1M | $27.4M | ||
| Q2 25 | $100.2M | $7.7M | ||
| Q1 25 | $-217.7M | $-6.3M | ||
| Q4 24 | $60.8M | $11.2M | ||
| Q3 24 | $-6.2M | $1.7M | ||
| Q2 24 | $26.3M | $-7.5M |
毛利率
EBC
RAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率
EBC
RAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 18.6% | ||
| Q3 25 | 38.9% | 10.7% | ||
| Q2 25 | 41.0% | 3.7% | ||
| Q1 25 | -590.9% | -6.1% | ||
| Q4 24 | 33.3% | 7.5% | ||
| Q3 24 | -1.6% | 4.0% | ||
| Q2 24 | 24.7% | -3.0% |
净利率
EBC
RAMP
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | 18.8% | ||
| Q3 25 | 44.0% | 13.7% | ||
| Q2 25 | 40.9% | 4.0% | ||
| Q1 25 | -699.2% | -3.3% | ||
| Q4 24 | 28.1% | 5.7% | ||
| Q3 24 | -3.0% | 0.9% | ||
| Q2 24 | 17.1% | -4.3% |
每股收益(稀释后)
EBC
RAMP
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | $0.62 | ||
| Q3 25 | $0.53 | $0.42 | ||
| Q2 25 | $0.50 | $0.12 | ||
| Q1 25 | $-1.08 | $-0.10 | ||
| Q4 24 | $0.29 | $0.17 | ||
| Q3 24 | $-0.03 | $0.03 | ||
| Q2 24 | $0.16 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $551.7M | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.3B | $962.3M |
| 总资产 | $30.6B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
EBC
RAMP
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | $403.4M | ||
| Q3 25 | $703.4M | $376.9M | ||
| Q2 25 | $948.3M | $371.1M | ||
| Q1 25 | $609.0M | $420.8M | ||
| Q4 24 | $1.9B | $384.3M | ||
| Q3 24 | $1.7B | $348.4M | ||
| Q2 24 | $1.4B | $342.7M |
股东权益
EBC
RAMP
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $962.3M | ||
| Q3 25 | $3.8B | $943.8M | ||
| Q2 25 | $3.7B | $947.8M | ||
| Q1 25 | $3.6B | $948.9M | ||
| Q4 24 | $3.6B | $957.7M | ||
| Q3 24 | $3.7B | $932.1M | ||
| Q2 24 | $3.0B | $951.9M |
总资产
EBC
RAMP
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $1.3B | ||
| Q3 25 | $25.5B | $1.2B | ||
| Q2 25 | $25.5B | $1.2B | ||
| Q1 25 | $25.0B | $1.3B | ||
| Q4 24 | $25.6B | $1.3B | ||
| Q3 24 | $25.5B | $1.2B | ||
| Q2 24 | $21.0B | $1.2B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图