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美国合众银行（EBMT）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
Rumble Inc.的季度营收约是美国合众银行的1.1倍（$27.1M vs $24.3M），美国合众银行净利率更高（19.5% vs -120.8%，领先140.2%），美国合众银行同比增速更快（13.7% vs -10.5%），美国合众银行自由现金流更多（$28.3M vs $-31.7M），过去两年Rumble Inc.的营收复合增速更高（15.2% vs 12.6%）
美国合众银行是一家美国跨国银行金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押贷款等金融业务。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
EBMT vs RUM — 直观对比
营收规模更大
RUM
是对方的1.1倍
$24.3M
营收增速更快
EBMT
高出24.2%
-10.5%
净利率更高
EBMT
高出140.2%
-120.8%
自由现金流更多
EBMT
多$60.1M
$-31.7M
两年增速更快
RUM
近两年复合增速
12.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $24.3M | $27.1M |
| 净利润 | $4.7M | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | 25.0% | -131.1% |
| 净利率 | 19.5% | -120.8% |
| 营收同比 | 13.7% | -10.5% |
| 净利润同比 | 37.8% | 86.2% |
| 每股收益（稀释后） | $0.62 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EBMTRUM
| Q4 25 | $24.3M | $27.1M | ||
| Q3 25 | $23.4M | $24.8M | ||
| Q2 25 | $23.0M | — | ||
| Q1 25 | $20.9M | $23.7M | ||
| Q4 24 | $21.4M | $30.2M | ||
| Q3 24 | $20.8M | $25.1M | ||
| Q2 24 | $19.9M | $22.5M | ||
| Q1 24 | $19.2M | $17.7M |
净利润EBMTRUM
| Q4 25 | $4.7M | $-32.7M | ||
| Q3 25 | $3.6M | $-16.3M | ||
| Q2 25 | $3.2M | — | ||
| Q1 25 | $3.2M | $-2.7M | ||
| Q4 24 | $3.4M | $-236.8M | ||
| Q3 24 | $2.7M | $-31.5M | ||
| Q2 24 | $1.7M | $-26.8M | ||
| Q1 24 | $1.9M | $-43.3M |
毛利率EBMTRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率EBMTRUM
| Q4 25 | 25.0% | -131.1% | ||
| Q3 25 | 21.2% | -113.6% | ||
| Q2 25 | 17.4% | — | ||
| Q1 25 | 18.5% | -153.5% | ||
| Q4 24 | 17.3% | -80.1% | ||
| Q3 24 | 15.6% | -131.0% | ||
| Q2 24 | 11.0% | -172.7% | ||
| Q1 24 | 11.8% | -197.4% |
净利率EBMTRUM
| Q4 25 | 19.5% | -120.8% | ||
| Q3 25 | 15.5% | -65.7% | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 15.5% | -11.2% | ||
| Q4 24 | 16.1% | -783.2% | ||
| Q3 24 | 13.0% | -125.9% | ||
| Q2 24 | 8.7% | -119.2% | ||
| Q1 24 | 9.9% | -244.1% |
每股收益（稀释后）EBMTRUM
| Q4 25 | $0.62 | $-0.13 | ||
| Q3 25 | $0.46 | $-0.06 | ||
| Q2 25 | $0.41 | — | ||
| Q1 25 | $0.41 | $-0.01 | ||
| Q4 24 | $0.44 | $-1.17 | ||
| Q3 24 | $0.34 | $-0.15 | ||
| Q2 24 | $0.22 | $-0.13 | ||
| Q1 24 | $0.24 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $63.0M | $237.9M |
| 总债务越低越好 | $44.5M | — |
| 股东权益账面价值 | $191.8M | $274.8M |
| 总资产 | $2.1B | $336.8M |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资EBMTRUM
| Q4 25 | $63.0M | $237.9M | ||
| Q3 25 | $29.5M | $269.8M | ||
| Q2 25 | $26.9M | — | ||
| Q1 25 | $22.8M | $301.3M | ||
| Q4 24 | $31.6M | $114.0M | ||
| Q3 24 | $42.2M | $132.0M | ||
| Q2 24 | $23.8M | $154.2M | ||
| Q1 24 | $20.9M | $183.8M |
总债务EBMTRUM
| Q4 25 | $44.5M | — | ||
| Q3 25 | $59.3M | — | ||
| Q2 25 | $59.2M | — | ||
| Q1 25 | $59.2M | — | ||
| Q4 24 | $59.1M | — | ||
| Q3 24 | $59.1M | — | ||
| Q2 24 | $59.1M | — | ||
| Q1 24 | $59.0M | — |
股东权益EBMTRUM
| Q4 25 | $191.8M | $274.8M | ||
| Q3 25 | $186.5M | $302.2M | ||
| Q2 25 | $180.6M | — | ||
| Q1 25 | $177.6M | $339.6M | ||
| Q4 24 | $174.8M | $-63.1M | ||
| Q3 24 | $177.7M | $166.1M | ||
| Q2 24 | $170.2M | $192.7M | ||
| Q1 24 | $168.9M | $210.7M |
总资产EBMTRUM
| Q4 25 | $2.1B | $336.8M | ||
| Q3 25 | $2.1B | $367.2M | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.1B | $391.1M | ||
| Q4 24 | $2.1B | $195.3M | ||
| Q3 24 | $2.1B | $217.2M | ||
| Q2 24 | $2.1B | $243.2M | ||
| Q1 24 | $2.1B | $263.0M |
负债/权益比EBMTRUM
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.32× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 0.33× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.35× | — | ||
| Q1 24 | 0.35× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $33.1M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | $28.3M | $-31.7M |
| 自由现金流率自由现金流/营收 | 116.7% | -117.2% |
| 资本支出强度资本支出/营收 | 19.7% | 8.5% |
| 现金转化率经营现金流/净利润 | 7.01× | — |
| 过去12个月自由现金流最近4个季度 | $37.1M | $-70.8M |
8季度趋势，按日历期对齐
经营现金流EBMTRUM
| Q4 25 | $33.1M | $-29.4M | ||
| Q3 25 | $9.0M | $-10.6M | ||
| Q2 25 | $1.7M | — | ||
| Q1 25 | $1.9M | $-14.5M | ||
| Q4 24 | $28.5M | $-12.4M | ||
| Q3 24 | $2.6M | $-19.1M | ||
| Q2 24 | $3.3M | $-21.7M | ||
| Q1 24 | $7.1M | $-33.9M |
自由现金流EBMTRUM
| Q4 25 | $28.3M | $-31.7M | ||
| Q3 25 | $7.1M | $-12.0M | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $262.0K | $-14.6M | ||
| Q4 24 | $14.5M | $-12.4M | ||
| Q3 24 | $-749.0K | $-19.9M | ||
| Q2 24 | $627.0K | $-23.1M | ||
| Q1 24 | $2.3M | $-34.3M |
自由现金流率EBMTRUM
| Q4 25 | 116.7% | -117.2% | ||
| Q3 25 | 30.3% | -48.6% | ||
| Q2 25 | 6.0% | — | ||
| Q1 25 | 1.3% | -61.7% | ||
| Q4 24 | 67.7% | -40.9% | ||
| Q3 24 | -3.6% | -79.5% | ||
| Q2 24 | 3.2% | -102.8% | ||
| Q1 24 | 12.2% | -193.3% |
资本支出强度EBMTRUM
| Q4 25 | 19.7% | 8.5% | ||
| Q3 25 | 8.0% | 5.7% | ||
| Q2 25 | 1.6% | — | ||
| Q1 25 | 7.8% | 0.6% | ||
| Q4 24 | 65.9% | 0.1% | ||
| Q3 24 | 16.1% | 3.4% | ||
| Q2 24 | 13.3% | 6.1% | ||
| Q1 24 | 24.9% | 2.4% |
现金转化率EBMTRUM
| Q4 25 | 7.01× | — | ||
| Q3 25 | 2.47× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.58× | — | ||
| Q4 24 | 8.31× | — | ||
| Q3 24 | 0.96× | — | ||
| Q2 24 | 1.88× | — | ||
| Q1 24 | 3.75× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EBMT
| Other | $13.2M | 54% |
| Commodity Sales | $8.6M | 35% |
| Bank Servicing | $2.6M | 11% |
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
