vs
Eastern Bankshares, Inc.（EBC）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是Eastern Bankshares, Inc.的1.6倍（$461.6M vs $295.9M），Eastern Bankshares, Inc.净利率更高（22.1% vs 14.6%，领先7.5%），RBC Bearings INC同比增速更快（17.0% vs 1.7%），过去两年Eastern Bankshares, Inc.的营收复合增速更高（38.6% vs 5.6%）
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
EBC vs RBC — 直观对比
营收规模更大
RBC
是对方的1.6倍
$295.9M
营收增速更快
RBC
高出15.4%
1.7%
净利率更高
EBC
高出7.5%
14.6%
两年增速更快
EBC
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $295.9M | $461.6M |
| 净利润 | $65.3M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | — | 22.3% |
| 净利率 | 22.1% | 14.6% |
| 营收同比 | 1.7% | 17.0% |
| 净利润同比 | 289.8% | 16.4% |
| 每股收益（稀释后） | $0.29 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EBCRBC
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $461.6M | ||
| Q3 25 | $241.5M | $455.3M | ||
| Q2 25 | $244.9M | $436.0M | ||
| Q1 25 | $31.1M | $437.7M | ||
| Q4 24 | $216.5M | $394.4M | ||
| Q3 24 | $203.4M | $397.9M | ||
| Q2 24 | $154.0M | $406.3M |
净利润EBCRBC
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | $67.4M | ||
| Q3 25 | $106.1M | $60.0M | ||
| Q2 25 | $100.2M | $68.5M | ||
| Q1 25 | $-217.7M | $72.7M | ||
| Q4 24 | $60.8M | $57.9M | ||
| Q3 24 | $-6.2M | $54.2M | ||
| Q2 24 | $26.3M | $61.4M |
毛利率EBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% |
营业利润率EBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 22.3% | ||
| Q3 25 | 38.9% | 21.5% | ||
| Q2 25 | 41.0% | 23.2% | ||
| Q1 25 | -590.9% | 23.0% | ||
| Q4 24 | 33.3% | 21.7% | ||
| Q3 24 | -1.6% | 21.6% | ||
| Q2 24 | 24.7% | 24.0% |
净利率EBCRBC
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | 14.6% | ||
| Q3 25 | 44.0% | 13.2% | ||
| Q2 25 | 40.9% | 15.7% | ||
| Q1 25 | -699.2% | 16.6% | ||
| Q4 24 | 28.1% | 14.7% | ||
| Q3 24 | -3.0% | 13.6% | ||
| Q2 24 | 17.1% | 15.1% |
每股收益（稀释后）EBCRBC
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | $2.13 | ||
| Q3 25 | $0.53 | $1.90 | ||
| Q2 25 | $0.50 | $2.17 | ||
| Q1 25 | $-1.08 | $2.33 | ||
| Q4 24 | $0.29 | $1.82 | ||
| Q3 24 | $-0.03 | $1.65 | ||
| Q2 24 | $0.16 | $1.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $551.7M | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $4.3B | $3.3B |
| 总资产 | $30.6B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资EBCRBC
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | $107.6M | ||
| Q3 25 | $703.4M | $91.2M | ||
| Q2 25 | $948.3M | $132.9M | ||
| Q1 25 | $609.0M | $36.8M | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.4B | $76.8M |
总债务EBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益EBCRBC
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $3.3B | ||
| Q3 25 | $3.8B | $3.2B | ||
| Q2 25 | $3.7B | $3.1B | ||
| Q1 25 | $3.6B | $3.0B | ||
| Q4 24 | $3.6B | $2.9B | ||
| Q3 24 | $3.7B | $2.9B | ||
| Q2 24 | $3.0B | $2.8B |
总资产EBCRBC
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $5.1B | ||
| Q3 25 | $25.5B | $5.1B | ||
| Q2 25 | $25.5B | $4.8B | ||
| Q1 25 | $25.0B | $4.7B | ||
| Q4 24 | $25.6B | $4.7B | ||
| Q3 24 | $25.5B | $4.7B | ||
| Q2 24 | $21.0B | $4.7B |
负债/权益比EBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流EBCRBC
| Q1 26 | — | — | ||
| Q4 25 | $432.4M | $122.1M | ||
| Q3 25 | $157.1M | $88.4M | ||
| Q2 25 | $123.9M | $120.0M | ||
| Q1 25 | $47.3M | — | ||
| Q4 24 | $283.8M | $84.0M | ||
| Q3 24 | $108.3M | — | ||
| Q2 24 | $54.3M | $97.4M |
自由现金流EBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $99.1M | ||
| Q3 25 | — | $71.7M | ||
| Q2 25 | — | $104.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $88.4M |
自由现金流率EBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 21.5% | ||
| Q3 25 | — | 15.7% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 18.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.8% |
资本支出强度EBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 2.2% |
现金转化率EBCRBC
| Q1 26 | — | — | ||
| Q4 25 | 4.35× | 1.81× | ||
| Q3 25 | 1.48× | 1.47× | ||
| Q2 25 | 1.24× | 1.75× | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.67× | 1.45× | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.06× | 1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
