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Equifax（EFX）与普尔斯马特（PSMT）财务数据对比。点击上方公司名可切换其他公司
Equifax的季度营收约是普尔斯马特的1.2倍（$1.6B vs $1.4B），Equifax净利率更高（10.4% vs 2.9%，领先7.5%），Equifax同比增速更快（697.0% vs 9.9%），过去两年Equifax的营收复合增速更高（7.4% vs 3.5%）
Equifax是总部位于美国佐治亚州亚特兰大的跨国消费信用报告机构，与益博睿、环联并称全球三大消费信用报告机构，在全球范围内收集汇总了超过8亿名个人消费者及8800万家企业的相关信息。
PriceSmart（普尔斯马特）是一家美资会员制仓储商超运营商，业务覆盖中美洲、加勒比地区及南美洲。公司由Price Club的创立者索尔·普莱斯与罗伯特·普莱斯共同创办，罗伯特·普莱斯现任董事会主席。
EFX vs PSMT — 直观对比
营收规模更大
EFX
是对方的1.2倍
$1.4B
营收增速更快
EFX
高出687.0%
9.9%
净利率更高
EFX
高出7.5%
2.9%
两年增速更快
EFX
近两年复合增速
3.5%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.4B |
| 净利润 | $171.5M | $40.2M |
| 毛利率 | — | 17.7% |
| 营业利润率 | 17.4% | 4.6% |
| 净利率 | 10.4% | 2.9% |
| 营收同比 | 697.0% | 9.9% |
| 净利润同比 | 28.9% | 7.3% |
| 每股收益（稀释后） | $120.80 | $1.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFXPSMT
| Q2 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $1.4B | ||
| Q3 25 | $1.5B | $1.3B | ||
| Q2 25 | $1.5B | $1.3B | ||
| Q1 25 | $1.4B | $1.4B | ||
| Q4 24 | $1.4B | $1.3B | ||
| Q3 24 | $1.4B | $1.2B | ||
| Q2 24 | $1.4B | $1.2B |
净利润EFXPSMT
| Q2 26 | $171.5M | — | ||
| Q4 25 | $175.7M | $40.2M | ||
| Q3 25 | $160.2M | $31.5M | ||
| Q2 25 | $191.3M | $35.2M | ||
| Q1 25 | $133.1M | $43.8M | ||
| Q4 24 | $174.0M | $37.4M | ||
| Q3 24 | $141.3M | $29.1M | ||
| Q2 24 | $163.9M | $32.5M |
毛利率EFXPSMT
| Q2 26 | — | — | ||
| Q4 25 | — | 17.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 17.1% | ||
| Q4 24 | — | 17.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率EFXPSMT
| Q2 26 | 17.4% | — | ||
| Q4 25 | 18.3% | 4.6% | ||
| Q3 25 | 17.1% | 4.0% | ||
| Q2 25 | 20.2% | 4.3% | ||
| Q1 25 | 16.4% | 4.8% | ||
| Q4 24 | 20.3% | 4.6% | ||
| Q3 24 | 17.1% | 4.0% | ||
| Q2 24 | 19.7% | 4.1% |
净利率EFXPSMT
| Q2 26 | 10.4% | — | ||
| Q4 25 | 11.3% | 2.9% | ||
| Q3 25 | 10.4% | 2.4% | ||
| Q2 25 | 12.4% | 2.7% | ||
| Q1 25 | 9.2% | 3.2% | ||
| Q4 24 | 12.3% | 3.0% | ||
| Q3 24 | 9.8% | 2.4% | ||
| Q2 24 | 11.5% | 2.6% |
每股收益（稀释后）EFXPSMT
| Q2 26 | $120.80 | — | ||
| Q4 25 | $1.44 | $1.29 | ||
| Q3 25 | $1.29 | $1.02 | ||
| Q2 25 | $1.53 | $1.14 | ||
| Q1 25 | $1.06 | $1.45 | ||
| Q4 24 | $1.40 | $1.21 | ||
| Q3 24 | $1.13 | $0.94 | ||
| Q2 24 | $1.31 | $1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.4M | $320.6M |
| 总债务越低越好 | $5.3B | $180.3M |
| 股东权益账面价值 | $4.6B | $1.3B |
| 总资产 | $11.9B | $2.4B |
| 负债/权益比越低杠杆越低 | 1.16× | 0.14× |
8季度趋势，按日历期对齐
现金及短期投资EFXPSMT
| Q2 26 | $183.4M | — | ||
| Q4 25 | $180.8M | $320.6M | ||
| Q3 25 | $189.0M | $314.2M | ||
| Q2 25 | $189.0M | $262.4M | ||
| Q1 25 | $195.2M | $247.3M | ||
| Q4 24 | $169.9M | $222.2M | ||
| Q3 24 | $468.2M | $225.5M | ||
| Q2 24 | $181.9M | $228.2M |
总债务EFXPSMT
| Q2 26 | $5.3B | — | ||
| Q4 25 | $5.1B | $180.3M | ||
| Q3 25 | — | $186.6M | ||
| Q2 25 | — | $103.1M | ||
| Q1 25 | — | $107.1M | ||
| Q4 24 | $5.0B | $115.6M | ||
| Q3 24 | — | $130.4M | ||
| Q2 24 | — | $135.1M |
股东权益EFXPSMT
| Q2 26 | $4.6B | — | ||
| Q4 25 | $4.6B | $1.3B | ||
| Q3 25 | $4.9B | $1.2B | ||
| Q2 25 | $5.1B | $1.2B | ||
| Q1 25 | $5.0B | $1.2B | ||
| Q4 24 | $4.8B | $1.2B | ||
| Q3 24 | $4.9B | $1.1B | ||
| Q2 24 | $4.7B | $1.1B |
总资产EFXPSMT
| Q2 26 | $11.9B | — | ||
| Q4 25 | $11.9B | $2.4B | ||
| Q3 25 | $11.8B | $2.3B | ||
| Q2 25 | $11.9B | $2.1B | ||
| Q1 25 | $11.9B | $2.1B | ||
| Q4 24 | $11.8B | $2.1B | ||
| Q3 24 | $12.3B | $2.0B | ||
| Q2 24 | $12.2B | $2.0B |
负债/权益比EFXPSMT
| Q2 26 | 1.16× | — | ||
| Q4 25 | 1.11× | 0.14× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.09× | ||
| Q4 24 | 1.05× | 0.10× | ||
| Q3 24 | — | 0.12× | ||
| Q2 24 | — | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $71.2M |
| 自由现金流经营现金流 - 资本支出 | — | $32.6M |
| 自由现金流率自由现金流/营收 | — | 2.4% |
| 资本支出强度资本支出/营收 | 7.3% | 2.8% |
| 现金转化率经营现金流/净利润 | — | 1.77× |
| 过去12个月自由现金流最近4个季度 | — | $125.5M |
8季度趋势，按日历期对齐
经营现金流EFXPSMT
| Q2 26 | — | — | ||
| Q4 25 | $470.8M | $71.2M | ||
| Q3 25 | $559.9M | $82.1M | ||
| Q2 25 | $361.1M | $52.8M | ||
| Q1 25 | $223.9M | $87.9M | ||
| Q4 24 | $324.8M | $38.5M | ||
| Q3 24 | $479.5M | $41.8M | ||
| Q2 24 | $267.5M | $38.1M |
自由现金流EFXPSMT
| Q2 26 | — | — | ||
| Q4 25 | $340.8M | $32.6M | ||
| Q3 25 | $437.9M | $25.6M | ||
| Q2 25 | $238.9M | $14.0M | ||
| Q1 25 | $116.7M | $53.2M | ||
| Q4 24 | $205.9M | $10.3M | ||
| Q3 24 | $355.5M | $15.2M | ||
| Q2 24 | $130.8M | $-308.0K |
自由现金流率EFXPSMT
| Q2 26 | — | — | ||
| Q4 25 | 22.0% | 2.4% | ||
| Q3 25 | 28.3% | 1.9% | ||
| Q2 25 | 15.5% | 1.1% | ||
| Q1 25 | 8.1% | 3.9% | ||
| Q4 24 | 14.5% | 0.8% | ||
| Q3 24 | 24.7% | 1.2% | ||
| Q2 24 | 9.1% | -0.0% |
资本支出强度EFXPSMT
| Q2 26 | 7.3% | — | ||
| Q4 25 | 8.4% | 2.8% | ||
| Q3 25 | 7.9% | 4.2% | ||
| Q2 25 | 8.0% | 2.9% | ||
| Q1 25 | 7.4% | 2.5% | ||
| Q4 24 | 8.4% | 2.2% | ||
| Q3 24 | 8.6% | 2.2% | ||
| Q2 24 | 9.6% | 3.1% |
现金转化率EFXPSMT
| Q2 26 | — | — | ||
| Q4 25 | 2.68× | 1.77× | ||
| Q3 25 | 3.50× | 2.60× | ||
| Q2 25 | 1.89× | 1.50× | ||
| Q1 25 | 1.68× | 2.01× | ||
| Q4 24 | 1.87× | 1.03× | ||
| Q3 24 | 3.39× | 1.44× | ||
| Q2 24 | 1.63× | 1.17× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFX
| Verification Services | $571.4M | 35% |
| Online Information Solutions | $448.1M | 27% |
| Other | $381.5M | 23% |
| Employer Services | $116.4M | 7% |
| Asia Pacific | $79.7M | 5% |
| Financial Marketing Services | $51.8M | 3% |
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
