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Equifax（EFX）与泰瑞达（TER）财务数据对比。点击上方公司名可切换其他公司
Equifax的季度营收约是泰瑞达的1.5倍（$1.6B vs $1.1B），泰瑞达净利率更高（23.7% vs 10.4%，领先13.3%），Equifax同比增速更快（697.0% vs 43.9%），过去两年泰瑞达的营收复合增速更高（34.4% vs 7.4%）
Equifax是总部位于美国佐治亚州亚特兰大的跨国消费信用报告机构，与益博睿、环联并称全球三大消费信用报告机构，在全球范围内收集汇总了超过8亿名个人消费者及8800万家企业的相关信息。
泰瑞达是总部位于美国马萨诸塞州北雷丁的自动测试设备（ATE）设计及制造企业，在全球半导体测试领域拥有深厚技术积累，服务的知名客户涵盖三星、高通、英特尔、亚德诺、德州仪器、IBM等行业头部企业。
EFX vs TER — 直观对比
营收规模更大
EFX
是对方的1.5倍
$1.1B
营收增速更快
EFX
高出653.1%
43.9%
净利率更高
TER
高出13.3%
10.4%
两年增速更快
TER
近两年复合增速
7.4%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.1B |
| 净利润 | $171.5M | $257.2M |
| 毛利率 | — | 57.2% |
| 营业利润率 | 17.4% | 27.1% |
| 净利率 | 10.4% | 23.7% |
| 营收同比 | 697.0% | 43.9% |
| 净利润同比 | 28.9% | 75.9% |
| 每股收益（稀释后） | $120.80 | $1.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFXTER
| Q2 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $1.1B | ||
| Q3 25 | $1.5B | $769.2M | ||
| Q2 25 | $1.5B | $651.8M | ||
| Q1 25 | $1.4B | $685.7M | ||
| Q4 24 | $1.4B | $752.9M | ||
| Q3 24 | $1.4B | $737.3M | ||
| Q2 24 | $1.4B | $729.9M |
净利润EFXTER
| Q2 26 | $171.5M | — | ||
| Q4 25 | $175.7M | $257.2M | ||
| Q3 25 | $160.2M | $119.6M | ||
| Q2 25 | $191.3M | $78.4M | ||
| Q1 25 | $133.1M | $98.9M | ||
| Q4 24 | $174.0M | $146.3M | ||
| Q3 24 | $141.3M | $145.6M | ||
| Q2 24 | $163.9M | $186.3M |
毛利率EFXTER
| Q2 26 | — | — | ||
| Q4 25 | — | 57.2% | ||
| Q3 25 | — | 58.4% | ||
| Q2 25 | — | 57.2% | ||
| Q1 25 | — | 60.6% | ||
| Q4 24 | — | 59.4% | ||
| Q3 24 | — | 59.2% | ||
| Q2 24 | — | 58.3% |
营业利润率EFXTER
| Q2 26 | 17.4% | — | ||
| Q4 25 | 18.3% | 27.1% | ||
| Q3 25 | 17.1% | 18.9% | ||
| Q2 25 | 20.2% | 13.9% | ||
| Q1 25 | 16.4% | 17.6% | ||
| Q4 24 | 20.3% | 20.4% | ||
| Q3 24 | 17.1% | 20.6% | ||
| Q2 24 | 19.7% | 28.8% |
净利率EFXTER
| Q2 26 | 10.4% | — | ||
| Q4 25 | 11.3% | 23.7% | ||
| Q3 25 | 10.4% | 15.5% | ||
| Q2 25 | 12.4% | 12.0% | ||
| Q1 25 | 9.2% | 14.4% | ||
| Q4 24 | 12.3% | 19.4% | ||
| Q3 24 | 9.8% | 19.8% | ||
| Q2 24 | 11.5% | 25.5% |
每股收益（稀释后）EFXTER
| Q2 26 | $120.80 | — | ||
| Q4 25 | $1.44 | $1.62 | ||
| Q3 25 | $1.29 | $0.75 | ||
| Q2 25 | $1.53 | $0.49 | ||
| Q1 25 | $1.06 | $0.61 | ||
| Q4 24 | $1.40 | $0.89 | ||
| Q3 24 | $1.13 | $0.89 | ||
| Q2 24 | $1.31 | $1.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.4M | $293.8M |
| 总债务越低越好 | $5.3B | — |
| 股东权益账面价值 | $4.6B | $2.8B |
| 总资产 | $11.9B | $4.2B |
| 负债/权益比越低杠杆越低 | 1.16× | — |
8季度趋势，按日历期对齐
现金及短期投资EFXTER
| Q2 26 | $183.4M | — | ||
| Q4 25 | $180.8M | $293.8M | ||
| Q3 25 | $189.0M | $272.7M | ||
| Q2 25 | $189.0M | $339.3M | ||
| Q1 25 | $195.2M | $475.6M | ||
| Q4 24 | $169.9M | $553.4M | ||
| Q3 24 | $468.2M | $510.0M | ||
| Q2 24 | $181.9M | $421.9M |
总债务EFXTER
| Q2 26 | $5.3B | — | ||
| Q4 25 | $5.1B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $5.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益EFXTER
| Q2 26 | $4.6B | — | ||
| Q4 25 | $4.6B | $2.8B | ||
| Q3 25 | $4.9B | $2.7B | ||
| Q2 25 | $5.1B | $2.8B | ||
| Q1 25 | $5.0B | $2.8B | ||
| Q4 24 | $4.8B | $2.8B | ||
| Q3 24 | $4.9B | $2.9B | ||
| Q2 24 | $4.7B | $2.7B |
总资产EFXTER
| Q2 26 | $11.9B | — | ||
| Q4 25 | $11.9B | $4.2B | ||
| Q3 25 | $11.8B | $4.0B | ||
| Q2 25 | $11.9B | $3.8B | ||
| Q1 25 | $11.9B | $3.7B | ||
| Q4 24 | $11.8B | $3.7B | ||
| Q3 24 | $12.3B | $3.8B | ||
| Q2 24 | $12.2B | $3.6B |
负债/权益比EFXTER
| Q2 26 | 1.16× | — | ||
| Q4 25 | 1.11× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.05× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $281.6M |
| 自由现金流经营现金流 - 资本支出 | — | $218.8M |
| 自由现金流率自由现金流/营收 | — | 20.2% |
| 资本支出强度资本支出/营收 | 7.3% | 5.8% |
| 现金转化率经营现金流/净利润 | — | 1.09× |
| 过去12个月自由现金流最近4个季度 | — | $450.4M |
8季度趋势，按日历期对齐
经营现金流EFXTER
| Q2 26 | — | — | ||
| Q4 25 | $470.8M | $281.6M | ||
| Q3 25 | $559.9M | $49.0M | ||
| Q2 25 | $361.1M | $182.1M | ||
| Q1 25 | $223.9M | $161.6M | ||
| Q4 24 | $324.8M | $282.6M | ||
| Q3 24 | $479.5M | $166.3M | ||
| Q2 24 | $267.5M | $216.1M |
自由现金流EFXTER
| Q2 26 | — | — | ||
| Q4 25 | $340.8M | $218.8M | ||
| Q3 25 | $437.9M | $2.4M | ||
| Q2 25 | $238.9M | $131.7M | ||
| Q1 25 | $116.7M | $97.6M | ||
| Q4 24 | $205.9M | $225.2M | ||
| Q3 24 | $355.5M | $114.4M | ||
| Q2 24 | $130.8M | $171.2M |
自由现金流率EFXTER
| Q2 26 | — | — | ||
| Q4 25 | 22.0% | 20.2% | ||
| Q3 25 | 28.3% | 0.3% | ||
| Q2 25 | 15.5% | 20.2% | ||
| Q1 25 | 8.1% | 14.2% | ||
| Q4 24 | 14.5% | 29.9% | ||
| Q3 24 | 24.7% | 15.5% | ||
| Q2 24 | 9.1% | 23.5% |
资本支出强度EFXTER
| Q2 26 | 7.3% | — | ||
| Q4 25 | 8.4% | 5.8% | ||
| Q3 25 | 7.9% | 6.1% | ||
| Q2 25 | 8.0% | 7.7% | ||
| Q1 25 | 7.4% | 9.3% | ||
| Q4 24 | 8.4% | 7.6% | ||
| Q3 24 | 8.6% | 7.0% | ||
| Q2 24 | 9.6% | 6.1% |
现金转化率EFXTER
| Q2 26 | — | — | ||
| Q4 25 | 2.68× | 1.09× | ||
| Q3 25 | 3.50× | 0.41× | ||
| Q2 25 | 1.89× | 2.32× | ||
| Q1 25 | 1.68× | 1.63× | ||
| Q4 24 | 1.87× | 1.93× | ||
| Q3 24 | 3.39× | 1.14× | ||
| Q2 24 | 1.63× | 1.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFX
| Verification Services | $571.4M | 35% |
| Online Information Solutions | $448.1M | 27% |
| Other | $381.5M | 23% |
| Employer Services | $116.4M | 7% |
| Asia Pacific | $79.7M | 5% |
| Financial Marketing Services | $51.8M | 3% |
TER
| Soc | $646.5M | 60% |
| Memory | $206.5M | 19% |
| Transferred At Point In Time | $90.0M | 8% |
| Universal Robots | $89.4M | 8% |
| IST | $30.5M | 3% |
| Transferred Over Time | $20.5M | 2% |
